United Texas San Antonio TX Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

At United Texas, located at 10023 W Loop 1604 N, San Antonio, TX 78254, we pride ourselves on being more than just a credit union; we are a community partner dedicated to serving our members with integrity and care. Established in 1955, our commitment has only grown stronger, as reflected in our robust membership of over 22,000 individuals and families who trust us with their financial needs. With total assets amounting to an impressive $416,064,273, we are equipped to offer a wide range of services designed to enhance your financial journey. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our friendly team is here to help. In fact, our total deposits reach $6,897,737, demonstrating the strong trust our members place in us. Our leadership team is committed to fostering a welcoming environment. Led by CEO Kyle Ashley and Board President Bill Gregory, we work diligently to ensure that every interaction you have with us is positive and productive. Our staff of 68 employees is ready to assist you during lobby hours from 9:00 am to 5:00 pm, Monday through Friday, and from 8:30 am to 1:00 pm on Saturdays. While members can visit us at our branch for any inquiries or transactions, official correspondence should be sent to the same address: 10023 W Loop 1604 N, SAN ANTONIO, TX 78254. For more information about our offerings or to speak with one of our representatives directly, feel free to call us at 210-561-4741. Join us today at United Texas where your financial wellness is our priority! Explore how we can support your goals by visiting our website at utxcu.com. Your future starts here!

Branch History & Mission

At United Texas, we proudly trace our roots back to 1955, when our doors first opened in the heart of San Antonio, Texas. Over the decades, we have grown from a small local credit union into a trusted financial partner for over 22,000 members. Our branch is located at 10023 W Loop 1604 N, San Antonio, TX 78254, a central hub that serves our community with dedication and care. From our humble beginnings, we have always been focused on serving the financial needs of our members while fostering a sense of community. Our mission is simple yet powerful: to empower individuals and families through accessible financial services and education. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home, financing a vehicle, or managing everyday expenses. As we evolved over the years, we have embraced new technologies and digital advancements to better serve you. Our commitment to accessibility includes ADA compliance and various customer-centric initiatives that ensure all members can easily access our services. With features like online banking and mobile payments, managing your finances has never been easier. While members can visit us at 10023 W Loop 1604 N San Antonio Tx 78254, official correspondence should be sent to 10023 W Loop 1604 N, SAN ANTONIO, TX 78254. We are here for you during our operating hours: Monday through Friday from 9:00 am to 5:00 pm, and Saturday from 8:30 am to 1:00 pm. Our drive-thru service operates Monday through Friday until 5:30 pm for your convenience. United Texas is more than just a credit union; we are part of this vibrant community. We actively engage in partnerships and outreach efforts aimed at supporting local initiatives and helping those in need. Our total assets now stand at an impressive $416,064,273 reflecting our growth and stability as well as our ability to provide valuable resources for our members. We invite you to join United Texas and experience firsthand how we prioritize your financial well-being while remaining committed to making a positive impact in San Antonio. Together, let's build a brighter future! For any inquiries or assistance, feel free to reach us at (210) 561-4741.

Branch Location & Accessibility

Easy Access and Parking

At our branch, we strive to make your visit as smooth as possible. We offer ample parking spaces right outside our entrance, ensuring that you won't have any trouble finding a spot. The branch is fully accessible, featuring ADA-compliant ramps and facilities to cater to all members of our community.

Get in Touch!

We invite you to come visit us at the United Texas Braun Branch! If you have any questions or would like more information about our services before stopping by, don't hesitate to call us at 210-561-4741. Our team looks forward to welcoming you!

Operating Hours Tailored for You

We know your time is valuable. That's why our lobby is open from Monday to Friday, 9:00 AM to 5:00 PM, with service available until 5:30 PM for those using our drive-thru. On Saturdays, we are here for you from 8:30 AM until 1:00 PM. Whether you're stopping by for a quick transaction or need more time to discuss your financial goals with one of our friendly team members, we are ready to assist you!

Services Designed with You in Mind

The United Texas Braun Branch offers a variety of services tailored for both personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that fit your lifestyle. If you're in need of quick cash, our basic drive-thru banking allows for deposits and withdrawals without ever leaving your vehicle. If you prefer digital solutions, take advantage of our online and mobile banking services that let you manage your finances anytime, anywhere. While we currently do not have ATM services available at this branch, our dedicated staff is always available to help with cash withdrawal services during lobby hours.

Member Eligibility

At United Texas, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is easy and welcoming! To become a member, you need to meet a few simple eligibility requirements that primarily focus on your ties to our community or employment with certain organizations. You can find the detailed criteria by visiting this link. Whether you live or work in the area, or are affiliated with one of our partner groups, there's a good chance you'll qualify for membership. Once you're ready to take the next step, opening an account is straightforward and convenient. Just give us a call at (210) 561-4741, and our friendly team will guide you through the process. You can also visit us at our branch located at 10023 W Loop 1604 N San Antonio Tx 78254. We're excited to have you join us at United Texas, where you'll enjoy personalized service, a variety of financial products tailored just for you, and a commitment to help you achieve your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced market, having efficient merchant services can make all the difference. Imagine being able to process payments quickly while providing your customers with a seamless checkout experience. Our merchant services are designed with your business in mind, ensuring you can focus on what matters most growing your business. Visit us at 10023 W Loop 1604 N San Antonio Tx 78254 in San Antonio, TX, or call us at (210) 561-4741 to learn more about how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $139 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,356,517, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access

We understand that convenience matters in today's fast-paced world. Our online and mobile banking platforms allow you to check balances, transfer funds, and even deposit checks right from your smartphone. Plus, with our basic drive-thru banking service available for deposits and withdrawals during lobby hours (Mon-Fri 9:00 am - 5:00 pm; Drive-Thru Mon-Fri 8:00 am - 5:30 pm; Sat 8:30 am - 1:00 pm), getting cash has never been easier.

Credit Cards and Business Banking

If rewards excite you, check out our credit cards with rewards program. You can earn points for every dollar spent, making everyday purchases even more rewarding. For entrepreneurs and small business owners, we provide comprehensive business banking solutions, including merchant services and business loans. Whether you're looking to expand your operations or need funds for equipment, we've got you covered.

Final Thoughts

At United Texas, we are committed to making your financial journey as smooth as possible. With an extensive range of services tailored just for you whether it's personal banking or business solutions we're here to support your goals. Visit us today at our San Antonio branch or explore our offerings online at utxcu.com. Let's work together to achieve your financial dreams!

Loans and Financing

When it comes to financing your next big purchase, auto loans and vehicle financing are just a phone call away at 210-561-4741. Picture driving home in a new car with a loan that fits your budget perfectly. We also offer mortgage loans and refinancing options to help you secure your dream home or lower your monthly payments on your current mortgage. For those unexpected expenses or projects around the house, our personal loans and debt consolidation services can provide the relief you need. Think about consolidating multiple debts into one manageable payment this could significantly ease your financial burden.

Personal Banking

One of the cornerstones of our offerings is personal banking, which includes various checking and savings accounts designed to fit different lifestyles. Imagine having a checking account that provides easy access for your daily purchases while also allowing you to save for that vacation you've been dreaming about. We make it simple with features like online and mobile banking, so you can manage your money anytime, anywhere.

Digital & Online Banking

Convenient Online Services

With our 24/7 online banking services available at https://utxcu.com/, you have complete control over your finances. Check balances, view transaction history, and transfer funds all from the comfort of your home or anywhere with internet access. Plus, you can take advantage of electronic signature authorization, making it easy to sign important documents without needing to visit a branch.

Mobile Banking at Your Fingertips

Our mobile application makes banking even more convenient. You can make mobile payments easily and securely, allowing you to shop or pay bills directly from your phone. Need to send money to a friend? Our person-to-person transfer feature lets you do just that in just a few taps.

Secure and User-Friendly Experience

At United Texas, security is our priority. Our online banking system employs advanced security measures to protect your personal information. You can bank with confidence knowing that your data is safe while enjoying a user-friendly experience designed for everyone. In summary, digital and online banking at United Texas provides you with the tools necessary for real-time account management, all while ensuring accessibility and ease-of-use. Embrace the convenience of modern banking today!

Stay Organized with E-Statements

Say goodbye to paper clutter! We offer e-statements to help you keep track of your accounts effortlessly. You can view, download, and save your statements whenever it suits you. This not only helps in staying organized but also adds an extra layer of security for your financial information.

Financial Strength

At United Texas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to trust your financial institution, which is why we are proud to share our strong financial position with you. With a net worth of $37,787,924, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $136,164,285 in share certificates and $30,646,764 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $31,786,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,318 in total auto loans and $309,695,686 in total loans and leases. Our operational efficiency is reflected in our net income of $1,035,949, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 39,788, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Texas is your trusted partner. Visit us at 10023 W Loop 1604 N San Antonio TX 78254 or call 210-561-4741 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,035,866 in used vehicle loans and $21,847,995 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our flexible terms can help make your purchase easier.

Business Financing

For business owners, our outstanding commercial loans totaling $48,356,517 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored financing solutions that meet their unique challenges.

Eligibility and Refinancing Options

If you're considering refinancing an existing loan or want to explore eligibility options for any of our loan products, our team is here to help guide you through every step. We strive to make the application process straightforward and transparent so that you can focus on what matters most your financial success. For any questions or assistance with your loan applications, please don't hesitate to reach out at (210) 561-4741. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At United Texas, we're dedicated to providing you with the support and resources necessary for achieving your financial dreams. Whether it's securing a loan for your next big purchase or finding ways to better manage your finances, we are here for you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,071,098, make buying or refinancing simple. We provide competitive rates and personalized guidance throughout the process to ensure you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,005,118 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle and spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the loan offers presented are both fair and transparent. Each listing reflects current rates and terms from legitimate lenders, giving users confidence in their choices.

United Texas