United Texas San Antonio TX Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to United Texas Credit Union, your trusted financial partner located at 5500 Utsa Blvd, San Antonio, TX 78249. Since our establishment in 1955, we have proudly served our community with dedication and integrity, growing to a membership of over 22,204 individuals who trust us with their financial needs. With total assets of $416,064,273 and total deposits reaching $6,897,737, we stand firm in our commitment to providing exceptional services tailored to each member. At United Texas, we believe in empowering our members through various financial products including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. We also support local businesses with robust merchant services and business loans. Our experienced team of 68 employees, led by our CEO Kyle Ashley and Board President Bill Gregory, is here to guide you every step of the way. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to the same address: 5500 UTSA Blvd, San Antonio, TX 78249. Our strong financial foundation includes a net worth of $37,787,924 and cash reserves of $1,928,344, ensuring that we can meet the diverse needs of our community effectively. We are committed not just to maintaining these figures but also to enhancing your banking experience through innovative online and mobile banking options. If you're looking for a credit union that prioritizes personal relationships and community impact while offering competitive rates on loans totaling 15,079, come visit us or give us a call at 210-561-4500. Experience the difference with United Texas Credit Union where your financial well-being is our top priority!

Branch History & Mission

At United Texas, we take pride in our rich history and commitment to the community. Established in 1955, our branch has grown alongside the vibrant city of San Antonio, Texas. Located at 5500 Utsa Blvd, we have become a trusted partner for over 22,204 members, providing personalized financial services tailored to meet the diverse needs of our community. Our mission is simple yet powerful: to empower individuals and businesses through reliable financial solutions while fostering a strong sense of community support. We believe that when our members succeed, the entire community thrives. This guiding principle has been at the heart of everything we do since our inception. Over the decades, United Texas has continually evolved to meet the changing needs of our members. From expanding our range of services such as auto loans, mortgage financing, and business banking to adopting modern technology for online and mobile banking, we've embraced innovation while maintaining a personal touch. We are dedicated to ensuring that every member feels valued and supported. In addition to our financial offerings, we actively engage in community outreach initiatives. We collaborate with local organizations to promote financial literacy, support charitable causes, and enhance the well-being of those around us. Our commitment extends beyond transactions; we strive to build lasting relationships that uplift everyone involved. While members can visit us at 5500 Utsa Blvd, official correspondence should be sent to 5500 UTSA Blvd, San Antonio, TX 78249 if different from our branch address. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, with extended drive-thru hours on weekdays until 5:30 PM and Saturday service from 8:30 AM to 1:00 PM. With total assets reaching $416,064,273, we have the stability and resources to serve you well into the future. Our branch is equipped with an ATM for your convenience and offers drive-thru banking for quick transactions. As we look ahead, we invite you to join us at United Texas. Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Reach out today at 210-561-4500 or explore more on our website at utxcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with your comfort in mind. We provide ample parking for both regular and ADA-accessible vehicles. If you require assistance, our friendly staff is always ready to help you navigate our facilities, which include ramps and other accessibility features.

Call to Action

We invite you to stop by United Texas Credit Union today! Experience personalized service in a friendly environment that puts your needs first. Whether you're looking for banking solutions or just have a quick question, we're here to help!

Operating Hours

Visit us during our welcoming hours! Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, with extended drive-thru service available until 5:30 PM on weekdays. We also cater to your weekend schedule with Saturday hours from 8:30 AM to 1:00 PM.

Services Available

At United Texas Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here for you. Need cash quickly? Enjoy the convenience of our ATM services right on-site, as well as basic drive-thru banking for deposits, withdrawals, and simple transactions. While members can visit us at 5500 Utsa Blvd San Antonio Tx 78249, official correspondence should be sent to 5500 UTSA Blvd, San Antonio, TX 78249. For any questions or to learn more about how we can assist you, feel free to call us at (210) 561-4500.

Member Eligibility

At United Texas, we believe that becoming a member is like stepping into a community where everyone supports each other. If you're interested in joining us, you'll be glad to know that our membership is open to individuals who live, work, worship, or attend school in certain areas of Texas. This means that if you're part of our community, you can easily become a member and enjoy all the benefits we offer, from personalized financial advice to competitive loan rates. For a detailed look at eligibility criteria, feel free to check out this link: . Opening an account with us is a straightforward process. Just visit us at our branch located at 5500 Utsa Blvd San Antonio Tx 78249, or give us a call at (210) 561-4500 to get started. We're here to help you every step of the way! Whether you're looking for checking accounts, auto loans, or any other financial services, becoming part of United Texas means you'll have access to resources designed with your needs in mind. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a local café that can now process payments seamlessly thanks to our merchant services. From credit card processing to point-of-sale systems, we provide tools that help you focus on what you do best running your business. Our team at United Texas, located at 5500 Utsa Blvd San Antonio Tx 78249, San Antonio, TX, is here to ensure you have the financial support needed to thrive. Explore how we can partner with you in your business journey today! For more information, contact us at (210) 561-4500 or visit our website at United Texas Credit Union.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $139 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,356,517, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick cash or want to make a deposit? We have ATMs available for withdrawals and balance checks whenever you need them. Additionally, our drive-thru service offers basic banking transactions without ever leaving your car perfect for busy days! At United Texas, our goal is not just to provide services but also to build lasting relationships with our members. We invite you to visit us at 5500 Utsa Blvd or give us a call at 210-561-4500 for more information about how we can assist you in achieving your financial goals. Explore all that United Texas has to offer by visiting us online at https://utxcu.com. Join us today and experience community-focused banking that puts YOU first!

Business Banking Support

For our business members, we provide essential banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, United Texas is here to support your growth with tailored financial solutions.

Consolidate Debt with Confidence

Managing multiple debts can be overwhelming. That's why we offer personal loans and debt consolidation services aimed at simplifying your financial obligations. With lower interest rates compared to credit cards, consolidating your debts could save you money in the long run.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even deposit checks right from your smartphone! Plus, with features like person-to-person payments and e-statements, managing your finances has never been easier.

Home Financing Solutions

Owning a home is one of life's biggest milestones, and at United Texas, we understand that journey well. Our mortgage loans and refinancing options are designed to help you secure your dream home or lower your monthly payments on an existing mortgage. Our dedicated team is ready to guide you through the process from start to finish.

Personal Banking Made Easy

When it comes to personal banking, United Texas has got you covered. We offer checking and savings accounts tailored for everyday banking needs. Imagine having quick access to your funds while enjoying competitive interest rates. Whether you're saving for a vacation or just need a reliable account for daily expenses, we have options that suit your lifestyle. If you're looking to finance your next vehicle, our auto loans and vehicle financing solutions make it simple and straightforward. With flexible terms and competitive rates, getting behind the wheel of your dream car can be easier than you think.

Digital & Online Banking

At United Texas, we understand that convenience and security are crucial in today's fast-paced world. That's why we offer a suite of digital and online banking services designed to make managing your finances easier than ever. With just a few clicks, you can access your accounts anytime, anywhere, ensuring you're always in control. Explore our online banking platform at https://utxcu.com/ where you can enjoy 24/7 access to your accounts. Whether you need to check your balance, pay bills, or transfer funds, our user-friendly interface makes it simple. Plus, with features like electronic signature authorization, you can sign documents securely from the comfort of your home. We also provide e-statements for those who prefer a paperless option. This not only helps the environment but also allows you to keep track of your finances effortlessly. Our mobile application takes banking on-the-go to the next level, offering mobile payments that let you make quick transactions directly from your smartphone. Need to send money to friends or family? With our person-to-person transfer feature, it's as easy as sending a text message! You can send funds instantly without the hassle of checks or cash. At United Texas, we prioritize your security while ensuring that all these features are easily accessible. Our online banking services are designed with you in mind providing real-time account management while keeping your information safe and secure. Experience banking that fits into your lifestyle with United Texas. Whether you're at home or out and about, we've got you covered with our comprehensive digital banking solutions!

Financial Strength

At United Texas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your assets are in safe hands. With a net worth of $37,787,924, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $136,164,285 in share certificates and $30,646,764 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $31,786,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $30,969,568 in total loans and leases supporting members' financial goals across various sectors. Our impressive net income of $1,035,949 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $19,705,297. Total Share and Deposit Accounts: 39,788, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Texas is your trusted partner. Visit us at 5500 Utsa Blvd San Antonio TX 78249 or call 210-561-4500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,035,866 in used vehicle loans and $21,847,995 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you can find the right fit for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $48,356,517 provide the capital needed to grow and expand. We understand the unique challenges businesses face and aim to support your journey with tailored financing solutions. Our commitment is not just about providing loans; it's about empowering you with the financial tools necessary for success. For more information on any of our loan products or to discuss your specific needs, please don't hesitate to reach out. You can contact us at 210-561-4500 or visit us at 5500 Utsa Blvd San Antonio TX 78249. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also provide credit lines with a total of $47,134,139 available for our members. These lines of credit can be a great way to manage unexpected expenses or fund personal projects without the hassle of traditional loans. We also offer flexible terms on unsecured credit card loans, with a total of $6,005,118 in loans helping members manage their finances effectively. Whether you're looking for rewards or simply need a reliable payment option for daily expenses, we have something for everyone.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,071,098, make buying or refinancing simple. We offer competitive rates and flexible terms to help you settle into your dream home. If you're considering refinancing your current mortgage, be sure to ask about our eligibility options.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to industry regulations guarantees that users receive fair and transparent offers. Each lender's information is carefully verified, allowing for accurate comparisons without the risk of misleading data.

United Texas