United Teletech Financial North Brunswick NJ Credit Union

Introduction

Welcome to United Teletech Financial, your trusted credit union located at 2201 Us Highway 1 Ste 119, North Brunswick, NJ 08902. Established in 1967, we have been dedicated to serving our community for over five decades. With a growing membership of 18,718 individuals, we pride ourselves on being more than just a financial institution; we are a supportive partner in achieving your financial goals. At United Teletech Financial, we understand that every member has unique needs. That's why we offer a variety of services including personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. For those looking for business solutions, we provide merchant services and business loans tailored to help you thrive. With total assets amounting to $332,435,549 and total deposits reaching $2,917,860, our financial health ensures that you can rely on us for secure banking. Our commitment is reflected in our net worth of $28,527,858 and cash in hand totaling $2,287,164. We also have an impressive record of providing loans, with a total of 9,508 loans and leases granted to our members. Our leadership team is here to support you every step of the way. Led by CEO Leo Ardine and Board President Michael Hou, we strive to foster a welcoming environment where your voice matters. While members can visit us at our North Brunswick branch for face-to-face assistance or utilize our drive-thru service for quick transactions during lobby hours from 9:00 AM to 4:00 PM, official correspondence should be sent to the same address for your convenience. If you're ready to take control of your finances or have any questions about our services, don't hesitate to reach out! Give us a call at 732-530-8100 or visit us online at utfinancial.org. Join us today and experience the difference that comes with being part of the United Teletech Financial family!

Branch History & Mission

Community Engagement

We take pride in our community outreach efforts and partnerships that help us give back. Whether it's through educational workshops or local sponsorships, we are committed to making a positive impact in North Brunswick. Our shared service center allows us to expand our reach and offer services that go beyond traditional banking.

Mission Statement

Our mission at United Teletech Financial is clear: we strive to provide personalized financial services while fostering community support. We believe in empowering our members through accessible banking solutions be it personal banking, auto loans, or business financing. We aim to make every interaction meaningful and beneficial for each member of our community. While members can visit us at 2201 Us Highway 1 Ste 119, official correspondence should be sent to our mailing address: 2201 US HIGHWAY 1 STE 119, NORTH BRUNSWICK, NJ 8902.

Modern Services

In today's fast-paced world, we've embraced digital advancements to enhance member experience. Our online banking and mobile payment options make managing finances easier than ever before. Additionally, our drive-thru service ensures quick access for those who prefer face-to-face interactions without leaving their vehicles. As you consider your financial future, we invite you to join United Teletech Financial. Experience the difference of being part of a credit union that truly cares about its members and their success. Visit us today or call us at 732-530-8100 to learn more about how we can assist you on your financial journey!

Branch Location & Accessibility

Banking Made Easy

At United Teletech Financial, we offer a wide range of services tailored to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or even business banking solutions, we've got you covered. Although we do not have ATM availability at this location, our shared service center allows you to conduct basic transactions like deposits and withdrawals for partner credit union members. We invite you to come experience the friendly atmosphere and dedicated service that sets us apart from other financial institutions. Stop by today and let us help you with all your banking needs!

Convenient Access and Features

At our North Brunswick branch, we understand the importance of accessibility. We've designed our location with you in mind complete with ADA-compliant features and ample parking spaces to ensure that everyone can visit us comfortably. If you're on the go, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your car. While members can visit us at 2201 Us Highway 1 Ste 119, official correspondence should be sent to the same address for mailing purposes. Our lobby hours are designed to fit your busy schedule; we're open Monday through Friday from 9:00 AM to 4:00 PM. You can reach us at (732) 530-8100 if you have any questions or need assistance before your visit.

Member Eligibility

Welcome to the United Teletech Financial community! Becoming a member is like stepping into a supportive family that truly cares about your financial well-being. If you're looking to join us at our North Brunswick branch located at 2201 Us Highway 1 Ste 119, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our local area. We believe in making banking accessible for everyone, so whether you're starting your first savings account or seeking financing options, we have something for you. For more detailed eligibility criteria, feel free to visit our website at . Once you're ready to open an account, the process is simple and straightforward! You can reach us directly at 732-530-8100 if you have any questions or need assistance. We can't wait to welcome you into the United Teletech Financial family where we prioritize your needs and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $54 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,244,190, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from your customers whether they prefer card payments or mobile transactions. Our merchant services simplify this process, allowing you to focus on what matters most: growing your business. By streamlining payment options, we help you enhance customer satisfaction and boost sales. Located at 2201 Us Highway 1 Ste 119 North Brunswick Nj 08902 in North Brunswick, NJ, our team is here to guide you through every step of your business banking journey. Contact us today at (732) 530-8100 to learn how we can help your business thrive!

Comprehensive List Of Services

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms, allowing you to manage your accounts anytime and anywhere. You can easily check your balance, transfer funds, or pay bills with just a few taps on your smartphone. Additionally, our Mobile Payments feature lets you make transactions effortlessly. If you need quick access to cash, while we don't have ATMs at this location, our branch provides basic drive-thru banking services for deposits and withdrawals. This ensures that even simple transactions are handled quickly and efficiently.

Let's Connect!

Our team at United Teletech Financial is here to assist you with any questions or services you may need. Don't hesitate to reach out at 732-530-8100 or visit us during lobby hours from 9:00 AM to 4:00 PM on weekdays. We look forward to helping you achieve your financial goals! For more information about our services and offerings, visit us online at utfinancial.org.

Personal Banking Made Easy

We understand that every member has unique needs when it comes to personal banking. That's why we offer Checking & Savings Accounts that fit various lifestyles. If you're planning a big purchase or simply want to save for the future, our Auto Loans & Vehicle Financing can help you get on the road without breaking the bank. And if homeownership is on your horizon, our Mortgage Loans & Refinancing options provide flexibility and competitive rates. For those times when unexpected expenses arise, our Personal Loans & Debt Consolidation services can give you peace of mind by simplifying your financial obligations. Plus, with our Credit Cards with Rewards, you can earn benefits while making everyday purchases.

Shared Services for Greater Accessibility

We partner with other credit unions to provide basic shared branch transactions. This means you can conduct deposits and withdrawals even if you're not near your home credit union. It's all about making banking as convenient as possible for you.

Support for Local Businesses

At United Teletech Financial, we also care about the community's businesses. Our Business Banking services include Merchant Services & Business Loans, helping local entrepreneurs thrive. We believe in supporting our members' ventures with tools and resources that foster growth.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, ensuring you have access to your accounts whenever you need it. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our electronic signature authorization makes signing documents quick and hassle-free, allowing you to complete transactions with confidence. If you prefer to manage your finances from your smartphone, you'll be pleased to know we offer a mobile application that puts everything at your fingertips. Whether it's checking e-statements or making person-to-person transfers, our app provides a smooth experience tailored for busy lifestyles. You can even make mobile payments directly from your device, so you can leave your wallet at home!

Security and Accessibility

Your security is our top priority. We utilize the latest encryption technology to keep your information safe while you enjoy all the benefits of digital banking. From setting up alerts for account activity to using secure logins, we take every measure to ensure that your banking experience is both secure and easy to use. At United Teletech Financial, we believe in making banking accessible for everyone. With features like e-statements readily available, you'll reduce paper clutter while still keeping track of your finances. Our goal is simple: to empower you with real-time account management tools that fit seamlessly into your daily life. Explore all these features and more by visiting us online at http://www.utfinancial.org today!

Financial Strength

Growing Membership

Total Share Accounts stand at 36,016, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending currently sit at $0, indicating that all funds are effectively utilized for the benefit of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Teletech Financial is your trusted partner. Visit us at 2201 Us Highway 1 Ste 119 North Brunswick NJ 08902 or call 732-530-8100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $42,734,475 in share certificates and $50,572,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,108,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Services

With $27,442,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial needs is further highlighted by having $245,706,971 in total loans and leases available to support your goals across various sectors.

Solid Foundation

With a net worth of $28,527,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,951,266 in used vehicle loans and $21,222,910 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your vehicle as straightforward as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $17,244,190 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, we have options that can help you succeed. At United Teletech Financial, our commitment is to empower you financially with easy access to essential funding options. Don't hesitate to reach out if you have any questions about our loan products or if you're ready to apply. You can contact us at 732-530-8100, and our friendly staff will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at our North Brunswick branch and take the first step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $110,052,739, make buying or refinancing simple. We offer tailored solutions that fit your budget and lifestyle. If you're considering refinancing your current mortgage, our team can guide you through the eligibility options available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,549,156 in loans helping members manage their finances effectively. These credit cards come with rewards and are designed for those who want to build or improve their credit without needing collateral.

Loan Aggregator

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UNITED TELETECH FINANCIAL FEDERAL CREDIT UNION - North Brunswick, NJ