United Teletech Financial Tinton Falls NJ Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United Teletech Financial at 205 Hance Ave, Tinton Falls, NJ 07724, where your financial well-being is our top priority. Established in 1967, we have proudly served our community for over five decades, growing alongside our members and supporting their financial journeys. With a total membership of 18,718 and assets exceeding $332 million, we are dedicated to providing personalized service that meets the diverse needs of our members. At United Teletech Financial, we believe in making banking easy and accessible. Our friendly team, led by CEO Leo Ardine and Board President Michael Hou, is here to guide you through everything from checking and savings accounts to auto loans, mortgages, and business banking solutions. We understand that life can be unpredictable; that's why we offer flexible services tailored just for you. While members can visit us at 205 Hance Ave, official correspondence should be sent to the same address. With total deposits reaching $2,917,860 and a net worth of $28,527,858, our financial health reflects our commitment to supporting our members' aspirations. We invite you to experience the difference of being part of a credit union focused on community values and member satisfaction. Feel free to reach out at 732-530-8100 or explore more about what we offer on our website: utfinancial.org. Whether you're looking for reliable banking solutions or simply want to learn more about your options, we're here for you every step of the way!

Branch History & Mission

Join Us

While you can visit us at 205 Hance Ave for all your banking needs during our operating hours from 8:00 AM to 6:00 PM on weekdays, we encourage you to explore everything United Teletech Financial has to offer online at utfinancial.org. For any inquiries or assistance, feel free to reach out at 732-530-8100. Join us today and discover how being a member of United Teletech Financial can benefit you! Experience a welcoming environment where your financial goals are supported every step of the way.

Our Journey

From our humble beginnings, United Teletech Financial has evolved significantly. Initially catering to a small group of members, we have expanded our services and offerings to meet the diverse needs of our community. With total assets amounting to $332,435,549, we have established ourselves as a solid financial partner for both individuals and businesses alike. Our success is built on the trust of our members and the strong relationships we've developed over the decades. We are proud to offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to innovation is evident through our digital advancements such as online banking and mobile payment options. We strive to provide accessible financial services that adapt to the changing needs of our members.

Our Mission

At United Teletech Financial, our mission is clear: to empower our members by providing exceptional financial services while fostering community growth. We believe in making banking easier for everyone whether it's through our drive-thru service or shared service center that allows you to conduct transactions with partner credit unions. We prioritize your convenience and aim to enhance your overall experience with us. We also take pride in being an active part of Tinton Falls and the surrounding areas. Our outreach programs support local initiatives and charities, demonstrating our commitment not just as a financial institution but as a community partner invested in your success.

Branch Location & Accessibility

Accessibility Features

At United Teletech Financial, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features including ramps and designated parking spaces. You'll find ample parking available, so you can visit us without any hassle.

Connect with Us

Ready to stop by? We'd love to see you! Feel free to call us at 732-530-8100 if you have any questions or need assistance before your visit. At United Teletech Financial, we're committed to providing top-notch service and support for all your financial needs. Come see us today!

Nearby Landmarks

Our branch is just a stone's throw away from popular spots like the scenic Tinton Falls Park and the bustling shopping areas on Route 35. This prime location means you can easily fit banking into your day while enjoying all that Tinton Falls has to offer.

Operating Hours and Services

We understand that life can be busy! That's why our lobby hours are set from 8:00 AM to 6:00 PM on weekdays, allowing you to come in at a time that suits your schedule. Whether you need personal banking assistance, auto loans, or mortgage advice, our friendly staff is ready to assist you. Plus, if you're on-the-go, take advantage of our drive-thru service for quick deposits and withdrawals. For added convenience, we also offer ATM access right here at our branch. And if you're part of a partner credit union, feel free to utilize our shared service center for basic transactions.

Member Eligibility

At United Teletech Financial, we believe that everyone deserves a chance to be part of our supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible to join us. We cater to individuals from all walks of life, making it easy for anyone who shares our values to become part of our family. To learn more about specific eligibility criteria, feel free to check out this resource: . Joining United Teletech Financial not only opens the door to exclusive financial services but also connects you with a team that genuinely cares about your success. Whether you're looking for personal banking options like checking and savings accounts or need help with loans, we've got you covered. Ready to take the next step? You can start your membership journey by giving us a call at (732) 530-8100, or simply drop by our branch at 205 Hance Ave Tinton Falls Nj 07724. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $54 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,244,190, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that simplify daily operations. Imagine being able to accept payments seamlessly from your customers while managing your cash flow efficiently. Our merchant services provide reliable payment processing options that keep your business running smoothly. Visit us at 205 Hance Ave Tinton Falls Nj 07724 in Tinton Falls, NJ or call us at (732) 530-8100 to discover how we can partner with you on your business journey!

Comprehensive List Of Services

Additional Services

Our branch also provides essential services like ATM access for cash withdrawals and basic drive-thru banking for quick deposits and withdrawals. If you're a member of another participating credit union, enjoy shared branch transactions where you can conveniently access funds from your accounts too. With so much on offer at United Teletech Financial, there's something for everyone! Have questions or want more information? Feel free to reach out at 732-530-8100 or visit us at our Tinton Falls location during our lobby hours from 8:00 AM - 6:00 PM, Monday through Friday. We're excited to serve you!

Auto Loans & Vehicle Financing

When it comes time to buy a car, we know how important it is to get the right financing. Our auto loans and vehicle financing options are designed to help you drive away in your dream car without breaking the bank. Our competitive rates make it easier than ever for you to finance new or used vehicles. Plus, our friendly staff is here to guide you through every step of the process.

Business Banking

We haven't forgotten about local businesses! Our business banking services, including merchant services and business loans, are structured to support entrepreneurs like you. Whether you're starting a new venture or expanding an existing one, we have solutions designed to help your business thrive.

Credit Cards with Rewards

For those who love shopping and travel, our credit cards with rewards add even more value to your spending. Earn points as you shop that can be redeemed for exciting rewards making every purchase worthwhile.

Easy Access Through Digital Banking

In today's fast-paced world, convenience is key. That's why our online and mobile banking features empower you with 24/7 access to manage your accounts anywhere, anytime. From making deposits via mobile check deposit to sending money easily through person-to-person transfers, we've made banking as simple as possible.

Mortgage Loans & Refinancing

Looking to purchase a new home or refinance your current mortgage? We offer flexible mortgage loans that cater to various budgets and lifestyles. Imagine finally owning that charming house you've always wanted while enjoying affordable monthly payments. Our team will work closely with you to find the best mortgage solution tailored just for you.

Personal Banking

Managing your finances should be straightforward and convenient. That's why we offer personal banking services that include checking and savings accounts tailored to meet your needs. Imagine having a checking account that not only keeps your money safe but also offers easy online access through our online banking platform. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go with our mobile app.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the relief you need. With straightforward terms and competitive interest rates, consolidating high-interest debts into one manageable payment has never been simpler.

Digital & Online Banking

Key Features

Security is a top priority for us. You can bank with peace of mind knowing that our system incorporates advanced security measures to protect your information. Additionally, we offer electronic signature authorization, making it easier for you to complete transactions without the hassle of paperwork. For those who prefer to go paperless, our e-statements feature allows you to receive and view your account statements electronically. This not only helps the environment but also makes tracking your finances straightforward and efficient. Managing payments has never been simpler with our mobile payments feature. Whether you're out shopping or dining, you can use your smartphone to make quick payments securely. Plus, our user-friendly mobile application is available for download, providing all the functionalities of online banking right at your fingertips. Need to send money to friends or family? Our person-to-person transfer service lets you do just that without any fuss simply select a contact and send money instantly! In today's fast-paced world, having quick access to financial tools is essential. With United Teletech Financial, enjoy the benefits of modern banking while feeling confident that your personal information remains safe and secure. Discover more about what we offer by visiting http://www.utfinancial.org today!

Financial Strength

At United Teletech Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining robust financial health so that you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $28,527,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $42,734,475 in share certificates and $50,572,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,108,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,442,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,5706,971 in total loans and leases and $18,998 in used auto loans. Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 36,016, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $0, reflecting our commitment to reinvesting back into member services rather than holding excess reserves. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Teletech Financial is your trusted partner. Visit us at 205 Hance Ave Tinton Falls NJ 07724 or call 732-530-8100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We provide flexible terms tailored to fit your budget. Whether it's a brand-new model or a reliable used vehicle, our financing options can help make your purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $17,244,190 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we can assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $110,052,739. We simplify the process of buying or refinancing your home so you can focus on what matters most making it yours.

Personal Loans & Credit Cards

We also offer flexible terms on unsecured credit card loans with a total of $3,549,156 in loans helping members manage their finances effectively. These cards provide an excellent way to handle everyday expenses while enjoying various rewards and benefits.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, we have options available that could save you money over time. Feel free to reach out to us for more details on eligibility and potential savings. At United Teletech Financial located at 205 Hance Ave Tinton Falls Nj 07724, we strive to provide personalized service and guidance throughout your borrowing experience. For inquiries or assistance, don't hesitate to call us at 732-530-8100 during our operating hours from 8:00 am to 6:00 pm. Let us help you take the next step towards achieving your financial aspirations!

Loan Aggregator

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Ensuring Accurate Comparisons

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