Unity One Credit Union Kansas City KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Unity One, your trusted partner in financial well-being since 1934! Located at 4150 Kansas Ave, Kansas City, KS 66106, we are dedicated to serving our community with a range of personalized banking solutions. With over 26,500 members and total assets reaching an impressive $297,147,150, we strive to make a meaningful impact in the lives of our members every day. At Unity One, we understand that banking is not just about numbers; it's about relationships. Our team, led by CEO Scott Ward and Board President Vince Accardo, is committed to providing exceptional service and support. We are proud to offer various services including personal checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Whether you're looking for help with everyday banking or more specialized services like business loans, we've got you covered. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 4150 Kansas Ave, Kansas City, KS 66106. You can reach us easily at (913) 342-9039 during our lobby hours from Monday to Friday between 9:00 a.m. and 5:00 p.m. With total deposits of $31,296,360 and cash in hand amounting to $2,000,131, we maintain a strong financial foundation that allows us to serve our members better. Our commitment extends beyond banking; we aim to empower our community through financial education and support. Join us at Unity One today! Explore how we can help you achieve your financial goals by visiting our website at www.unityone.org or give us a call for more information. Together, let's build a brighter financial future!

Branch History & Mission

Unity One has a proud history that stretches back to its founding in 1934. Located in the heart of Kansas City, Kansas, at 4150 Kansas Ave, this branch has been a steadfast financial partner for our community for nearly 90 years. Over the years, Unity One has grown significantly, currently serving a vibrant membership base of 26,556 individuals and families. Our total assets have reached an impressive $297,147,150, showcasing our strength and stability as a credit union dedicated to the people we serve. From our humble beginnings, Unity One has evolved into more than just a financial institution; we are a community hub that prioritizes personal relationships and member support. Our mission is simple yet impactful: to provide exceptional financial services while fostering community growth and well-being. We believe in empowering our members through affordable banking options, educational resources, and community outreach initiatives. While members can visit us at our main location on Kansas Avenue, official correspondence should be sent to the same address: 4150 Kansas Ave, Kansas City, KS 66106. This makes it easy for everyone to reach us with any questions or concerns. Unity One is committed to staying relevant in today's fast-paced world by embracing digital advancements. We offer online banking services, mobile payments, and electronic statements to ensure convenience and accessibility for all our members. Plus, with features like ADA compliance and user-friendly interfaces, we strive to make banking easy for everyone. Our operating hours reflect our dedication to being available when you need us: Monday through Friday from 9:00 a.m. to 5:00 p.m. Both lobby access and drive-thru services are available during these hours, ensuring you can manage your finances how you prefer. As part of our mission to support the community beyond traditional banking services, Unity One actively participates in local events and partnerships that promote financial literacy and economic growth. We believe that by investing in our neighbors and working together, we can create lasting change. Join Unity One today! Experience firsthand how we prioritize your needs while helping you achieve your financial goals. Whether you're looking for personal banking solutions or seeking guidance on loans or savings plans, we're here for you every step of the way. Visit us or give us a call at 913-342-9039 we can't wait to welcome you into the Unity One family!

Branch Location & Accessibility

A Full Range of Services

At Unity One, we provide a variety of financial services to cater to every member's needs. From personal banking options like checking and savings accounts to auto loans and mortgages, you can find everything under one roof. For those who are busy or prefer online interactions, our online and mobile banking services make managing your finances simple and efficient. While members can visit us at 4150 Kansas Ave for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 913-342-9039. We invite you to stop by Unity One and experience our commitment to serving the community with care and expertise. We look forward to welcoming you!

Convenient Access and Features

Unity One is designed with accessibility in mind. We offer ample parking space, including ADA-compliant access features like ramps, ensuring that everyone can visit us comfortably. Whether you're stopping by for a quick transaction or need assistance with more complex banking needs, our team is here to help. Our lobby hours are invitingly flexible join us Monday through Friday from 9:00 a.m. to 5:00 p.m. If you prefer the convenience of drive-thru banking, we've got you covered there as well during the same hours. Plus, we offer ATM services for those quick cash withdrawals or balance checks anytime!

Member Eligibility

At Unity One, we believe that everyone deserves a place to grow their financial future, and becoming a member is your first step into our welcoming community. If you live, work, worship, or attend school in the Kansas City area, you're already eligible to join us! We also extend membership to family members of current members, making it easy for your loved ones to enjoy the benefits we offer. By joining Unity One, you gain access to a range of services designed to support your financial goals, from personal banking and auto loans to online banking and credit cards with rewards. Getting started is simple! You can learn more about our eligibility requirements by visiting this link. When you're ready to open an account, head over to our application page or give us a call at 913-342-9039. Our friendly team is here to help guide you through every step of the process. Welcome to Unity One we can't wait for you to join us at 4150 Kansas Ave, Kansas City, KS 66106!

Business Banking & Commercial Services

Business Loan Options

Imagine walking into your dream office, equipped with the tools needed to succeed. With our commercial loan options, that dream can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. Picture this: a customer making a seamless payment while you focus on what matters growing your business. Our merchant services help streamline transactions, making it easier for you to serve your customers while keeping your cash flow steady. Located at 4150 Kansas Ave Kansas City Ks 66106, Kansas City, KS 66106, we invite you to explore how Unity One can empower your business. Reach us at (913) 342-9039 or visit our website at https://www.unityone.org/ for more information. Let's take your business to the next level together!

Comprehensive List Of Services

Accessible Banking Facilities

For those who prefer face-to-face interaction, our branch includes an ATM for quick cash withdrawals and basic drive-thru services for deposits and simple transactions. Additionally, we offer basic shared branch transactions for partner credit union members, making it easy for you to access funds no matter where you are. At Unity One in Kansas City, we're not just a credit union; we're a community partner dedicated to helping you achieve your financial goals. Whether you're at home or on the go, we're here to provide support every step of the way. For any questions about our services or how we can assist you further, don't hesitate to reach out! Call us at 913-342-9039 or visit us online at Unity One. Join us today and experience the difference of member-focused banking!

Business Banking Solutions

For entrepreneurs and small business owners, Unity One offers specialized services such as merchant services and business loans. We understand the challenges of running a business, so we aim to support you with flexible solutions that help your business thrive.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your finances anytime, anywhere. With features like mobile payments, electronic signatures, e-statements, and person-to-person transfers, handling your banking has never been easier.

Personal Banking Made Simple

Whether you're opening your first checking account or looking for ways to save for the future, our personal banking services are designed with you in mind. We offer various options for checking and savings accounts that fit different lifestyles and needs. If you're considering purchasing a vehicle, our auto loans and vehicle financing can help you get behind the wheel without breaking the bank. Thinking about buying a home? We provide mortgage loans and refinancing options that make homeownership more accessible. For those unexpected expenses or plans that require a little extra cash, our personal loans and debt consolidation services can ease your financial burdens. Plus, with our credit cards featuring rewards, you can earn while spending on everyday purchases.

Digital & Online Banking

Key Services

With our robust online banking platform available at https://www.unityone.org/ , you can access your accounts anytime, anywhere. Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills with just a few clicks. Plus, with the option for electronic signature authorization, signing important documents is simple and secure. For those who prefer mobile banking, our user-friendly mobile application makes it easy to stay connected. You can make mobile payments, send money to friends through person-to-person transfers, and even access your e-statements at your convenience. We believe in providing you with flexible options that suit how you like to bank.

Security and Accessibility

Your security is our top priority. All of our online services are protected with the latest encryption technology, ensuring that your personal information remains safe. We also offer features like e-statements for quick access to your account statements without the clutter of paper. At Unity One, we strive to make banking accessible for everyone. Our services are designed to be intuitive and straightforward, so whether you're tech-savvy or new to online banking, you'll feel comfortable navigating your accounts. Join us today and discover how easy it is to manage your finances with Unity One!

Financial Strength

Growing Together

We also celebrate having a strong member base with a total of 46,555 share accounts entrusted to us by our members. This trust motivates us daily to enhance our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unity One is your trusted partner. Visit us at 4150 Kansas Ave Kansas City Ks 66106 or call (913) 342-9039 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $24,202,321 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,483 in used auto loans and $186,155,141 in total loans and leases.

Member Savings and Security

Your savings are important to us. Members' funds are secured through $62,331,701 in share certificates and $53,262,977 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We're proud to have 69 full-time employees and 10 part-time employees dedicated to providing exceptional service.

Our Financial Health

With a net worth of $25,325,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $849 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those interested in expanding their business ventures or managing cash flow effectively, we have total credit lines amounting to $12,000,000 available for our members. While we currently do not have outstanding commercial loans available at this time, our commitment to providing accessible financing remains strong. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're ready to apply now or want more information about eligibility requirements and refinancing options, visit us online at Unity One or stop by our branch today! We're here to support you every step of the way on your financial journey.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $72,324,017 in used vehicle loans and $12,210,733 in new vehicle loans to help our members get on the road confidently. Whether you're purchasing a brand-new model or a reliable used vehicle, we can help make your dream a reality.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $65,256,197, making buying or refinancing simple and straightforward. We also provide refinancing options that can save you money and simplify your payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $7,969,285 in loans helping members manage their finances effectively, our credit cards come with various benefits that can be tailored to fit your spending habits.

Loan Aggregator

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UNITY ONE CREDIT UNION - Kansas City, KS