UNIVERSAL 1 CREDIT UNION - Miamisburg, OH

Welcome to Universal 1, your trusted partner in financial success! Located at 9900 Springboro Pike, Miamisburg, OH 45342, we have proudly served our community since 1937. With a strong commitment to our members, we now boast a vibrant membership of 46,739 individuals and families who rely on us for their financial needs. At Universal 1, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to fit your lifestyle whether you're looking for personal banking solutions like checking and savings accounts, or financing options such as auto loans and mortgages. Our total assets stand at an impressive $416,232,668, reflecting our stability and dedication to serving you. Led by our compassionate CEO, Jessica Jones, and Board President Jeffrey Gammell, our experienced team of 86 employees is here to provide personalized service every step of the way. We are proud to maintain a strong financial foundation with total deposits reaching $61,067,841 and net worth of $47,063,703. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 9900 Springboro Pike, Miamisburg, OH 45342-4536. We're also here for you over the phone at 937-435-7268 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Join us today and discover how Universal 1 can help you achieve your financial goals! Visit our website at universal1cu.org or reach out directly with any questions. Your journey toward financial empowerment begins here!

At Universal 1, we take pride in our rich history and unwavering commitment to serving the community of Miamisburg, OH. Established in 1937, our branch has been a cornerstone of financial support for nearly nine decades, evolving alongside our members' needs and aspirations. Our physical location at 9900 Springboro Pike is more than just an address; it represents a legacy of trust and dedication that spans generations. Over the years, Universal 1 has grown significantly, currently serving a vibrant membership of over 46,000 individuals. Our total assets have reached an impressive $416,232,668, which reflects our solid foundation and capability to provide various financial services. We are proud to offer personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Our mission is straightforward: to empower our members with the financial tools they need while fostering a sense of community and belonging. As we look back on our journey, we celebrate key milestones that have shaped who we are today. From expanding our services to include online and mobile banking to ensuring ADA compliance for all our members, we've prioritized accessibility and convenience. Our commitment extends beyond just transactions; we engage in meaningful partnerships and community outreach initiatives that uplift those around us. For official correspondence, please note that while you can visit us at our branch address, additional mail should be directed to 9900 Springboro Pike, Miamisburg, OH 45342-4536. We understand the importance of being there for our members when they need us most. That's why we provide ATM access and drive-thru banking services for quick transactions. We're here for you Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 12:00 pm. Join us at Universal 1 and experience firsthand the benefits of being part of a credit union that truly cares about your financial well-being. Whether you're looking to open a new account or explore loan options, we're here to help you every step of the way. Let's build your future together! For more information or to get started today, feel free to call us at 937-435-7268 or visit our website at Universal 1.

Joining the Universal 1 family is a wonderful opportunity to be part of a community that truly cares about your financial well-being. Whether you're looking for a new checking account, a loan, or simply want to explore better financial options, becoming a member is simple and welcoming. At Universal 1, eligibility is open to anyone who lives, works, worships, or attends school in our service areas. This means that if you're part of our local community in and around 9900 Springboro Pike Miamisburg Oh 45342, you can easily join us and take advantage of the many benefits we offer. Becoming a member comes with great perks like competitive loan rates, low fees, and personalized service. It's an easy process to get started! For detailed eligibility criteria, feel free to check out more at http://www.universal1cu.org/eligibility . When you're ready to open an account, just visit https://app.loanspq.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad2bmjarntoddbbp6atcbajhp6xwqsntjp2hvxxpqetnb or give us a call at (937) 435-7268 during our business hours. We can't wait to welcome you into our community!

At Universal 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid financial foundation that allows us to serve you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $47,063,703, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $79,583,330 in share certificates and $46,166,646 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $47,063,703 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,988,8548 in total loans and leases and $4,993 in used auto loans. Our operational efficiency is reflected in our $0 net income, which allows us to focus on enhancing our offerings without compromising quality. We also take pride in having 85 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $8,306,806. Total Share Accounts: 73,178, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Universal 1 is your trusted partner. Visit us at 9900 Springboro Pike Miamisburg Oh 45342 or call 937-435-7268 to learn more about how we can help you achieve your financial goals.