Unity One Credit Union Fort Worth TX | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Unity One, your trusted financial partner located at 2625 N Main St, Fort Worth, TX 76164. Since our establishment in 1934, we've been dedicated to serving our community with integrity and commitment. With a strong membership base of over 26,500 members, we take pride in being more than just a credit union; we are a vibrant part of the Fort Worth community. At Unity One, we understand that banking is about more than numbers it's about building relationships and supporting each other through life's financial journeys. We have grown our total assets to an impressive $297,147,150, while also providing our members with access to a range of services including auto loans, mortgages, and personal banking solutions tailored to meet individual needs. Under the leadership of CEO Scott Ward and Board President Vince Accardo, our team of 79 dedicated employees works hard every day to ensure you receive the best possible service. We are proud to offer convenient banking options such as online and mobile banking, ensuring that you can manage your finances anytime and anywhere. While members can visit us at our branch for personalized service, official correspondence should be sent to 2625 N Main St, Fort Worth, TX 76164-7143. Our friendly staff is here to assist you during lobby hours from Monday to Thursday, 9:00 a.m. - 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. - 1:00 p.m. With total deposits reaching $31,296,360 and cash in hand amounting to $2,000,131, we are committed to ensuring your funds are safe and accessible whenever you need them. Join us at Unity One where financial growth meets community spirit! For more information or assistance, feel free to call us at 817-306-3100 or visit our website at unityone.org. Your financial future starts here!

Branch History & Mission

Commitment to Community

At Unity One, we are deeply committed to serving our community beyond just banking. We engage in numerous outreach programs and partnerships that aim to uplift those around us. From financial education workshops to local charity events, our team works tirelessly to foster growth and support within Fort Worth. While members can visit us at 2625 N Main St for their banking needs, official correspondence should be sent to 2625 N Main St, Fort Worth, TX 76164-7143 if different from our branch address. Our lobby hours are Monday through Thursday from 9:00 a.m. - 5:00 p.m., Friday from 9:00 a.m. - 6:00 p.m., and Saturday from 9:00 a.m. - 1:00 p.m., making it convenient for you to access our services.

Join Us

As we look toward the future, Unity One continues to prioritize member satisfaction and community involvement. With features such as drive-thru banking and ATM availability, we ensure that your banking experience is both accessible and efficient. We invite you to become part of the Unity One family today! Experience firsthand the benefits of membership by visiting us or checking out our website at Unity One. Together, let's build a brighter future for ourselves and our community!

Our Story

Unity One began its journey with a vision of bringing accessible banking to everyone. Over the years, we have grown significantly, now boasting total assets of $297,147,150. This growth reflects not only our commitment to sound financial practices but also the trust placed in us by our members. We take pride in being more than just a financial institution; we are a community-focused organization that believes in giving back and supporting local initiatives. Our mission is simple yet powerful: to empower our members through personalized service and innovative financial solutions. Whether you are looking for checking and savings accounts, auto loans, or mortgage refinancing options, Unity One is here to guide you every step of the way. Our approach combines traditional values with modern convenience offering online banking and mobile payments to make managing your finances easier than ever.

Branch Location & Accessibility

Contact Us

If you have questions or need assistance, don't hesitate to give us a call at 817-306-3100. We invite you to visit us at Unity One Northside Branch today! Experience firsthand how we're dedicated to providing exceptional service tailored just for you.

Nearby Landmarks and Accessibility Features

Nestled in a vibrant area, our branch is close to local favorites like the Fort Worth Stockyards and just a short drive from the bustling downtown scene. When you arrive, you'll find ample parking available, making your visit hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and pathways to ensure everyone can enjoy our services comfortably.

Operating Hours and Services

Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., extending our hours on Friday until 6:00 p.m., and offering drive-thru services on Saturday from 9:00 a.m. to 1:00 p.m. With both ATM availability and drive-thru banking, managing your finances has never been easier. At Unity One, we offer a variety of services including personal checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Plus, if you're a member of a partner credit union, you can take advantage of shared branch transactions right here at our location.

Member Eligibility

Becoming a member of Unity One is like joining a close-knit community where your financial well-being is our top priority. If you live, work, worship, or attend school in Tarrant County, you're already eligible to join us! We also welcome family members of current members. At Unity One, located at 2625 N Main St Fort Worth Tx 76164, we offer a range of services designed to support you whether it's personal banking, auto loans, or credit cards with rewards. Our friendly team is ready to help you navigate the simple membership process. For more detailed information on eligibility, feel free to check out our resource at http://www.unityone.org/discover/become-a-member/. When you're ready to open an account, you can easily start the process online at http://www.unityone.org/apply or give us a call at (817) 306-3100. We can't wait to welcome you into our family!

Business Banking & Commercial Services

At Unity One, we understand the heartbeat of every business. Whether you're a startup or an established company, securing the right financial support is vital for growth. Imagine having access to customized commercial loans that can help you expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify transactions for your customers. Picture this: a customer swipes their card at your register, and the payment processes quickly and securely. This efficiency not only enhances customer satisfaction but also boosts your bottom line. Join us at our Fort Worth branch located at 2625 N Main St, TX 76164, and discover how we can partner with you for success. For more information, give us a call at 817-306-3100 or visit our website.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about purchasing a new car or refinancing your existing vehicle, our auto loans and vehicle financing options make it simple. With competitive rates and flexible terms, we help you get behind the wheel without breaking the bank. Picture driving off in your dream car while knowing you've made a smart financial choice.

Business Banking

For business owners, managing finances can be challenging. That's why we provide robust business banking services, including merchant services and business loans that cater to the specific needs of small businesses. Think of us as your financial partner dedicated to helping your business thrive.

Credit Cards with Rewards

Our credit cards with rewards are perfect for those who want to earn points on everyday purchases. From travel rewards to cash back offers, our credit card options allow you to benefit from spending in a way that suits your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to access essential services such as ATM withdrawals, cash management, and basic transactions without needing to visit the branch physically. You can also enjoy basic drive-thru banking for deposits and withdrawals perfect for those busy days!

Get in Touch!

We invite you to explore all these services at Unity One Northside Branch today! If you have questions or need assistance with anything related to your finances, don't hesitate to call us at 817-306-3100 or visit us during our lobby hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. We look forward to serving you! For more information about becoming a member or opening an account, please visit our website.

Mortgage Loans & Refinancing

Homeownership is a major milestone for many people. At Unity One, we offer comprehensive mortgage loans and refinancing options to help you secure the home of your dreams. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff is here to guide you through each step.

Personal Banking

We understand that everyone has different financial goals. That's why we offer personal banking options that include checking and savings accounts designed for everyday use. With easy online and mobile banking features, you can manage your accounts anytime, anywhere. Imagine being able to transfer money or check your balance while on the go! Our personal loans and debt consolidation services also provide support when unexpected expenses arise.

Shared Branch Transactions

As part of our commitment to convenience, we offer basic shared branch transactions for partner credit union members. This means whether you're making deposits or withdrawals, you have flexibility beyond just our location.

Digital & Online Banking

Accessibility and Ease of Use

At Unity One, we believe that banking should fit into your lifestyle seamlessly. Whether you prefer using a computer or a mobile device, our online banking services are designed for ease of use. You can manage your accounts in real time, ensuring you're always updated on your finances. Join us today at Unity One and discover how our digital banking solutions can simplify your financial life!

Key Features

Security is our top priority. That's why we offer electronic signature authorization for all your important transactions. You can feel confident knowing that your sensitive information is protected. Plus, with e-statements available, you can easily manage your documents without the hassle of paper clutter. If you're on the move, you'll appreciate our mobile application. It allows you to perform all your banking tasks directly from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. And with mobile payments enabled, you can make purchases with just a tap no wallet needed!

Financial Strength

At Unity One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a solid financial foundation, ensuring that your hard-earned money is safe and well-managed. With a net worth of $25,325,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,331,701 in share certificates and $53,262,977 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $24,202,321 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,483 in used auto loans and $186,155,141 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 69 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 46,555, showcasing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) are currently at $0, further demonstrating our ability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unity One is your trusted partner. Visit us at 2625 N Main St Fort Worth Tx 76164 or call (817) 306-3100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have facilitated over $72,324,017 in used vehicle loans and $12,210,733 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and help you find an option that fits your budget.

Credit Lines

In addition to traditional loans, we provide credit lines totaling $12,000,000 for those who need ongoing access to funds. This can be particularly useful for managing cash flow or unexpected expenses. At Unity One located at 2625 N Main St Fort Worth Tx 76164, our knowledgeable team is ready to assist you in finding the right loan product that meets your needs. You can reach us at 817-306-3100 during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. For more information about eligibility and how to apply for any of our loan products, please visit our website at Unity One or check out our eligibility page here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're looking for personal financing or business solutions, we're here to help every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,256,197, make buying or refinancing simple. We can assist you in navigating the mortgage process to ensure that you find a plan that aligns with your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $7,969,285 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits designed to give you more control over your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a rigorous data sourcing process. Loan data is obtained directly from banks and credit unions that adhere to National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that users receive fair and transparent offers. The benefits of using LendMesh are clear. - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its primary goal is to provide unbiased results for users. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Unity One