United Texas Fort Worth TX Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to United Texas, your trusted financial partner located at 2595 Polaris Dr, Fort Worth, TX 76137. Since our establishment in 1955, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the unique needs of our members. With a membership base of over 22,204 individuals, we are more than just a credit union; we are a community-focused institution dedicated to supporting your financial journey. At United Texas, we understand that financial stability is important for everyone. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our total assets stand at an impressive $416,064,273, which reflects our strong position in the market and our ability to serve you effectively. We also boast total deposits of $6,897,737 and total loans amounting to 15,079, making us a reliable choice for your lending needs. Our leadership team is committed to fostering a welcoming environment where every member feels valued. Under the guidance of CEO Kyle Ashley and Board President Bill Gregory, we strive to provide personalized service that helps our members achieve their financial goals. While you can visit us at our branch location, please note that any official correspondence should be sent to the same address: 2595 POLARIS DRIVE, FORT WORTH, TX 76137. Whether you're looking for assistance with everyday banking or seeking advice on loans and investments, our friendly staff is here to help. Don't hesitate to reach out! Give us a call at 817-834-9777 or explore more about our services on our website utxcu.com. Experience the difference with United Texas where your financial future is our priority!

Branch History & Mission

Join Us Today

As we look forward to the future, we invite you to be part of our growing family at United Texas. Experience firsthand the benefits of membership from competitive rates on loans and savings accounts to personalized service that truly cares about your needs. For official correspondence, please send mail to our address at 2595 POLARIS DRIVE, FORT WORTH, TX 76137. To learn more about what we can offer or if you have any questions, feel free to reach out at (817) 834-9777. Together, let's build a stronger community!

Our Evolution

Over the years, United Texas has evolved significantly while staying true to our core values. We started with a vision to provide accessible financial services to all members of our community. As we grew, so did our offerings. Today, we provide personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also support local businesses with merchant services and business loans. In addition to our traditional services, we have embraced technology to enhance member experiences. Our online and mobile banking options make managing finances easier than ever. We are committed to maintaining accessibility for all members by ensuring ADA compliance and providing drive-thru banking services for added convenience.

Our Mission

United Texas is more than just a credit union; it's a community partner dedicated to improving lives. Our mission statement reflects this commitment: "To empower our members through exceptional financial service while fostering a culture of community support." We believe in not only helping our members achieve their financial goals but also giving back through various outreach programs and partnerships within Fort Worth. Our branch operates Monday through Friday from 9:00 am to 5:00 pm and Saturday from 8:30 am to 1:00 pm for lobby hours. The drive-thru is open earlier on weekdays starting at 8:00 am until 5:30 pm. We offer ATM availability for quick cash access whenever you need it.

Branch Location & Accessibility

Convenient Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 8:30 AM to 1:00 PM. For those who prefer drive-thru banking, our drive-thru service operates Monday through Friday from 8:00 AM until 5:30 PM. We aim to make your banking experience as convenient as possible.

Easy Access and Parking

At the Polaris Branch, we prioritize accessibility for all our members. Our location features ample parking spaces, including spots for those with disabilities. Ramps are available to ensure that everyone can enjoy our services comfortably. If you need assistance, don't hesitate to ask one of our team members we're always ready to help!

Get in Touch

Have questions or need assistance? Feel free to give us a call at 817-834-9777. Our friendly staff is eager to assist you with any inquiries you might have about our services or your account. We look forward to welcoming you at the United Texas Polaris Branch! Come see how we can help make your financial journey smoother and more rewarding.

Services Offered

At United Texas, we provide a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Plus, with our ATM available on-site, accessing your cash is quick and easy. While you can visit us at our physical location for all your banking transactions, please remember that official correspondence should be sent to the same address: 2595 POLARIS DRIVE, FORT WORTH, TX 76137.

Member Eligibility

At United Texas, we're excited to welcome you into our community where you can enjoy personalized financial services and support. Becoming a member is easy and open to anyone who lives, works, or worships in Tarrant County, as well as their family members. This means that if you're part of our local area or have loved ones who are, you're eligible to join our family! The benefits of membership include competitive loan rates, savings accounts with attractive interest options, and access to a range of services tailored just for you. To learn more about the specific eligibility requirements, feel free to check out this link. If you're ready to take the next step and open an account, we'd love to help! You can reach us at (817) 834-9777 or visit us at our branch located at 2595 Polaris Dr Fort Worth Tx 76137. Join us today and start experiencing the advantages of being part of United Texas!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having the ability to accept payments seamlessly, whether in-store or online. Our solutions can help streamline your operations, allowing you more time to focus on what matters most growing your business. Ready to take the next step? Visit us at 2595 Polaris Dr Fort Worth Tx 76137 in Fort Worth, TX or call us at (817) 834-9777 to learn more about how our business banking services can support your goals.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $139 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,356,517, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Accounts

At United Texas, we prioritize making banking as convenient as possible for all members. Our basic drive-thru banking allows for quick transactions such as deposits and withdrawals without the need for an appointment. Need to check your balance? Our ATMs make it simple; just visit us at 2595 Polaris Dr Fort Worth Tx 76137, or use any of our machines across the area.

Business Banking Made Easy

If you're a business owner, you'll appreciate our comprehensive business banking services. We offer everything from merchant services that help streamline payments to business loans designed to fuel your growth. We believe in supporting local businesses because we know they are the backbone of our community.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With our app, you can check balances, transfer funds, and even pay bills with just a few taps on your phone. And if you ever need cash quickly, our ATMs and drive-thru services provide easy access for deposits and withdrawals without having to step inside the branch.

Get In Touch

If you're ready to explore how we can assist with your financial needs or if you have any questions about our services, please don't hesitate to reach out! You can call us at (817) 834-9777, or stop by during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM (with service restrictions), and Saturday from 8:30 AM to 1:00 PM. At United Texas, we're here not just to bank but to build relationships that empower our members financially. Join us today!

Personal Banking Solutions

Our personal banking services are tailored to fit your lifestyle. If you're starting out or looking to manage your day-to-day expenses, our checking and savings accounts offer flexible options with no hidden fees. Are you dreaming of a new car? Our auto loans and vehicle financing solutions can help you get behind the wheel faster and with less stress. We also provide mortgage loans and refinancing options, ensuring you have access to competitive rates and personalized assistance throughout the process. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services can offer you the financial relief you need. Plus, with our credit cards featuring rewards, every purchase brings you closer to earning great benefits.

Digital & Online Banking

Convenience at Your Fingertips

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. Additionally, if you're interested in mobile payments, you'll be happy to know that we support this feature too making it simple to pay for purchases directly from your phone. Managing your money has never been easier or more secure. Enjoy real-time account management and access all the tools you need without any hassle. At United Texas, we're committed to making banking accessible for everyone while ensuring that your information stays safe. Explore these features today by visiting https://utxcu.com/ and take control of your financial future!

Key Features

With just a few clicks at https://utxcu.com/, you can access your accounts 24/7 through our online banking service. Whether you're checking your balance, transferring funds, or paying bills, everything is available right at your fingertips. Plus, if you prefer using your smartphone, our mobile application makes banking on the go even easier. Security is a top priority for us. We offer electronic signature authorization, allowing you to complete transactions securely without needing to visit a branch. You can also opt for e-statements instead of paper ones, which not only helps the environment but keeps your information safe and organized.

Financial Strength

Building Relationships

Total Share Accounts stand at 39,788, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $19,705,297, we can effectively meet the needs of our members while maintaining our commitment to excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Texas is your trusted partner. Visit us at 2595 Polaris Dr Fort Worth TX 76137 or call 817-834-9777 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $31,786,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $30,969,568 in total loans and leases, which includes $3,159 in used auto loans supporting your financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $136,164,285 in share certificates and $30,646,764 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $1,035,949 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $37,787,924, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any existing debts or exploring eligibility options for our various loan products, don't hesitate to reach out. Our team is dedicated to providing personalized assistance based on your unique situation. You can visit us at 2595 Polaris Dr Fort Worth Tx 76137 in Fort Worth, TX, or give us a call at (817) 834-9777 to learn more about our loan offerings. We are here to help you navigate your financial journey with ease and confidence. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,035,866 in used vehicle loans and $21,847,995 in new vehicle loans already helping members get on the road. We make it easy to secure financing for both new and used vehicles, ensuring that you can drive off with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $48,356,517 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; that's why we're committed to supporting local entrepreneurs with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,071,098, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Personal and Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $6,005,118 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without the burden of secured collateral.

Loan Aggregator

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United Texas