United Texas Boerne TX Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to United Texas, your trusted partner in financial wellness since 1955! Located at 1440 S Main St, Boerne, TX 78006, our branch is dedicated to serving the vibrant community of Boerne and surrounding areas. With a total membership of over 22,000 and assets exceeding $416 million, we are committed to providing personalized banking solutions tailored to meet your needs. At United Texas, we pride ourselves on being more than just a credit union. Our focus is on building lasting relationships with our members while delivering exceptional financial services. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, our experienced team is here to help. Under the leadership of our CEO, Kyle Ashley, and Board President, Bill Gregory, we ensure that every member receives the attention and care they deserve. Our dedicated staff of 68 employees works tirelessly to provide friendly service and expert advice. While members can visit us at 1440 S Main St, official correspondence should be sent to the same address. We encourage you to reach out with any questions or concerns just give us a call at 210-561-4761. Join us today as we continue to grow together! Explore more about our offerings by visiting our website at utxcu.com. Your financial journey starts here at United Texas!

Branch History & Mission

At United Texas, we take pride in our rich legacy and commitment to serving the community. Founded in 1955, our Boerne Branch has been a cornerstone for financial support and growth in Boerne, TX. Located at 1440 S Main St, we are easy to find and close to local landmarks that make our branch feel like a part of the community. Over the years, we have witnessed tremendous growth. Today, we serve over 22,204 members with a total asset base of $416,064,273. This evolution reflects our dedication to providing quality financial services while nurturing strong relationships within our community. From humble beginnings to becoming a trusted financial partner, United Texas has always prioritized member needs and community welfare. Our mission at United Texas is clear: to empower our members through comprehensive financial services while giving back to the community that supports us. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Our goal is not only to help our members achieve their financial dreams but also to uplift the communities we serve through various outreach initiatives. While you can visit us at 1440 S Main St, official correspondence should be directed to 1440 S MAIN ST, BOERNE, TX 78006 if needed. We understand that convenience is key for our members; that's why we offer both ATM availability and drive-thru banking for quick transactions. As technology evolves, so do we. Our commitment to customer service includes digital advancements such as online banking and mobile payments. These tools ensure that members can manage their finances anytime and anywhere. In addition to providing essential financial services, United Texas actively engages in community outreach programs. We believe in partnering with local organizations to create a positive impact whether it's through financial education workshops or sponsorships for local events. We invite you to join us at United Texas. Experience firsthand how we can help you meet your financial goals while being an integral part of the Boerne community. Together, let's build a brighter future! If you have any questions or would like more information about becoming a member, please call us at 210-561-4761 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 8:30 AM to 1:00 PM. We look forward to welcoming you!

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance with your account, don't hesitate to reach out! You can give us a call at 210-561-4761. We look forward to welcoming you at the United Texas Boerne Branch where great service meets convenience!

Nearby Landmarks and Accessibility

Our location is just a short drive from popular spots like the Cibolo Nature Center and the historic Boerne City Park. With plenty of parking available right outside our doors, you can enjoy hassle-free access to our services. We are committed to making banking as easy as possible for everyone. Our facilities are ADA compliant, featuring ramps and accessible entrances to ensure that all members can visit us comfortably.

Operating Hours and Services

At United Texas, we understand that convenience matters. Our lobby is open Monday through Friday from 9:00 am to 5:00 pm and on Saturdays from 8:30 am to 1:00 pm. If you need service during the week, our drive-thru is available Monday through Friday from 8:00 am to 5:30 pm, making it simple to manage your banking on-the-go. We offer a wide range of services tailored to fit your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. For those who prefer quick transactions, our ATM is readily accessible for cash withdrawals and balance checks.

Member Eligibility

Becoming a member of United Texas is like joining a close-knit family that supports your financial journey. If you're living, working, or attending school in the Boerne area, you're already on your way to enjoying the benefits of membership! At United Texas, we welcome individuals who are ready to take control of their finances and experience personalized service that big banks often overlook. To dive deeper into our eligibility criteria, feel free to check out our detailed information here. Opening an account with us is simple and straightforward. Whether you're looking for checking and savings accounts, auto loans, or other financial products, our team is here to guide you through every step. If you have any questions or need assistance, don't hesitate to reach out at (210) 561-4761. We can't wait to help you become part of our vibrant community located at 1440 S Main St Boerne Tx 78006!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having reliable merchant services is crucial. Imagine being able to accept payments easily from customers, whether they prefer cash, card, or mobile payment options. Our merchant services make transactions smooth and efficient, allowing you to focus on what really matters growing your business. Visit us at 1440 S Main St Boerne Tx 78006 in Boerne, TX, or give us a call at (210) 561-4761 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $139 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $48,356,517, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we offer specialized banking services just for you. Our business banking solutions include merchant services and business loans that help support your ventures. We know how crucial it is for businesses to have reliable financial partners, and at United Texas, we take pride in being that partner.

Digital Banking for Your Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking options that allow you to manage your finances from anywhere. With features like person-to-person payments and easy access to account information, staying on top of your finances has never been easier. Additionally, our ATM services provide quick access to your funds when you're on the go. Whether it's a simple withdrawal or checking your balance, we've got you covered.

Home Financing Options

For those looking to purchase or refinance a home, our mortgage loans provide various options to suit different needs and budgets. Our knowledgeable staff is here to guide you through the process, ensuring you find the best solution for your housing goals.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts offer features that help you reach your financial goals. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options, which come with competitive rates and flexible terms. Need a little extra cash? Our personal loans are perfect for debt consolidation or unexpected expenses. Plus, with credit cards that offer rewards, you can earn while you spend!

Visit Us Today!

With lobby hours from Monday to Friday 9:00 am - 5:00 pm and Saturday from 8:30 am - 1:00 pm, along with drive-thru service available until 5:30 pm on weekdays, we're here when you need us most. Don't hesitate to reach out at (210) 561-4761 if you have any questions or need assistance. At United Texas, we believe in building lasting relationships with our members by offering personalized service and valuable financial solutions. Come visit us at 1440 S Main St Boerne Tx 78006 in Boerne, TX, and discover how we can assist you on your financial journey!

Digital & Online Banking

Key Services

Our online banking features let you view account balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer service makes it easy to split the bill or share expenses without any hassle. Plus, if you're on the go, our mobile application ensures that all these services are right in your pocket. For those who prefer less paperwork, we offer electronic signature authorization, so you can sign documents securely from home. Additionally, e-statements are available to help you keep track of your finances while going green.

Security and User Experience

Your safety is our priority. We implement advanced security measures to protect your information while giving you an easy-to-use experience. Whether you're checking your balance or making payments, rest assured that your data is secure. In today's fast-paced world, accessibility matters. With our digital banking tools, managing your finances has never been easier or more efficient. Experience the freedom of real-time account management with United Texas your partner in achieving financial peace of mind!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 39,788, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $19,705,297, further reinforcing our ability to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Texas is your trusted partner. Visit us at 1440 S Main St Boerne Tx 78006 or call (210) 561-4761 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $31,786,201 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,159 in used auto loans and $309,695,686 in total loans and leases.

Operational Efficiency

Our commitment to efficiency is reflected in our $1,035,949, which enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 57 full-time employees and 11 part-time employees ready to assist you with knowledgeable service.

Secured Savings

Members' savings are secured through $136,164,285 in share certificates and $30,646,764 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $37,787,924, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,035,866 in used vehicle loans and $21,847,995 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you find a plan that fits your budget.

Credit Lines and Unsecured Loans

For those needing extra flexibility, we offer credit lines totaling $47,134,139. This option gives you access to funds whenever you need them without having to apply for a new loan each time. Additionally, we also provide unsecured credit card loans, with a total of $6,005,118 helping members manage their finances effectively. These cards come with flexible terms tailored to fit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $32,071,098, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing home loan, our expert staff can guide you through the process with ease.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out to us. We can help assess your current financial situation and explore potential savings or better terms that suit your needs. At United Texas, our goal is to empower our members by providing reliable financial solutions tailored just for them. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Stop by or contact us today to learn more about how we can assist you with your borrowing needs!

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United Texas