Unity One Credit Union Maplewood MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Unity One, your trusted financial partner located at 1535 Beam Ave, Maplewood, MN 55109. With a rich history dating back to 1934, we have proudly served our community for nearly nine decades, continually growing alongside our 26,556 members. At Unity One, we believe in empowering individuals and families with the tools they need to achieve their financial goals. In our commitment to providing exceptional service, we are pleased to manage total assets of $297,147,150 and offer an impressive range of services tailored to meet your needs from checking accounts and auto loans to mortgage options and personal loans. Our strong foundation is reflected in our total deposits of $31,296,360 and a robust net worth of $25,325,364, ensuring that your money is safe and sound with us. While members can visit us at our branch for face-to-face assistance or utilize our drive-thru services, official correspondence should be directed to the same address: 1535 Beam Ave, Maplewood, MN 55109. Led by our dedicated CEO Scott Ward and Board President Vince Accardo, our team of 79 employees works tirelessly to support your financial needs. Whether you're looking for personal banking solutions or business loan options, we're here to guide you every step of the way. We invite you to explore how Unity One can enhance your financial journey. Feel free to reach out at 651-291-2387 or visit us online at Unity One for more information about becoming a member or opening an account. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Community Commitment

Unity One takes pride in its community involvement. We actively seek partnerships with local organizations to support various outreach programs that uplift those in need. By engaging in initiatives that promote financial literacy and economic development, we aim to create lasting positive change in Maplewood and beyond. While members can visit us at 1535 Beam Ave, official correspondence should be sent to our mailing address at 1535 Beam Ave, Maplewood, MN 55109. We also offer convenient access through digital platforms like online banking and mobile applications.

Join Us

As we look ahead, Unity One remains committed to innovation and excellence in service delivery. With features like ATM availability and drive-thru banking options, we make it easy for you to manage your finances on your terms. If you're ready to experience the benefits of being part of a community-focused credit union, we invite you to join Unity One today! Visit us or check out our website at unityone.org for more information on how you can become a member and take control of your financial future.

Our Mission

At Unity One, our mission is clear: to empower our members through accessible financial services and meaningful community support. We believe that everyone deserves a chance to thrive financially. Our array of services includes personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We strive to make banking simple and beneficial for everyone. We are not just about transactions; we are about relationships. Our dedicated team works hard to understand the unique needs of each member. Whether you're looking for guidance on loans or seeking assistance with online banking, we are here to help every step of the way.

Branch Location & Accessibility

Call or Visit Us!

With an ATM available on-site and drive-thru banking for added convenience, we strive to provide a hassle-free banking experience. If you have any questions or need assistance, don't hesitate to give us a call at 651-291-2387. We look forward to welcoming you at Unity One in Maplewood!

Nearby Landmarks and Accessibility

You can find us just a stone's throw away from the beautiful Maplewood Mall and near the scenic Lake Gervais Park. This prime location not only offers easy access but also plenty of parking options right outside our doors. For those who may need extra assistance, our branch is fully ADA-compliant, featuring ramps and accessible entrances to ensure everyone feels welcome.

Operating Hours and Services

Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday Drive-Thru service from 9 AM to 1 PM. We offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Plus, our shared service center means you can perform transactions for partner credit union members right here!

Member Eligibility

At Unity One, we believe in building a supportive community where everyone feels welcome and valued. Becoming a member is simple and opens the door to a world of benefits tailored just for you. If you live, work, worship, or attend school in our community, you're likely eligible to join us! We also welcome family members of current members, making it easy for you to share the advantages of credit union membership with your loved ones. For a detailed look at all eligibility criteria, please check out our website at http://www.unityone.org/discover/become-a-member/. Joining Unity One isn't just about opening an account; it's about becoming part of a family that genuinely cares about your financial well-being. You can easily start the process by visiting us at our branch located at 1535 Beam Ave, Maplewood, MN 55109, or give us a call at 651-291-2387 if you have any questions. To open an account today and take advantage of everything we offer, just head over to http://www.unityone.org/apply. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services streamline transactions, enabling you to focus on what really matters growing your business. Imagine a busy Saturday at your store; with our services, customers can pay quickly and easily, enhancing their shopping experience while boosting your sales. We invite you to discover how Unity One can be your trusted partner in business banking. Visit us today or call us at 651-291-2387 to learn more about our offerings!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and small business owners, we offer comprehensive business banking solutions. From merchant services that make transactions simple to business loans designed to help you grow, we're dedicated to supporting the success of businesses in our community.

Credit Card Rewards

Don't forget about our credit cards! With rewards programs tailored for everyday spending, you'll earn benefits while making purchases you already planned. It's a great way to maximize what you spend while enjoying added perks.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Maplewood Branch provides robust online and mobile banking features. You can check balances, transfer money, pay bills, and even use person-to-person payment options right from your smartphone or computer. If you're in need of cash, our network of ATMs makes it easy for you to withdraw funds anytime. Plus, with our drive-thru services available for deposits and withdrawals, accessing your accounts has never been simpler.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed to help you manage your money effectively. Imagine having a dedicated account where your savings can grow while you enjoy easy access to your funds. This is just one way we aim to support your financial journey. If you're considering buying a new car, our auto loans and vehicle financing options make it easier than ever to get behind the wheel. We understand that purchasing a vehicle is a significant investment, which is why we strive to offer competitive rates and flexible terms tailored to your situation. For those looking to own their dream home, our mortgage loans and refinancing services are here for you. We know that navigating the home-buying process can be daunting, so our friendly team is ready to assist every step of the way. Plus, if you're looking to consolidate debt or need some extra cash for unexpected expenses, our personal loans and debt consolidation options can provide the relief you need.

Shared Branch Access

Additionally, as part of our commitment to member service, we offer shared branch transactions which allow members from partner credit unions to conduct basic transactions at our location. This means more flexibility when managing your finances! At Unity One, we believe that banking should fit into your life easily. Visit us at 1535 Beam Ave Maplewood Mn 55109, give us a call at (651) 291-2387, or explore more about what we offer on our website here. Let's work together towards achieving your financial goals!

Digital & Online Banking

Key Features

Managing your accounts is made even easier with features like electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. We also offer e-statements, so you can view your statements electronically and help reduce paper clutter. For those who prefer to handle their finances through their smartphones, our mobile application is ready for download. With it, you can make mobile payments easily just tap and go! And if you want to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free.

Security and Accessibility

At Unity One, your security is our top priority. Our digital banking services are equipped with robust security measures to keep your information safe. You can manage your accounts confidently, knowing that we take every precaution to protect your data. Overall, our digital and online banking options empower you to take control of your financial life with ease. Experience the convenience of modern banking today with Unity One!

Financial Strength

At Unity One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial journey, ensuring that your savings and investments are safe and growing. With a net worth of $25,325,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,331,701 in share certificates and $53,262,977 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,202,321 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,615,514 in total loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 69 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 46,555, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unity One is your trusted partner. Visit us at 1535 Beam Ave Maplewood MN 55109 or call 651-291-2387 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,324,017 in used vehicle loans and $12,210,733 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used car, we have options designed to make it easier for you to drive away happy.

Credit Lines and Refinancing Options

For those seeking more flexibility in their borrowing needs, we offer credit lines totaling $12,000,000. If you need to adjust your current payments or access funds more easily, consider our refinancing options which can provide better rates and terms based on your current financial situation. Our team is here to guide you through each step of the process to ensure you find what works best for you. If you're ready to explore our loan offerings or have questions about eligibility and application processes, feel free to contact us at 651-291-2387 or visit us at 1535 Beam Ave Maplewood MN 55109. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,256,197, make buying or refinancing simple. We provide competitive rates and flexible terms that can help you secure your dream home without the stress often associated with mortgages.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $7,969,285 in loans helping members manage their finances effectively. Our credit cards come with features that fit your lifestyle while providing peace of mind.

Loan Aggregator

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Call to Action

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing data from reputable institutions guarantees that users receive accurate information when comparing loans.

Unity One