UnitedOne Credit Union Manitowoc WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Unitedone at our Walmart Branch, located at 4115 Calumet Ave, Manitowoc, WI 54220. Since our establishment in 1938, we have been dedicated to serving our community with trust and reliability. With a proud membership of 19,312 and total assets exceeding $310 million, we strive to empower our members through personalized financial solutions. At Unitedone, we understand that every member's financial journey is unique. That's why we offer a wide range of services, including personal banking, auto loans, mortgage options, and business banking solutions. Whether you're looking to finance your dream car or manage your everyday banking needs, we're here for you. While members can visit us at 4115 Calumet Ave, official correspondence should be sent to 1117 S 10th St, Manitowoc, WI 54220-5400. Our experienced team of 90 employees, led by CEO Kim Rooney and Board President Sherry Rezba, is committed to providing exceptional service tailored to your needs. With total deposits amounting to $15,642,987 and a net worth of $37,318,014, we ensure that your money is safe and growing. We proudly offer over 7,922 loans and leases, helping members achieve their financial goals while contributing positively to the local economy. We invite you to explore our online resources at unitedone.org or give us a call at 920-684-0361. Join us today and experience the difference a trusted credit union can make in your financial life!

Branch History & Mission

Community Engagement

Community involvement is at the heart of what we do. Over the years, Unitedone has established numerous partnerships with local organizations and charities. We actively participate in outreach programs aimed at educating residents about financial literacy and promoting economic growth within Manitowoc County. While you can visit us at our branch location for personal assistance during operating hours Monday through Friday from 8 AM to 6:30 PM and Saturday from 8 AM to 1 PM official correspondence should be sent to our mailing address at 1117 S 10th St, Manitowoc, WI 54220-5400.

Join Us!

As we continue this journey together with you, we invite you to become part of the Unitedone family. Experience firsthand how we can help you achieve your financial goals while making a positive impact in your community. Call us today at 920-684-0361 or visit us online at unitedone.org for more information about becoming a member or accessing our wide range of services. Together, let's build a brighter future!

Our Journey

Unitedone started with a vision to create a member-focused financial cooperative that prioritizes the needs of its community. Over the decades, we have evolved significantly while maintaining our core mission: to improve the financial well-being of our members and enhance the communities we serve. From humble beginnings, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Today, with total assets exceeding $310 million, we are equipped to meet diverse financial needs effectively.

Our Mission

Our mission at Unitedone is simple yet powerful: to empower people through accessible financial services and support initiatives that strengthen our community. We believe in building lasting relationships with our members by offering personalized service tailored to their unique circumstances. Whether it's helping someone secure an auto loan or providing guidance on managing debt through consolidation options, we strive to be a trusted partner in every step of their financial journey. We recognize the importance of embracing technology while ensuring that all members have access to essential services. Our digital advancements include online banking and mobile payment options that make managing finances convenient and straightforward. We also take pride in being ADA compliant, ensuring that all members can access our facilities and services without barriers.

Branch Location & Accessibility

Welcome to the Unitedone branch, conveniently located at 4115 Calumet Ave in Manitowoc, WI. Our location is easy to access and situated near popular landmarks, making it a breeze for you to visit us. Whether you're stopping by after shopping or on your way home from work, we're here to serve you. At Unitedone, we understand the importance of accessibility. Our branch is designed with ADA compliance in mind, ensuring that everyone can enjoy our services without hassle. While parking is readily available for our members, we also offer convenient ATM access for quick transactions if you're on the go. Our operating hours are crafted to fit your busy schedule. You can visit us from 8 AM to 6:30 PM Monday through Friday and from 8 AM to 1 PM on Saturday. If you need assistance or have questions, feel free to give us a call at 920-684-0361. For official correspondence, please send mail to our mailing address at 1117 S 10th St, Manitowoc, WI 54220-5400. Whether you're looking for personal banking options like checking and savings accounts or exploring loans and credit cards with rewards, we're ready to help you every step of the way. We invite you to come in, meet our friendly team, and discover how we can support your financial journey!

Member Eligibility

At Unitedone, we believe that becoming a member is like joining a family that truly cares about your financial well-being. To qualify for membership, you typically need to meet certain criteria, which can include living or working in the local community or having a family member who is already a member. We're excited to welcome individuals from various backgrounds, and we encourage everyone to explore their eligibility. For more detailed information about the specific criteria, please visit our website at . Once you know you're eligible, opening an account is simple! You can start your journey with us by visiting our account opening page here: http://www.unitedone.org/loan-application . If you have any questions or need assistance, feel free to reach out at (920) 684-0361. We're here to help you every step of the way as you become part of our supportive community at Unitedone, located at 4115 Calumet Ave Manitowoc Wi 54220.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services that make daily transactions easier for your business. Imagine having the ability to accept payments anytime, anywhere. Our solutions ensure that you can focus on what you do best running your business while we handle the financial transactions smoothly. Visit us at 4115 Calumet Ave Manitowoc Wi 54220 in Manitowoc, WI or call us at (920) 684-0361 to learn how our business banking services can benefit you today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $296 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,647,428, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connect with Us

Our team at Unitedone is dedicated to supporting our members in their financial journeys. If you're interested in exploring any of these services further or have questions about how they can benefit you, please don't hesitate to reach out! Give us a call at (920) 684-0361 or visit us at 4115 Calumet Ave Manitowoc Wi 54220 in Manitowoc. Together, let's build a brighter financial future! Whether you're looking for personal banking solutions or business support, we're here for all your financial needs let's get started today!

Credit Cards and Business Services

We also offer Credit Cards with Rewards, so every purchase brings you closer to exciting rewards whether it's travel perks or cash back on essentials. For our business members, we provide comprehensive Business Banking solutions, including Merchant Services and Business Loans, allowing entrepreneurs like you to thrive in today's competitive market.

Digital Banking Convenience

In today's fast-paced world, we know convenience is key. Our Online & Mobile Banking features allow you to manage your accounts from anywhere at any time. With services like ATM & Cash Withdrawal Services available for easy access to your funds, banking has never been simpler. You can even check balances and make withdrawals through our Basic ATM Access.

Loans and Financing

If you're thinking about purchasing a new car or refinancing your home, our Auto Loans & Vehicle Financing make the process smooth and straightforward. Picture yourself driving off in your dream car with an affordable loan that fits your budget. Additionally, our Mortgage Loans & Refinancing options allow you to take advantage of competitive rates and flexible terms, ensuring that homeownership is within reach. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation can provide the funds you need without the stress. We understand life can throw surprises at you; that's why we're here to help when you need it most.

Personal Banking

When it comes to personal banking, we offer various options that cater to different lifestyles. Our Checking & Savings Accounts are designed to help you manage your day-to-day finances while earning interest on your savings. Imagine having a reliable checking account that simplifies your transactions and allows you to save effortlessly for future goals.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://www.unitedone.org/ , allows you to view your account balances, transfer funds, pay bills, and much more all from the comfort of your home or on the go. Need to make a quick payment to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with mobile payments available, you can easily make purchases right from your smartphone.

Real-Time Management

With Unitedone's digital banking tools, managing your money in real-time has never been easier. Monitor your spending habits and stay informed about your financial health with instant updates straight to your device. Join us today at Unitedone and experience how our digital banking services can simplify your life while keeping your financial information secure!

Security and Accessibility

Your security is our top priority. With features like electronic signature authorization, signing documents online is not only safe but also incredibly easy. You can also opt for e-statements, which provide secure access to your account statements anytime without the clutter of paper. For those who prefer to bank while on the move, our user-friendly mobile application is here to help. Whether you're checking balances or making transactions, everything is just a tap away. And with 24/7 online banking services, you have complete access whenever you need it day or night.

Financial Strength

Growing Member Base

With a total of 43,669 share accounts, we have built a strong and growing member base that trusts us with their finances. This trust allows us to keep strengthening our services for everyone who walks through our doors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Unitedone is your trusted partner. Visit us at 4115 Calumet Ave Manitowoc Wi 54220 or call (920) 684-0361 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $38,909,554 in share certificates and $58,089,498 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,053,576 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 77 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $34,626,127 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,744 in used auto loans and $250,144,659 in total loans and leases.

Strong Financial Health

With a net worth of $37,318,014, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,201 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,976,515 in used vehicle loans and $8,140,871 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Credit Lines

If you're looking for flexibility in managing your expenses, our credit lines are available for both personal use and business needs. With total credit lines amounting to $123,299,915, our offerings are structured to provide you with the financial agility you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $23,026,365, making buying or refinancing simple and straightforward. We aim to assist you every step of the way with competitive rates and personalized service.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is here to help. We believe that everyone deserves access to affordable financing solutions tailored to their unique circumstances. For more information about our loan offerings or to discuss your options further, feel free to reach out to us at 920-684-0361. You can also visit us at 4115 Calumet Ave Manitowoc WI 54220 or check out our website at unitedone.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently there are no outstanding amounts in this category, it's important to know that these options can help you manage your finances effectively when they become available.

Loan Aggregator

No Sponsored Listings

One key feature of LendMesh is its commitment to unbiased results. The platform does not prioritize lenders based on paid promotions. Instead, every loan comparison is grounded in factual data, ensuring that your choices are based solely on what's best for you.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. You won't have to worry about outdated information or hidden fees everything is laid out clearly for you. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the real-world impact of using LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

LendMesh guarantees that all loan offers come from legitimate financial institutions. This transparency means you can trust that the options presented are reliable and backed by reputable lenders.

UNITEDONE CREDIT UNION