UnitedOne Credit Union Sheboygan WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Unitedone, your trusted financial partner in Sheboygan, Wisconsin. Established in 1938, we have been dedicated to serving our community for over 85 years, offering a wide range of financial services tailored to meet your needs. Our branch, located at 3400 Union Ave, Sheboygan, WI 53081, is proud to support a vibrant membership of 19,312 individuals and families who rely on us for their banking needs. At Unitedone, we are more than just a credit union; we are a part of the fabric of Sheboygan. With total assets exceeding $310 million and deposits amounting to $15,642,987, we ensure that your money is not only safe but also working hard for you. Our experienced team is committed to providing exceptional service while helping you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 1117 S 10th St, Manitowoc, WI 54220-5211. Our CEO, Kim Rooney, along with Board President Sherry Rezba, leads a team of 90 employees who are dedicated to fostering a welcoming and supportive environment for all members. With an impressive portfolio that includes over 7,922 loans and leases, we strive to empower our members through various lending options. As of now, our net worth stands at $37,318,014, showcasing our stability and commitment to growth. We invite you to explore the many ways Unitedone can assist you on your financial journey. Feel free to reach out by calling us at 920-451-8222 or visit our website at unitedone.org for more information about our services and how we can help you thrive financially. Join us today and become part of a community-focused credit union that truly cares!

Branch History & Mission

At Unitedone, our story began in 1938 when we opened our doors in Sheboygan, Wisconsin. Over the years, we have grown from a small credit union into a trusted financial partner for over 19,000 members. Our commitment to the community has always been at the heart of what we do, and it continues to shape our mission today. Located at 3400 Union Ave, Sheboygan, WI 53081, our branch is easily accessible for anyone in the area. We are proud to serve not just as a financial institution but as a community hub where members can find support and resources tailored to their needs. While members can visit us at this address, official correspondence should be sent to our mailing address at 1117 S 10th St, Manitowoc, WI 54220-5211. Our mission is clear: we aim to provide excellent financial services while fostering a sense of belonging and support within our community. We offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. We believe that everyone deserves access to quality financial products that empower them to achieve their goals. Throughout our history, we've achieved significant milestones. Today, we proudly manage total assets of $310,291,945 and maintain a membership base that reflects the trust placed in us by our community. Our commitment extends beyond traditional banking; we actively engage in outreach efforts and partnerships that uplift those around us. In addition to our rich history and community involvement, we're dedicated to embracing digital advancements that enhance member experience. With online banking options available as well as mobile applications for easy access on-the-go, we're here to make managing finances convenient for everyone. Our branch also provides ATM services for cash withdrawals and balance checks. As part of our ongoing dedication to service excellence, our operating hours are designed with your convenience in mind: Monday through Friday from 8 a.m. to 6:30 p.m., and Saturday from 8 a.m. to 1 p.m. At Unitedone, we're more than just a credit union; we're your neighbors who care about your financial well-being. We invite you to join us and experience the benefits of membership firsthand. Together, let's build a brighter future for ourselves and our community! For any inquiries or assistance, feel free to reach out at 920-451-8222 or visit us online at unitedone.org.

Branch Location & Accessibility

Welcome to the Unitedone Sheboygan Memorial Branch, conveniently located at 3400 Union Ave in the heart of Sheboygan, WI. Our branch is not only easy to find, but it's also designed with your needs in mind. Situated near popular landmarks like the local shopping centers and parks, we are proud to be a part of this vibrant community. At Unitedone, we understand that accessibility is key for our members. Our branch features ADA-compliant entrances and parking spaces, ensuring everyone can easily visit us. We're happy to let you know that we have an ATM available for your convenience, so you can manage your cash needs without any hassle. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address at 1117 S 10th St, Manitowoc, WI. We value your time and strive to offer flexible banking hours that fit into your busy schedule. You can visit us Monday through Friday from 8 a.m. to 6:30 p.m., and on Saturdays from 8 a.m. to 1 p.m. Whether you're stopping by for personal banking services or discussing loan options, our friendly staff is here to assist you every step of the way. Currently, we do not offer drive-thru services; however, our lobby is open and ready for you! From checking and savings accounts to auto loans and mortgage refinancing, we provide a range of services tailored just for you. Don't hesitate come visit us today or give us a call at 920-451-8222! We look forward to helping you achieve your financial goals right here at Unitedone.

Member Eligibility

At Unitedone, we believe that everyone deserves a place in our supportive community. Becoming a member is as easy as reaching out and checking if you qualify! Generally, eligibility extends to those who live, work, or worship in the area, as well as immediate family members of current members. This means that if you're part of our neighborhood in Sheboygan or have loved ones who are already with us, you're likely eligible to join our credit union family. By becoming a member at Unitedone, you gain access to a range of financial services tailored to your needs, including personalized support and competitive rates on loans and savings. Ready to take the next step? You can easily start the membership process by visiting our website or giving us a call at (920) 451-8222 for more details. We encourage you to check out the detailed eligibility criteria at to ensure you meet all requirements. And when you're ready, simply follow the link for account opening: http://www.unitedone.org/loan-application. We can't wait to welcome you into our community at 3400 Union Ave Sheboygan Wi 53081!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $296 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,647,428, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make day-to-day operations smoother. Picture this: your business is bustling, and customers are ready to check out. Our merchant services streamline transactions, ensuring your sales process is efficient and secure, letting you focus on what you do best serving your customers. Visit us at 3400 Union Ave Sheboygan Wi 53081 in Sheboygan, WI, or call us at (920) 451-8222 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer essential business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are here to support your growth with the right financial tools.

Connecting with Us

We invite you to visit us at 3400 Union Ave Sheboygan Wi 53081 or give us a call at (920) 451-8222 if you have questions or want more information about any of our services. Our friendly staff is ready to assist you Monday through Friday from 8 a.m. to 6:30 p.m., and Saturdays from 8 a.m. to 1 p.m. At Unitedone, we're not just here to bank; we're here to build relationships and help you succeed financially. Explore all that we offer today!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Sheboygan Memorial Branch, we provide robust online and mobile banking features. Accessing your accounts has never been easier check balances, transfer funds, and pay bills anytime, anywhere. Our ATM services also ensure you have access to cash when you need it most.

Home Financing

Thinking about buying a home? With our mortgage loans and refinancing options, we guide you through the process. We're committed to making homeownership accessible, whether it's your first home or an investment property. You can trust us to help find the right mortgage solution that fits your budget.

Loans for Every Need

Life can throw challenges your way, but with our personal loans and debt consolidation options, you can tackle them head-on. We provide flexible loan solutions that can help ease financial burdens and put you back on track.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a safe place to grow your savings, we offer a range of personal banking options. Our checking and savings accounts are designed for everyday use, helping you manage your finances effortlessly. If you're planning to purchase a new car or need funds for unexpected expenses, our auto loans and vehicle financing services make it easy to drive away in the vehicle you want.

Rewards with Credit Cards

Don't forget about our credit cards with rewards! Whether it's cash back on everyday purchases or travel points for your next vacation, we have options that add value to your spending.

Digital & Online Banking

Mobile Application

For those who prefer banking on their smartphones, our mobile application is here to help. With features like mobile payments, you can make quick transactions using your phone without fumbling for cash or cards. Plus, if you want to send money to friends or family, our person-to-person transfer option makes it simple and hassle-free.

Online Banking Services

Our online banking platform is available 24/7 at https://www.unitedone.org/. You can easily check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. No more waiting in long lines; everything you need is just a click away!

Secure Access

Security is a top priority for us. Our electronic signature authorization ensures that your documents are signed safely and efficiently, while e-statements help keep your financial information secure and organized. You'll receive all the important updates without cluttering your inbox with paper statements. In today's fast-paced world, having easy access to your finances is essential. At Unitedone, we're dedicated to providing user-friendly services that enhance your banking experience while keeping everything safe. Whether you're at home or out running errands, we've got you covered with tools that allow you to manage your accounts effortlessly. Join us today and take advantage of our modern banking solutions!

Financial Strength

A Solid Foundation

With a net worth of $37,318,014, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,201 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Building Trust Together

Our net shares (funds available for lending and investments) amount to $0, while our total share accounts stand at 43,669. These figures reflect a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unitedone is your trusted partner. Visit us at 3400 Union Ave Sheboygan Wi 53081 or call (920) 451-8222 to learn more about how we can help you achieve your financial goals.

Committed to Growth

With $34,626,127 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,744 in used auto loans and $250,144,659 in total loans and leases.

Operational Efficiency

Our ability to deliver exceptional service is reflected in our $2,053,576, which showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 77 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Protecting Your Savings

Members' savings are secured through $38,909,554 in share certificates and $58,089,498 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,976,515 in used vehicle loans and $8,140,871 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we are here to support you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $33,647,428 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our tailored solutions can help you succeed. At Unitedone, we believe in empowering our members with financial tools that work for them. If you're considering refinancing any existing loans or would like more information about eligibility options, don't hesitate to reach out. You can contact us at (920) 451-8222 or visit us at our branch located at 3400 Union Ave Sheboygan Wi 53081 in Sheboygan, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Credit Lines and Unsecured Loans

For those looking for added flexibility, our total credit lines amount to $123,299,915, providing quick access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, helping members manage their finances effectively. Although currently, there is a total of $0 in unsecured credit card loans available, our team can assist you in exploring other financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,026,365, make buying or refinancing simple. We offer personalized assistance throughout the mortgage process, ensuring that you find the right solution for your housing needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for competitive rates without the hassle, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information you see is both accurate and up-to-date.

Unitedone