United Community Credit Union University Austin TX

Introduction

Welcome to University, your trusted financial partner located at 1801 E 51St St Ste 200, Austin, TX 78723. Since our establishment in 1936, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our 391,419 members. With total assets exceeding $4.1 billion and total deposits reaching $210,923,091, we are dedicated to helping you achieve your financial goals. At University, we understand that every member's journey is unique. Whether you're looking for personal banking solutions like checking accounts and auto loans or seeking business financing options, we've got you covered. Our friendly staff is here to assist you with a range of services, including online and mobile banking, personal loans, mortgage refinancing, and credit cards with rewards. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 9350, Austin, TX 78766. Under the leadership of our CEO Michael Crowl and Board President Laura Kilcrease, we are committed to fostering a strong relationship with our members and contributing positively to the community. With a net worth of $372,973,611 and cash reserves totaling $133,737,475, University is not just about numbers; it's about building trust and reliability in all our interactions. We pride ourselves on being approachable and supportive as you navigate your financial journey. If you're ready to discover how we can help you thrive financially or if you have any questions about our services, don't hesitate to reach out! Call us at 512-467-8080 or visit our website at ufcu.org today. Let's work together towards a brighter financial future!

Branch History & Mission

Join Us Today

We invite you to become part of the University family! Experience personalized service designed with you in mind and discover how we can help make your financial dreams a reality. Contact us at 512-467-8080 or visit us online at www.ufcu.org for more information on how you can join us today!

Modern Banking Solutions

As times change, so do we. At University, we embrace technology that enhances your banking experience. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. We also prioritize accessibility with features that comply with ADA standards ensuring everyone can benefit from our services. Whether you prefer the convenience of an ATM available right here or the personal touch of drive-thru banking for deposits and withdrawals, we've got you covered.

Our Commitment to Community

The spirit of community is woven into the fabric of University. We understand that our success is tied to the well-being of those we serve. That's why we actively engage in local outreach programs and partnerships that uplift our neighborhoods. From sponsoring events to providing educational resources about financial literacy, we are dedicated to making a positive impact. While members can visit us at 1801 E 51St St Ste 200, official correspondence should be sent to PO Box 9350, Austin, TX 78766. We invite you to experience our range of services firsthand during our operating hours: Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM.

Branch Location & Accessibility

Welcome to the University branch of University, located at 1801 E 51St St Ste 200 Austin Tx 78723 in the vibrant city of Austin, TX. Our location is easy to reach, nestled near popular landmarks that make your visit convenient and enjoyable. Whether you're coming from home or work, you'll find us just a short drive away. At University, we pride ourselves on accessibility. Our branch features ADA-compliant entrances and ramps, ensuring everyone can enjoy our services with ease. There's ample parking available for members visiting us, making it hassle-free to stop by. If you need to handle your banking needs, we're here for you! Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 10 AM to 6 PM, and Saturday from 10 AM to 2 PM. We also offer drive-thru banking for those who prefer a quick service option without leaving their vehicle. For added convenience, our branch has an ATM available around the clock, allowing you to manage your finances anytime. While members can visit us at 1801 E 51St St Ste 200 Austin Tx 78723, official correspondence should be sent to our mailing address at PO Box 9350, Austin, TX 78766. Feel free to give us a call at (512) 467-8080 if you have any questions or need assistance. We invite you to visit us soon at University we're excited to serve you!

Member Eligibility

At University, we believe that everyone deserves a chance to be part of a caring community. Joining us as a member is simple and welcoming, designed to make you feel right at home. To be eligible, you just need to meet a few friendly criteria that generally include living, working, or going to school in our service area, or being affiliated with certain organizations. This means if you're connected to the vibrant community around 1801 E 51St St Ste 200 Austin Tx 78723, we want you with us! For a detailed look at eligibility specifics, feel free to check out our website at http://www.ufcu.org/personal/loans/ut-golf-club-membership . Once you're ready to take the leap into membership, opening an account is a breeze! You can find all the necessary steps and forms on our account opening page at http://www.ufcu.org/open-account . Should you have any questions or need assistance along the way, don't hesitate to reach out. Give us a call at (512) 467-8080. We're here for you Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. Join us today and experience the benefits of being part of something special!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to process payments easily while focusing on what you do best running your business. Our merchant services offer just that. From point-of-sale systems to online payment solutions, we equip you with the tools needed to streamline transactions and enhance customer experiences. Located at 1801 E 51St St Ste 200 Austin Tx 78723 in Austin, TX, our team is ready to partner with you on your financial journey. Contact us at (512) 467-8080 or visit us during our lobby hours, Monday through Friday from 10 AM to 6 PM, and Saturday from 10 AM to 2 PM. Let's work together to turn your business dreams into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Utilize our ATM services for withdrawals and balance checks without stepping inside the branch. For more traditional transactions, our drive-thru service allows for deposits and withdrawals from the comfort of your car. We invite you to explore all these services at Mueller where our commitment is to provide personalized care and support every step of the way. If you have any questions or want more information about how we can help you achieve your financial goals, please reach out by calling us at (512) 467-8080. Your financial journey starts here come visit us today!

Business Banking Services

If you're a business owner, University has you covered too. Our business banking services include merchant services and business loans designed to help your venture thrive. We understand the unique challenges businesses face and strive to provide solutions that fit those needs.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your accounts anytime, anywhere. With features like person-to-person payments and easy access to your transaction history, banking on the go is simple and stress-free.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Open a checking or savings account that fits your lifestyle and helps you manage your money effectively. If you're considering purchasing a car, our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, getting behind the wheel has never been easier. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide the support you need. We also offer personal loans for debt consolidation or unexpected expenses, ensuring that financial bumps in the road don't derail your plans. Plus, don't forget to check out our credit cards with rewards that give you something back just for using them!

Digital & Online Banking

Key Features

Our online banking platform offers a range of features tailored to meet your needs. For instance, if you prefer going paperless, we provide e-statements that are not only convenient but also environmentally friendly. You can access your statements anytime without cluttering your mailbox. Need to send money quickly? Our person-to-person transfer feature makes it easy to send or receive funds with just a few taps on your mobile device. Plus, our mobile application enhances this experience, allowing you to manage your accounts right from your phone. When it comes to security, we prioritize protecting your information. Our electronic signature authorization ensures that transactions are secure and authenticated, giving you peace of mind while banking online. While we currently do not support mobile payments directly through our app, our overall digital banking solutions remain robust and efficient for everyday banking needs. Whether you're using a computer or our mobile application, managing your accounts has never been easier. Experience the flexibility and control that comes with online banking at University where convenience meets security!

Financial Strength

Growing Together

With a total of 706,304 showing a strong member base that trusts us with their finances, it's clear that together we are building a community focused on growth and stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 1801 E 51St St Ste 200 Austin Tx 78723 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals!

Member-Focused Savings

Your savings are secure with us. We hold $492,140,513 in share certificates and $641,307,695 in money market shares, both of which offer stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize your interests; with non-member deposits at $17,930,000, we ensure our resources focus on benefiting you through better loan rates and exclusive perks.

Our Committed Team

Our strength comes not only from our finances but also from our dedicated team. We take pride in having 758 full-time employees and 12 part-time employees ready to assist you at any time. You'll always find knowledgeable staff who care about your experience here at University.

Our Financial Stability

With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $925, which demonstrates that we can continue providing loans and competitive savings rates even in uncertain economic times.

Reinvestment for Growth

Our commitment to our members extends to our reinvestment practices. With $363,477,269 in undivided earnings, we invest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Supporting Your Financial Goals

We are dedicated to helping you achieve your financial goals. With $54,041 in used auto loans and a total of $3,073,049,909 across all loans and leases, we provide the support you need for various sectors. Our operational efficiency is reflected in our $0, enabling us to keep offering competitive loan rates and solid financial products tailored for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we provide financing options tailored to fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or increase your operational capacity, our commercial lending team is ready to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. We believe everyone deserves a place to call home, and our mortgage solutions are here to support you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore our options. We aim to provide solutions that meet your changing financial needs and help save you money over time. At University, we prioritize transparent communication and exceptional service. Our dedicated team is available to guide you through each loan process, ensuring you understand every detail. If you have questions or would like more information about any of our loan products, feel free to reach out at (512) 467-8080. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Together, let's work toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects real rates available in the market. No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. This commitment to neutrality guarantees that users receive unbiased results, allowing them to make informed choices without influence from advertising dollars. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to compare options swiftly. This feature is crucial for those looking to secure the best possible terms for their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in delivering significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNIVERSITY FEDERAL CREDIT UNION