Universal City Studios Credit Union CA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Universal City Studios, your trusted partner in financial services located at 90 Universal City Plz, Universal City, CA 91608. Established in 1927, we have proudly served our community for over nine decades, creating a legacy built on trust and reliability. With a membership of 5,760 strong, we are committed to putting your needs first. At Universal City Studios, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored just for you from personal checking and savings accounts to auto loans and credit cards with rewards. Our total assets amount to an impressive $73,861,470, reflecting our dedication to maintaining a healthy financial institution that supports you. While members can visit us at our branch, official correspondence should be sent to 90 Universal Plz, Universal City, CA 91608-1002. Whether you're looking to open a new account or explore loan options our friendly team is here to help! You can reach us at (818) 777-1295 during our lobby hours from 8:30 AM to 4:30 PM, Monday through Friday. Led by our dedicated CEO Jesse Lopez and Board President June Smith, we strive to make a positive impact in the community while ensuring your financial success. With a net worth of $7,238,176 and over $5,189,348 in total deposits, you can trust that your money is safe with us. Join us today and experience the difference of banking with a credit union that truly cares about its members. Visit our website at ucscu.org or call us now to learn more about how we can assist you on your financial journey!

Branch History & Mission

At Universal City Studios, we take pride in our rich history and commitment to serving our community. Established in 1927, our branch has been a trusted financial partner for nearly a century, growing alongside the vibrant community of Universal City, CA. Located at 90 Universal City Plz, our branch is easily accessible and just a stone's throw away from the iconic Universal Studios theme park, making it a convenient stop for both locals and visitors alike. Over the years, we have evolved significantly to meet the changing needs of our members. From humble beginnings, we have expanded our services to include personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. As of now, we proudly serve 5,760 members and manage assets totaling over $73,861,470. This growth reflects our dedication to providing quality financial services that empower individuals and families in our community. Our mission is simple yet profound: we strive to enhance the financial well-being of our members while actively supporting local initiatives. We believe that by offering solid financial products combined with genuine community support, we can help foster a thriving environment for everyone. Whether it's through financial education workshops or partnerships with local organizations, we are committed to making a positive impact. In today's digital world, we've embraced technology to improve accessibility for all members. Our online banking services allow for easy management of accounts from anywhere, and we also offer mobile payment options for added convenience. Additionally, we ensure that our facilities are ADA compliant so that everyone can experience our services comfortably. While members can visit us at 90 Universal City Plz, official correspondence should be sent to 90 Universal Plz, Universal City, CA 91608-1002. We invite you to reach out to us at 818-777-1295 during our operating hours Monday through Friday from 8:30 AM to 4:30 PM. We encourage potential members to join us at Universal City Studios and discover the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For more information on membership eligibility or to open an account today, please visit our website or check out our membership page.

Branch Location & Accessibility

Convenient Access and Parking

Finding us is simple! Our branch is easily accessible, and we pride ourselves on being ADA-compliant, ensuring everyone can visit without hassle. Parking is available nearby, making it easy for you to stop by and take care of your banking needs. While you're here, feel free to explore the vibrant surroundings that make Universal City such a special place. If you need to send us any official correspondence, please note that while members can visit us at 90 Universal City Plz Universal City Ca 91608, official mail should be directed to 90 Universal Plz, Universal City, CA 91608-1002.

Get in Touch!

Whether you're a long-time member or considering joining our community, we invite you to come visit us at the Universal City Studios branch. If you have any questions or need assistance before stopping by, don't hesitate to give us a call at (818) 777-1295. We look forward to serving you!

Operating Hours and Services

We know your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 4:30 PM, ready to assist you with everything from personal banking to auto loans. Although we do not have drive-thru services, our dedicated team is here to help you inside the branch. Our services include checking and savings accounts, mortgage loans, personal loans, credit cards with rewards, and much more. Plus, with ATM availability right on-site, accessing cash is quick and convenient.

Member Eligibility

At Universal City Studios, we believe that becoming a member is like joining a close-knit family that supports each other in achieving financial goals. If you're looking to be part of our community, you'll find that eligibility is straightforward and welcoming. You can become a member if you are an employee or retiree of certain organizations, or if you live, work, or worship in the local area around 90 Universal City Plz Universal City Ca 91608. This means that whether you're starting your first job or are already settled in the community, there's a place for you here with us. By joining Universal City Studios, you gain access to a variety of benefits, including personalized service and competitive rates on loans and savings accounts. Getting started is easy! For detailed eligibility criteria and to see how you can apply, visit our website at http://WWW.UCSCU.ORG/accounts/become-a-member. If you're ready to open your account today, check out the simple steps outlined at http://WWW.UCSCU.ORG/skip-a-payment. Have questions? Feel free to give us a call at (818) 777-1295 we're here to help you every step of the way!

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to loans, we offer merchant services that make it easier for you to manage transactions. Whether you're processing credit card payments or handling payroll, our tools are built to simplify your financial operations. Imagine a world where you can focus on what you do best running your business while we take care of the financial details. Discover how Universal City Studios at 90 Universal City Plz Universal City Ca 91608 in Universal City, CA can be your partner in success. Contact us today at (818) 777-1295 to learn more about how our services can empower your business!

Tailored Loan Options

Imagine wanting to expand your storefront or invest in new equipment but facing financial hurdles. Our commercial loans can help turn those dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to financing your next vehicle, our auto loans are designed with flexibility in mind. Picture yourself driving off in your dream car without the stress of overwhelming payments. We offer competitive rates and terms that fit your budget, making it easier than ever to get behind the wheel.

Business Banking

For our business members, we offer merchant services and business loans tailored to help you grow your enterprise. If you're starting a new venture or looking to expand an existing one, we have solutions that fit your needs.

Credit Cards with Rewards

Our credit cards come with rewards programs that let you earn points on every purchase. Whether you're planning a vacation or just buying groceries, why not earn something back? Our cards are designed for everyday use and can help you save money while enjoying benefits.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your finances anywhere, anytime. With ATM access for cash withdrawals and balance checks available at your fingertips, banking has never been more accessible. We invite you to visit us at 90 Universal City Plz Universal City Ca 91608 or give us a call at (818) 777-1295 to learn more about how Universal City Studios can support you on your financial journey. Join us today and discover all the ways we can assist you in achieving your financial dreams!

Mortgage Loans & Refinancing

Looking to buy a home or refinance an existing mortgage? Our mortgage loans provide various options that cater to different financial situations. We understand that purchasing a home is one of the biggest decisions you'll make, and we're here to guide you through every step of the process.

Personal Banking

One of the cornerstones of our offerings is personal banking, which includes checking and savings accounts designed for everyday needs. Imagine having easy access to your funds while enjoying competitive interest rates. With online and mobile banking, managing your accounts has never been easier. You can check balances, transfer funds, and even pay bills right from your smartphone!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are available for a range of purposes, whether it's for home improvements or consolidating debt into manageable payments. By choosing us for debt consolidation, you can simplify your finances and reduce stress.

Digital & Online Banking

At Universal City Studios, we understand that modern banking should be simple, safe, and convenient. That's why we offer a range of digital and online banking services designed to meet your needs anytime, anywhere. With our secure platform, managing your finances has never been easier. Our comprehensive online banking services are available 24/7 at https://www.ucscu.org/. Whether you need to check your balance, transfer funds, or pay bills, everything is just a few clicks away. You can also enjoy the benefits of e-statements, which allow you to access your account statements electronically no more waiting for paper copies in the mail! For those on the go, our mobile application makes banking even more accessible. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is quick and straightforward. Plus, our app is designed with user-friendliness in mind so that you can navigate it easily. Security is a top priority at Universal City Studios. While we currently do not offer electronic signature authorization, rest assured that all transactions made through our online and mobile platforms are protected with robust security measures. This means you can have peace of mind knowing your financial information is safe. In today's fast-paced world, having real-time access to your accounts can make a big difference. With our digital banking options, you can manage your finances on your own terms. Join us at Universal City Studios and experience the convenience of modern banking tailored for you!

Financial Strength

At Universal City Studios, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we are proud to share our strong financial health with you. With a net worth of $7,238,176, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further demonstrated by our net worth ratio of 9.79%, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,954,146 in share certificates and $3,868,153 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; this commitment is reflected in our focus on you rather than non-member deposits, which stand at $0. With $7,135,086 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $504 in used auto loans and a total of $50,676,623 across all loans and leases. Our operational efficiency shines through as well; our $-$335,329 showcases how we manage resources wisely to continue offering competitive loan rates and quality products tailored for our members. We also take pride in having 15 full-time employees and 1 part-time employees ready to assist you with any inquiries or needs you may have. Additionally, our net shares available for lending amount to $0, demonstrating our commitment to supporting your borrowing needs. With a growing member base of 8,407 trust us with their finances, you can be confident that you are part of a thriving community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Universal City Studios is your trusted partner. Visit us at 90 Universal City Plz Universal City Ca 91608 or call (818) 777-1295 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,099,463 in used vehicle loans and $11,344,723 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a solution that fits your budget.

Credit Lines

For those who prefer more flexibility, our credit lines totaling $10,538,008 offer a convenient way to access funds when needed. This product is ideal for managing cash flow or funding personal projects without taking on a fixed loan amount.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,848,082, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, we're here to help. Our team can guide you through the process and help determine which options best suit your financial situation. For more information about our loan offerings or to discuss how we can assist you further, please don't hesitate to reach out at (818) 777-1295. Visit us at our location: 90 Universal City Plz Universal City Ca 91608, Universal City, CA, or check out our website at https://www.ucscu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $3,275,250 in loans helping members manage their finances effectively. This option provides you with the ability to handle unexpected costs without the burden of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users. By using verified data, LendMesh guarantees that the loan options presented are legitimate and trustworthy.

UNIVERSAL CITY STUDIOS CREDIT UNION - Universal City, CA

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