UNIVERSAL 1 CREDIT UNION - Sidney, OH

Welcome to Universal 1, your trusted partner in financial services right here in Sidney, OH! Established in 1937, our credit union has been a cornerstone of the community, dedicated to providing quality banking solutions tailored to meet your needs. Located at 2835 Michigan St, Sidney, OH 45365, we invite you to experience our welcoming atmosphere and personalized service that sets us apart. At Universal 1, we are proud to serve 46,739 members with total assets amounting to an impressive $416,232,668. Our commitment to helping you achieve your financial goals is evident in our wide range of services, including personal banking, auto loans, mortgages, and business financing. With total deposits reaching $61,067,841 and over 15,145 loans available for our members, we provide the resources and support necessary for your financial journey. Under the leadership of our CEO, Jessica Jones, and Board President Jeffrey Gammell, we prioritize community engagement and member satisfaction. Our team of 86 dedicated employees is ready to assist you with any questions or concerns you may have. You can reach us at 937-498-2320 during our lobby hours from Monday to Friday (9:00 am - 5:00 pm) and Saturday (9:00 am - 12:00 pm). While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 2835 Michigan St, Sidney, OH 45365-8622. We look forward to welcoming you into the Universal 1 family and being a part of your financial success story! Explore more about what we offer by visiting our website at Universal 1 or stop by today!

Welcome to Universal 1, your friendly neighborhood credit union located conveniently at 2835 Michigan St, Sidney, OH 45365. Our branch is designed with your needs in mind, making it easy for you to access a variety of financial services. Whether you're stopping by for a quick transaction or seeking advice on loans and accounts, we're here to help. While you can visit us at our main branch location, if you need to send any official correspondence, please use our mailing address: 2835 Michigan St, Sidney, OH 45365-8622. This keeps everything streamlined and ensures prompt handling of your documents. Nestled in Shelby County, our branch is close to local landmarks that make it easy to find us. We're just a stone's throw away from popular spots like the nearby parks and shopping areas, making your visit even more convenient. Plus, we offer ample parking right outside our doors and ensure that our facilities are accessible for everyone. At Universal 1, we prioritize your comfort and convenience. Our drive-thru banking service allows you to handle deposits and withdrawals without leaving your car. And for those on the go, we have an ATM available for quick cash withdrawals and balance checks. We are here to serve you Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 12:00 PM. Our friendly team is always ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgages, personal loans, and much more. Don't hesitate to reach out! You can give us a call at 937-498-2320 or drop by our branch today. We look forward to welcoming you into the Universal 1 family!

At Universal 1, we believe that joining our community means becoming part of a family that cares about your financial well-being. To become a member at our Sidney branch, located at 2835 Michigan St, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in Shelby County, you're already on the right track! We welcome individuals and their family members who share these connections to join us in accessing personalized financial services tailored just for you. For those who want to know more about the specific eligibility details, please visit our website at http://www.universal1cu.org/eligibility . Opening an account is as easy as pie! You can start your journey with us by visiting this link or giving us a call at 937-498-2320. Our friendly team is here to help you every step of the way, ensuring that you feel supported and valued as a member of Universal 1. We can't wait to welcome you into our community!

At Universal 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, which underlines our commitment to providing exceptional services and support to our community. With a net worth of $47,063,703, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $79,583,330 in share certificates and $46,166,646 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $47,063,703 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,993 in used auto loans and a total of $219,888,548 in loans and leases. Our operational efficiency is reflected in our $0 net income, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 85 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) amount to $8,306,806, while we have a robust member base with a total of 73,178 share accounts showing the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Universal 1 is your trusted partner. Visit us at 2835 Michigan St Sidney OH 45365 or call 937-498-2320 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.