Unity One Credit Union North Richland Hills TX

Introduction

Welcome to Unity One! Located at 7020 Mid Cities Blvd Rm 103, North Richland Hills, TX 76180, we are proud to serve our community with a commitment to financial health and member satisfaction. Established in 1934, Unity One has grown alongside our valued members, boasting a strong total membership of 26,556 individuals who trust us with their financial needs. At Unity One, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your specific requirements, from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our dedicated team, led by CEO Scott Ward and Board President Vince Accardo, is here to ensure you receive personalized support every step of the way. With total assets of $297,147,150 and total deposits amounting to $31,296,360, we prioritize your security and financial growth. We also maintain a solid net worth of $25,325,364, reflecting our stability and commitment to serving our members effectively. Plus, our cash in hand stands at $2,000,131, ensuring that we're always ready to assist you when you need it most. While members can visit us at our branch for all your banking needs during our operating hours from 9:00 AM to 5:00 PM Monday through Friday, official correspondence should be sent to our mailing address at 7020 Mid Cities Blvd. Rm. 103, North Richland Hills, TX 76180-4958. Ready to take charge of your finances? Visit us online at Unity One or give us a call at 817-306-3142 today! Let's work together towards achieving your financial goals.

Branch History & Mission

At Unity One, we take pride in our rich history and unwavering commitment to the community. Established in 1934, our branch has grown from a small local initiative into a trusted financial institution serving over 26,000 members in North Richland Hills, TX. With a strong focus on empowering individuals and families, we have continually evolved to meet the changing needs of our members. Located at 7020 Mid Cities Blvd Rm 103, North Richland Hills, TX 76180, our branch is easily accessible for all your banking needs. Whether you're near the bustling city center or enjoying the nearby parks, we invite you to stop by and experience our welcoming atmosphere firsthand. For official correspondence, please send mail to our mailing address: 7020 Mid Cities Blvd. Rm. 103, North Richland Hills, TX 76180-4958. Our mission at Unity One is straightforward: to provide exceptional financial services while fostering community support and development. We believe that everyone deserves access to quality banking options, which is why we offer a range of services including personal banking accounts, auto loans, mortgage refinancing, and even business banking solutions. Our goal is not just to help you manage your finances but also to empower you to achieve your dreams. In recent years, we've embraced technology to enhance our members' experiences. From mobile payments and online banking to e-statements and electronic signatures, we ensure that banking with us is convenient and secure. We are committed to being ADA compliant so that all members can enjoy easy access to our services. Unity One isn't just about transactions; it's about building relationships. We actively engage in community outreach efforts and partnerships that make a meaningful difference in the lives of those around us. Our shared service center offers basic transactions for partner credit union members, making it easier for everyone in our network to access essential financial services. With total assets exceeding $297 million and dedicated staff ready to assist you during our operating hours from 9:00 AM to 5:00 PM Monday through Friday, Unity One stands as a pillar of strength in the community. We invite you to join us at Unity One! Experience the benefits of being part of a cooperative that truly cares about its members and their well-being. For more information on how to become a member or open an account with us, visit our website today or call us at 817-306-3142. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

We are here for you during our friendly operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Whether you need help with personal banking services like checking and savings accounts or you're interested in auto loans and mortgage options, our dedicated team is ready to assist you.

Services Offered

Unity One offers a variety of services tailored to meet your financial needs. From personal banking to business solutions, we have everything covered. You can also enjoy the convenience of ATM access right at our location perfect for quick cash withdrawals or balance checks. Although we do not have drive-thru service available, our lobby is always open and inviting. Additionally, we are proud to be part of a shared service center network, allowing members of partner credit unions to perform basic transactions such as deposits and withdrawals here at Unity One. We invite you to come visit us or give us a call at 817-306-3142 if you have any questions about how we can help you achieve your financial goals. Your journey towards better banking starts here!

Member Eligibility

At Unity One, we believe that becoming a member is like joining a close-knit family where your financial well-being matters. If you're looking to join our community, the good news is that many people are eligible! Generally, membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that if you're from North Richland Hills or nearby communities, you're likely already on the path to enjoying our supportive services. For the most accurate and detailed eligibility information, feel free to check out our dedicated page at Unity One Membership Eligibility. Once you find out you're eligible, opening an account with us is a breeze. We strive to make this process as simple as possible so you can start taking advantage of our great products and services right away. Whether you're interested in checking and savings accounts, loans, or other financial solutions, we have something for everyone. If you have any questions or need assistance, don't hesitate to reach out by calling us at 817-306-3142. We're here to help you take this exciting step toward better financial health at Unity One!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services streamline payment processing for your business. Picture this: a busy Saturday at your shop where customers are eager to buy but face long lines due to slow payment systems. Our efficient solutions ensure quick transactions, letting you focus on what matters most delivering excellent service and growing your customer base. Located conveniently at 7020 Mid Cities Blvd Rm 103 North Richland Hills Tx 76180 in North Richland Hills, TX, we invite you to explore how Unity One can be your trusted partner in navigating the financial landscape of your business. For more information, call us at (817) 306-3142 or visit our website at Unity One. Let's work together to turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing an existing loan, look no further! Unity One offers competitive Auto Loans & Vehicle Financing options. Our loans come with flexible terms that fit your budget, making it easier than ever to drive home in the car of your dreams.

Business Banking Services

At Unity One, we understand the unique challenges faced by small businesses. That's why we offer tailored Business Banking services, including Merchant Services & Business Loans, designed to support local entrepreneurs in achieving success.

Convenient Access and Support

We also ensure that our members have access to their funds when they need them most. Our ATM & Cash Withdrawal Services make it simple to get cash whenever necessary. Plus, with our shared branching services, members of partner credit unions can easily complete basic transactions like deposits and withdrawals at our location. With all these options available at your fingertips, managing your finances has never been easier. Our team is always ready to assist you with any questions or guidance you may need. Ready to take the next step in managing your finances? Call us today at 817-306-3142 or visit us online at Unity One. Your journey toward better financial health starts here!

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on every purchase you make. Whether it's for groceries or travel, these rewards can add up quickly and enhance your buying power.

Mortgage and Personal Loans

For those ready to buy a home or consolidate debt, we provide comprehensive Mortgage Loans & Refinancing solutions as well as Personal Loans & Debt Consolidation options. Picture this: securing a mortgage with lower rates that not only saves you money but also gives you peace of mind.

Personal Banking Solutions

Whether you are looking to open a checking account or start saving for the future, our personal banking services cater to all aspects of your financial life. We offer Checking & Savings Accounts that are tailored to fit various lifestyles. Imagine being able to manage your money effortlessly through our Online & Mobile Banking platforms. With just a few taps on your smartphone, you can check balances, transfer funds, and pay bills without having to visit the branch.

Digital & Online Banking

Key Features

With our online banking services available 24/7 at https://www.unityone.org/, you can check your account balance, pay bills, and transfer money anytime you need to. Our user-friendly platform ensures that even those new to online banking can navigate it with ease. You can also receive e-statements, helping you stay organized and reduce paper clutter plus, it's eco-friendly! Need to sign documents quickly? Our electronic signature authorization feature allows you to do just that without the hassle of printing and scanning. And if you're looking to send money to friends or family, our person-to-person transfer option makes it simple and fast.

Mobile Convenience

Take your banking experience further with our mobile application, available for download on your smartphone. With mobile payments enabled, you can make purchases directly from your device no cash or cards required. Plus, our app gives you real-time updates on your account activity right in the palm of your hand. Security is a top priority at Unity One. Rest assured that all your information is protected with advanced security measures, so you can bank confidently from anywhere. In today's fast-paced world, having reliable access to your finances is essential. At Unity One, we're committed to making banking easier for you through our innovative digital solutions. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 69 full-time employees and 10 part-time employees who are always ready to assist you with knowledgeable service.

Growing Together

Our total share accounts stand at 46,555, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to create more opportunities for everyone involved. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unity One is your trusted partner. Visit us at 7020 Mid Cities Blvd Rm 103 North Richland Hills Tx 76180 or call (817) 306-3142 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

We understand the importance of secure savings for our members. Your savings are backed by $62,331,701 in share certificates and $53,262,977 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $24,202,321 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident with $3,483 in used auto loans and $186,155,141 in total loans and leases, which supports your financial goals across various sectors.

Strong Financial Health

With a net worth of $25,325,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,324,017 in used vehicle loans and $12,210,733 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a reliable used vehicle, we've got flexible terms that can fit your budget.

Credit Lines and Other Offerings

In addition to these popular products, we have credit lines available totaling $12,000,000, providing additional flexibility for unexpected expenses or planned purchases. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, visit us online at Unity One or stop by our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way as you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $65,256,197. Our knowledgeable staff can guide you through the process of securing your dream home or refinancing your existing mortgage for better terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,969,285 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs to help you maximize your spending power.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh guarantees that its loan comparisons are accurate and reliable. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers, allowing them to make informed decisions without hidden surprises.

Unity One