United Texas San Antonio TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

Community Focus

We believe in making a positive impact within the San Antonio area. With total deposits of $6,897,737 and a net worth of $37,787,924, we strive to provide competitive rates and reliable services that empower our members. Our total loans number over 15,079, reflecting our dedication to helping you achieve your dreams whether that's buying a new car or expanding your business.

Connect with Us

While you can visit us at our branch for all your banking needs, feel free to reach out by phone at 210-561-4711 for any inquiries or assistance. We invite you to explore our website at utxcu.com for more information about our offerings. Join us at United Texas today where your financial goals become a reality!

Leadership You Can Trust

Led by our CEO, Kyle Ashley, and Board President Bill Gregory, our team is committed to providing exceptional service. With 68 employees working diligently to meet your needs, you can trust that every interaction will be personal and attentive.

Branch History & Mission

At United Texas, we take pride in our rich history and unwavering commitment to our community. Founded in 1955, our branch has grown alongside the vibrant city of San Antonio, TX, becoming a trusted partner for over 22,000 members. Located at 7318 Louis Pasteur Dr, we are conveniently situated near the heart of the Medical Center area, making it easy for you to access our services and support. Over the years, United Texas has evolved into a significant financial institution with total assets reaching an impressive $416,064,273. Our mission is clear: to provide exceptional financial services while fostering a sense of belonging and support within the community. We believe that banking should be more than just transactions; it should empower individuals and families to achieve their financial goals. Our dedication to service goes beyond standard banking hours. We offer lobby hours from Monday to Friday, 9:00 am to 5:00 pm and Saturday from 8:30 am to 1:00 pm. For those who need a bit more flexibility, our drive-thru is open Monday through Friday until 5:30 pm and on Saturdays until 1:00 pm as well. With ATM availability at our branch, accessing your funds is both quick and convenient. At United Texas, we embrace modern technology to ensure that our members have the best possible banking experience. From online banking to mobile payments and e-statements, we make it easy for you to manage your finances anytime and anywhere. Our commitment to accessibility is also reflected in our ADA compliance efforts. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations and engage in initiatives that make a real difference in people's lives. Whether it's providing educational resources or supporting local events, we strive to give back to the community that has supported us throughout our journey. As we look towards the future, we invite you to join us at United Texas. Experience firsthand how our commitment to personalized service can help you navigate your financial journey with confidence. Whether you're looking for personal banking options like checking accounts and auto loans or business solutions like merchant services and business loans, we're here for you every step of the way. For more information or assistance, feel free to reach out to us at 210-561-4711. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

Our branch is easily accessible with ample parking available, ensuring that you can visit us without any hassle. We take pride in being ADA compliant, featuring ramps and other accommodations to support all our members. Whether you're here for a quick transaction or to discuss more complex financial services, our friendly staff is ready to assist you.

Operating Hours

We understand that life can get busy, which is why we offer flexible hours tailored to your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, with extended drive-thru service available until 5:30 PM on weekdays and from 8:30 AM to 1:00 PM on Saturdays. This means you can pop in during your lunch break or swing by after work whatever works best for you!

Services Offered

At United Texas, we provide a wide array of services tailored to meet your banking needs. Whether you're looking for personal checking and savings accounts, auto loans, mortgages, or even business banking solutions, we've got you covered. Plus, with our ATM available on-site and drive-thru banking options for quick transactions, managing your finances has never been easier. While members can visit us at 7318 Louis Pasteur Dr, official correspondence should be sent to the same address for consistency. Have questions or need assistance? Don't hesitate to give us a call at 210-561-4711. We invite you to come by and see how we can help you achieve your financial goals our team at United Texas is excited to welcome you!

Member Eligibility

At United Texas, we believe that becoming a member is like joining a close-knit family where your financial well-being matters most. If you're looking to become part of our community, eligibility is straightforward and welcoming. We invite individuals who live, work, or worship in our service area to join us. Whether you're a student, a professional, or simply someone seeking better financial options, there's a place for you here. Membership opens the door to exclusive benefits such as personalized service, competitive loan rates, and various account options tailored to meet your needs. For more details about who can join and the simple steps involved, check out our eligibility criteria at . If you're ready to take the next step, feel free to reach out to us at (210) 561-4711 or visit us at our branch located at 7318 Louis Pasteur Dr San Antonio Tx 78229. Your journey towards smarter banking starts here!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $139 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,356,517, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine making sales easier with merchant services designed just for you. Whether it's accepting card payments or managing transactions effortlessly, our solutions simplify your day-to-day operations. This means more time for you to focus on what really matters growing your business. Located at 7318 Louis Pasteur Dr San Antonio Tx 78229 in San Antonio, TX, we are here to help you take the next step towards achieving your business goals. Contact us today at (210) 561-4711 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Accessibility and Support

We strive to ensure that all members can easily access their funds and manage their accounts whenever they need to. Our branch offers basic ATM access for withdrawals and balance checks so you can get cash quickly when needed. Whether it's through our friendly staff at the branch or via our online platforms, we're committed to supporting you every step of the way.

Business Banking Solutions

At United Texas, we don't just cater to individuals; we also support local businesses. Our Business Banking services offer everything from merchant services to business loans designed to help your enterprise thrive in today's competitive market.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking at United Texas. With our Online & Mobile Banking, accessing your accounts has never been easier. Whether you're paying bills, transferring funds, or checking your balance from the comfort of your home or on-the-go, we've got you covered. Our members also enjoy the benefits of ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your vehicle.

Get in Touch

With all these services available right here at United Texas in San Antonio, we're ready to assist you with whatever financial needs arise. If you have questions or want more information about how we can serve you better, feel free to call us at 210-561-4711 or visit us online at utxcu.com. Experience the United Texas difference today!

Personal Banking Services

We understand that managing your finances can be challenging, which is why we offer Personal Banking options that include checking and savings accounts. Whether you're saving for a rainy day or planning a big purchase, our accounts are designed to give you flexibility and convenience. If you're looking to finance a new vehicle, our Auto Loans & Vehicle Financing options can help you get on the road without breaking the bank. We also provide Mortgage Loans & Refinancing services for those ready to invest in their dream home. With competitive rates and terms, we make homeownership attainable. For those facing unexpected expenses or wanting to consolidate debt, our Personal Loans & Debt Consolidation services are here for you. Plus, with our Credit Cards with Rewards, every purchase can earn you points towards something special.

Digital & Online Banking

Key Features

Our online platform offers a user-friendly experience that makes banking simple. You can enjoy electronic statements, allowing you to go paperless and keep track of your transactions with ease. Plus, if you ever need to sign documents, our electronic signature authorization feature ensures that you can do so quickly and securely without needing to visit a branch. For those who prefer banking on the go, our mobile application is here to help. With features like mobile payments, making purchases has never been easier or more secure. You can also send money directly to friends and family with our person-to-person transfer service perfect for splitting bills or sending gifts!

Security and Accessibility

We prioritize your security at every step. Our robust online banking system protects your information while giving you real-time access to manage your account effectively. Whether you're checking balances or making transactions, rest assured that your data is safe with us. With all these features combined, United Texas makes it easy for members to handle their banking needs anytime, anywhere. Experience the convenience of modern banking today!

Financial Strength

At United Texas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, we are dedicated to providing the best services possible to support your financial journey. With a net worth of $37,787,924, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $136,164,285 in share certificates and $30,646,764 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $31,786,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $31,159 in used auto loans and an impressive $309,695,686 in total loans and leases. Our operational efficiency is reflected in our net income of $1,035,949, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments stand at $19,705,297. Additionally, we boast a robust member base with a total of 39,788 share accounts, showing that more people trust us with their finances every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Texas is your trusted partner. Visit us at 7318 Louis Pasteur Dr San Antonio Tx 78229 or call 210-561-4711 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,035,866 in used vehicle loans and $21,847,995 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned option, our flexible terms make financing easy and accessible.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $48,356,517 provide the capital needed to expand operations or invest in new ventures. We are dedicated to supporting local businesses and fostering economic development within our community. We also offer refinancing options for many of our loan products. If you're considering refinancing your current loans for better rates or terms, our team is here to guide you through the eligibility process and find the best solution tailored to your needs. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at (210) 561-4711 or visit us at 7318 Louis Pasteur Dr San Antonio Tx 78229 for more information about any of our loan offerings. At United Texas, we're here to help you navigate your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,071,098, make buying or refinancing simple. We aim to make the process smooth and stress-free so you can focus on making your house a home.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $6,005,118 in loans helping members manage their finances effectively. These cards provide the convenience of easy access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent, allowing you to make informed decisions about your borrowing options.

United Texas