United Teletech Financial Morganville NJ Credit Union | Best Auto Loans & Business Banking

Introduction

At United Teletech Financial, we believe in building strong relationships with our members while providing exceptional financial services. Located conveniently at 67 Us Highway 9 Ste 4, Morganville, NJ 07751, our branch has proudly served the community since 1967. With a total membership of 18,718 and assets exceeding $332 million, we are committed to your financial well-being. Under the guidance of our CEO, Leo Ardine, and Board President, Michael Hou, our dedicated team of 63 employees is here to support you with a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. We understand that each member's needs are unique, which is why we strive to offer tailored solutions that fit your lifestyle. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 67 US HIGHWAY 9 STE 4, MORGANVILLE, NJ 7751. Our commitment to transparency and trust is reflected in our solid financial standing total deposits amounting to $2,917,860 and net worth of $28,527,858 demonstrate our stability and reliability. Whether you're looking for competitive loan rates or convenient online banking options, we invite you to explore what United Teletech Financial has to offer. Feel free to reach out by phone at 732-530-8100 or visit our website at utfinancial.org for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Commitment to Service

As part of our dedication to serving you better, we have embraced digital advancements. Our members enjoy convenient online banking options, mobile payments, and e-statements for easy access to their accounts. We also ensure ADA compliance so that everyone can navigate our services with ease. While drive-thru service is not available at this location, we do offer ATM access for quick cash withdrawals and balance checks. Our branch operates from 9:00 AM to 4:00 PM on weekdays to assist you with all your financial needs.

Join Us

At United Teletech Financial, we are more than just a credit union; we are a community-focused organization committed to making a difference in the lives of our members. If you're looking for a place that values your financial journey as much as you do, come visit us or contact us at 732-530-8100. Join us today and experience the benefits of being part of a cooperative that truly cares!

Our Mission

Our mission at United Teletech Financial is simple yet profound: to improve the financial well-being of our members while supporting the growth of our community. We strive to provide personalized service and innovative financial solutions that empower individuals and families. Our commitment goes beyond just banking; we actively engage in community outreach programs and partnerships designed to uplift those around us.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to reach out! You can call us at 732-530-8100. We're excited to assist you with all of your financial needs at United Teletech Financial in Morganville. Come visit us today!

Convenient Features

At United Teletech Financial, we strive to make your banking experience as smooth as possible. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can access our services without hassle. While members can visit us at our physical location, official correspondence should be sent to our mailing address: 67 US HIGHWAY 9 STE 4, MORGANVILLE, NJ 7751.

Operating Hours

We know that your time is valuable. That's why our lobby hours are designed to fit into your busy schedule. We're open Monday through Friday from 9:00 AM to 4:00 PM, making it easy for you to visit us when it's most convenient for you. Whether you're stopping in for a quick transaction or seeking advice on your financial needs, our friendly staff is here to help.

Services Offered

United Teletech Financial offers a range of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Plus, with ATM availability right here at the branch, withdrawing cash or checking your balance is quick and easy! Unfortunately, we do not offer drive-thru banking at this location; however, we are committed to providing excellent customer service inside the branch. If you prefer digital solutions, our online and mobile banking services are always available at your fingertips.

Member Eligibility

At United Teletech Financial, we believe that becoming a member is not just about opening an account; it's about joining a caring community that supports your financial journey. If you live, work, or worship in our service area, you're likely eligible to become a member! We welcome individuals who are part of specific groups or organizations as well. This means whether you're starting your first savings account or looking for a loan, we're here to help you every step of the way. Plus, as a member, you'll enjoy a range of benefits including competitive rates on loans and savings, personalized service, and access to various financial tools designed with your needs in mind. To find out more about the eligibility criteria, feel free to check out this detailed resource: . If you're ready to take the next step towards membership, opening an account with us is simple and straightforward! Just give us a call at (732) 530-8100, or visit us at our Morganville location at 67 Us Highway 9 Ste 4 Morganville Nj 07751. We're excited to welcome you into our United Teletech Financial family!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a customer making a quick purchase at your store our services ensure that transaction goes smoothly. With secure payment options and real-time reporting, you can focus on what you do best: running your business. Located at 67 Us Highway 9 Ste 4 Morganville Nj 07751 in Morganville, NJ, our team is ready to partner with you on your journey toward success. Reach out today at (732) 530-8100 to learn more about how we can help your business grow!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $54 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,244,190, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For business owners, we haven't forgotten about you! Our Business Banking offerings include Merchant Services & Business Loans that can help grow your venture. From payment processing solutions to financing options tailored for small businesses, we're committed to supporting local entrepreneurs in achieving their goals.

Credit Options and Support

In addition to these essential services, we also provide various types of Personal Loans & Debt Consolidation options. If you're juggling multiple debts or need cash for unexpected expenses, we can help simplify your financial situation with affordable repayment plans. For those who enjoy rewards for their spending, our Credit Cards with Rewards program allows you to earn points while using your card for everyday purchases making it easier than ever to treat yourself.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With capabilities such as mobile payments and person-to-person transfers, handling your finances has never been easier. Plus, our ATM & Cash Withdrawal Services provide basic access for quick transactions like balance checks and withdrawals. At United Teletech Financial, we strive to create a welcoming environment where you feel valued and supported. We invite you to visit us at our Morganville location or explore more about our services online at utfinancial.org. Let us help you achieve your financial dreams today!

Personal Banking Services

We understand that everyone has different banking needs. That's why we offer a variety of personal banking services. If you're looking to open a new checking or savings account, our options provide flexibility and convenience for everyday use. For those considering a new vehicle, our Auto Loans & Vehicle Financing solutions can help you drive away in style without breaking the bank. When it comes to home ownership, our Mortgage Loans & Refinancing services are designed to make the process smooth and straightforward. Whether you're purchasing your first home or looking to refinance your current mortgage for better rates, we're here to guide you through every detail.

Digital & Online Banking

Key Services

With our online banking system, you can easily check your account balance, pay bills, and transfer money all from the comfort of your own home. You can also enjoy the benefits of e-statements, which help you manage your finances without the clutter of paper. And for those who prefer mobile convenience, our mobile application offers all these features right at your fingertips. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your smartphone, and you're done! Plus, if you're out shopping, you can take advantage of mobile payments for an even smoother checkout experience.

Security and Ease-of-Use

Security is a top priority at United Teletech Financial. We provide electronic signature authorization for transactions, ensuring that your information remains safe while allowing you to complete tasks quickly and efficiently. Our user-friendly interface means that even those who aren't tech-savvy will find navigating our services straightforward. In summary, with services like 24/7 online banking, e-statements, mobile payments, and more, United Teletech Financial is committed to providing accessible and easy-to-use banking solutions for all members. Join us today and experience the convenience of modern banking!

Financial Strength

At United Teletech Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong financial foundation and a commitment to serving our community, we are proud to offer services that meet your needs while ensuring your peace of mind. With a net worth of $28,527,858, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $42,734,475 in share certificates and $50,572,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,108,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,442,403 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $24,5706 million in total loans and leases supporting various sectors and $18,998 in used auto loans, our lending capacity is designed to help you achieve your financial goals. Our operational efficiency is reflected in our current performance metrics. Although our net income stands at $0 currently due to reinvestments for future growth, it illustrates our commitment to offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your financial well-being. Total Share Accounts have reached an impressive 36,016, showcasing the trust placed in us by our growing member base. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Teletech Financial is your trusted partner. Visit us at 67 Us Highway 9 Ste 4 Morganville NJ 07751 or call 732-530-8100 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,960,000 in total auto loans already helping members get on the road. Whether you're interested in a new vehicle loan totaling $21,222,910 or a used vehicle loan amounting to $37,151,266, we've got options that can fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $17,244,190 provide the capital needed to grow and expand. Whether you're looking for financing for new equipment or working capital, we're here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $110,052,739, make buying or refinancing simple. We provide competitive rates and terms that can help you secure your dream home without the hassle.

Refinancing Options

We also offer refinancing options for many of our loan products. If you're currently paying higher interest rates elsewhere or just want to lower your monthly payments, ask us about how we can help you through the refinancing process. At United Teletech Financial located at 67 Us Highway 9 Ste 4 Morganville NJ 07751, we are committed to providing financial solutions that meet your unique needs. For more information about our loan offerings or to discuss eligibility options, give us a call at 732-530-8100 during our operating hours from 9:00 AM to 4:00 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. We have issued a total of $3,549,156 in these loans to assist members in managing their finances effectively. You can enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you receive reliable information that reflects current market conditions.