Unitus Community Credit Union Vancouver WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Unitus Community, your trusted financial partner located at 800 SE 192nd Ave, Vancouver, WA 98683. Since our establishment in 1937, we have proudly served our community with a strong commitment to member satisfaction and financial well-being. With over 106,000 members counting on us, we are dedicated to providing personalized banking solutions that fit your unique needs. At Unitus Community, we understand that financial matters can sometimes feel overwhelming. That's why our experienced team, led by CEO Steven Stapp and Board President Matthew Micetic, is here to guide you through every step of your financial journey. Whether you're looking for checking accounts, auto loans, or business financing options, we've got you covered. Our total assets amount to an impressive $1,721,289,764, showcasing our stability and reliability as a credit union. We take pride in holding $136,975,270 in deposits from our valued members while maintaining a net worth of $169,049,448. With 321 employees ready to assist you during our operating hours from 9:00 AM to 6:00 PM (Monday to Friday), we're always just a phone call away at 503-227-5571. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address as our branch. Our comprehensive services include online and mobile banking options for your convenience. Join us today and experience the difference that community-focused banking can make! Explore more about what we offer by visiting our website at Unitus Community. We look forward to helping you achieve your financial goals!

Branch History & Mission

Welcome to Unitus Community, your trusted credit union in Vancouver, Washington. Established in 1937, we have proudly served our community for over 85 years, evolving alongside the needs of our members. Our branch is located at 800 SE 192nd Ave, a convenient spot that's easy to access for all residents. As you visit us, you'll find we're not just a financial institution; we're a part of your community. Over the decades, Unitus Community has grown significantly, now boasting a total membership of over 106,000 and total assets reaching an impressive $1,721,289,764. This growth reflects our unwavering commitment to providing excellent financial services while fostering a sense of belonging and support among our members. Our mission is simple yet impactful: to enhance the financial well-being of our members and the communities we serve. We strive to offer personalized banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We understand that each member's journey is unique, and we are dedicated to helping you achieve your financial goals. While members can visit us at 800 Se 192Nd Ave Vancouver Wa 98683, official correspondence should be sent to 800 SE 192nd Avenue, Vancouver, WA 98683. Our operating hours are from 9:00 am to 6:00 pm Monday through Friday. For those on the go, we also provide ATM availability and drive-thru banking services for quick transactions. At Unitus Community, we embrace innovation with features like online banking and mobile payments. We're committed to making banking accessible for everyone. Our focus extends beyond financial services; we actively participate in community outreach efforts and partner with local organizations to foster economic growth and support those in need. Join us on this journey towards financial empowerment! Whether you're looking for everyday banking solutions or planning for the future, Unitus Community is here for you every step of the way. Visit us today or call us at (503) 227-5571 to learn more about how we can assist you in achieving your dreams. Experience the difference with Unitus Community where you're not just a member; you're family.

Branch Location & Accessibility

Contact Us

If you have any questions or would like to learn more about what we offer, please don't hesitate to call us at 503-227-5571. We're excited to help you achieve your financial goals! So next time you're in the area, remember that Unitus Community is here for all your banking needs. We look forward to welcoming you!

Getting Here and Parking

At Unitus Community, accessibility is a priority. Our branch features ADA-compliant facilities to ensure everyone can enjoy their banking experience without hassle. We also offer ample parking space right outside our doors, making your visit even more convenient.

Operating Hours

We know that life can get busy, which is why we're open Monday through Friday from 9:00 am to 6:00 pm. Stop in during these hours to take advantage of our services or simply chat with our friendly staff about your financial needs.

Services Offered

While visiting our branch, you'll find a range of services designed to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with both ATM and drive-thru services available, banking has never been easier! Need quick cash? Our ATM is ready for withdrawals and balance checks whenever you need it.

Member Eligibility

At Unitus Community, we believe that everyone deserves the chance to join a supportive community that prioritizes your financial well-being. Becoming a member is easy and welcoming! If you live, work, or attend school in Washington or Oregon, you're likely eligible to join us. We're here for individuals and families alike, offering a range of services tailored to meet your needs. You can find more details about eligibility criteria by visiting our website at . Joining us opens the door to a world of benefits, from competitive rates on loans and savings accounts to personalized service that makes banking feel like home. To get started with opening an account or if you have any questions, don't hesitate to give us a call at (503) 227-5571. We're located at 800 Se 192Nd Ave Vancouver Wa 98683, ready to welcome you into the Unitus Community family!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $219 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $247,700,573, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In addition to loans, we offer comprehensive merchant services that make daily transactions smoother. Imagine being able to accept payments easily from customers while managing your cash flow efficiently. Our tools help you streamline payments, so you can focus on what matters most growing your business. Located at 800 Se 192Nd Ave Vancouver Wa 98683 in Vancouver, WA, we invite you to explore how our tailored financial solutions can help your business thrive. For inquiries, feel free to call us at (503) 227-5571 or visit our website here.

Comprehensive List Of Services

Business Banking Services

For our business members, we know that having the right financial tools is crucial for success. We offer tailored business banking solutions, including merchant services and business loans that cater to the specific needs of entrepreneurs and small businesses in our community.

Connect with Us Today!

Whether you're starting your financial journey or looking for ways to enhance it, Unitus Community is here to help every step of the way. To learn more about how we can serve you better or if you have any questions regarding our services, don't hesitate to reach out at 503-227-5571. Visit us at unitusccu.com today!

Convenient Access

We believe in making banking accessible for everyone. Our ATM services allow for easy cash withdrawals and balance checks without the hassle. For those who prefer face-to-face interactions, our drive-thru banking provides quick service for deposits, withdrawals, and simple transactions. At Unitus Community, we combine traditional banking with modern convenience through our extensive digital services. You can easily transfer money using our person-to-person payment feature, making it simple to send funds to friends or family in moments of need.

Credit and Debt Management

Managing debt can be challenging, but at Unitus Community, we provide resources like personal loans and debt consolidation options to help lighten your financial load. Our credit cards come with rewards that make every purchase more rewarding. Whether you're planning a trip or making everyday purchases, our credit card options are here to support your lifestyle.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer a variety of options including checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine being able to access your funds anytime through our robust online and mobile banking platforms. With features like e-statements and mobile payments, keeping track of your finances has never been easier. If you're considering purchasing a new car or need financing for your vehicle, our auto loans and vehicle financing solutions are designed to get you on the road quickly and affordably. Plus, we offer competitive rates on mortgage loans and refinancing options, ensuring you find the right fit for your home buying journey.

Digital & Online Banking

Convenient Features for Everyday Banking

Our online banking platform is user-friendly, allowing you to check your balance, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, managing your finances has never been easier. Plus, with the ability to set up e-statements, you can say goodbye to paper clutter while keeping your financial records organized and accessible.

Mobile Banking Made Easy

For members who prefer to bank on their smartphones, our mobile application provides all the essential features right at your fingertips. You can make mobile payments and conduct person-to-person transfers effortlessly. This means sending money to friends or family is quick and hassle-free.

Security You Can Trust

We prioritize your security with robust measures in place to protect your information during every transaction. While we currently do not support electronic signature authorization, our commitment to safeguarding your data remains strong. With these tools at Unitus Community, you have everything you need for real-time account management in a secure environment. Embrace the convenience of digital banking today and discover how easy it can be to take control of your finances!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unitus Community is your trusted partner. Visit us at 800 Se 192Nd Ave Vancouver Wa 98683 or call (503) 227-5571 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 311 full-time employees and 10 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 263,143, showing a strong and growing member base that trusts us with their finances.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We currently have $10,606 in used auto loans and a total of $1,345,193,336 in loans and leases available to assist you with your borrowing needs. Furthermore, our $819,808 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investments

Members' savings are secured through $345,561,882 in share certificates and $287,462,728 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,292,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $168,229,640 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your needs with confidence.

Strong Financial Health

With a net worth of $169,049,448, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $982 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $179,738,271 in used vehicle loans and $282,772,106 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our auto financing options can help make it affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $247,700,573 provide the capital needed to grow and expand. We understand that businesses face unique challenges and opportunities; our team is here to support your ventures with tailored financial solutions.

Eligibility and Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, please reach out. We can guide you through the process and help determine which loan products best suit your situation. Feel free to visit us at our branch located at 800 SE 192nd Ave, Vancouver, WA 98683, or give us a call at 503-227-5571 during our operating hours from 9:00 am - 6:00 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey is important to us at Unitus Community; let's work together toward achieving your aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,796,681, make buying or refinancing simple. We aim to simplify the home-buying process with clear guidance and personalized service.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $44,169,840 in loans helping members manage their finances effectively. These cards are designed to provide convenience and ease for everyday purchases while offering competitive interest rates.

Loan Aggregator

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UNITUS COMMUNITY CREDIT UNION