United Teletech Financial Hazlet NJ Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to United Teletech Financial, your trusted partner in financial well-being since 1967. Located at 600 Highway 36, Hazlet, NJ 07730, we are proud to serve a vibrant community of over 18,718 members. Our commitment is not just about numbers; it's about building lasting relationships and making a positive impact in your life. With total assets exceeding $332,435,549 and a solid net worth of $28,527,858, we have the resources to support your financial goals be it through personal banking services like checking and savings accounts or loans for your dream car or home. Our dedicated team of 63 employees, led by CEO Leo Ardine and Board President Michael Hou, is here to guide you every step of the way. While our branch address is where you can meet us in person, official correspondence should be sent to our mailing address: 600 NJ HWY #36, Hazlet, NJ 07730. We invite you to explore how our diverse offerings from auto loans and mortgages to online banking can benefit you today. Whether you're looking for guidance on loans totaling over 9,508 or simply need assistance with your deposits amounting to $2,917,860, we're just a phone call away at 732-530-8100. Visit our website at www.utfinancial.org for more information or stop by the branch we're excited to help you achieve your financial dreams!

Branch History & Mission

At United Teletech Financial, our journey began in 1967 in the vibrant community of Hazlet, NJ. Over the decades, we have grown from a small credit union into a trusted financial partner for over 18,000 members. Our branch is located at 600 Highway 36, a spot easily accessible to those in our community and beyond. Whether you're heading to the local shops or commuting along this busy highway, you can find us ready to serve your financial needs. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe that banking should be about more than just transactions; it should be about building relationships and supporting each other. Our commitment to our members goes beyond just offering personal and business banking solutions like auto loans, mortgages, and credit cards with rewards. We actively engage in community outreach efforts that uplift our neighborhoods, ensuring that we give back as much as we receive. Since opening our doors, United Teletech Financial has steadily expanded its offerings and membership base while maintaining a focus on customer satisfaction. With total assets exceeding $332 million, we have the resources to help our members achieve their financial goals. Our dedicated team works tirelessly to provide personalized service, whether you're visiting us during our operating hours or utilizing our ATM services available right here in Hazlet. While members can visit us at 600 Highway 36, official correspondence should be sent to 600 NJ HWY #36, Hazlet, NJ 7730. If you need assistance or have questions about your accounts, feel free to reach out at 732-530-8100. As we look toward the future, we're excited about continuing to innovate and enhance our services with digital advancements such as online and mobile banking. These tools are designed to make managing your finances easier and more convenient than ever before. We invite you to join us at United Teletech Financial. Experience firsthand how we prioritize your financial well-being and support our community's growth. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to United Teletech Financial, conveniently located at 600 Highway 36 in Hazlet, NJ. Our branch is situated in a bustling area, making it easy for you to stop by while running errands or enjoying local attractions. Just a short drive from the beautiful Raritan Bay and nearby parks, we are here to serve you with a smile. While members can visit us at our Hazlet location, official correspondence should be sent to our mailing address: 600 NJ HWY #36, Hazlet, NJ 7730. This ensures that your documents reach us without delay. Accessibility is important to us. Our branch features ADA-compliant entrances and parking, ensuring everyone can access our services with ease. If you're in need of cash on the go, we have an ATM available right outside for quick withdrawals and balance checks. Our operating hours are designed with your busy lifestyle in mind. We are open during the week to help meet your banking needs. Whether you're looking for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, our friendly staff is ready to assist you. While we don't currently offer drive-thru service or shared service center availability at this location, our team is committed to providing personalized attention during your visit. If you have any questions or need assistance before coming in, feel free to give us a call at 732-530-8100. We look forward to welcoming you soon!

Member Eligibility

At United Teletech Financial, becoming a member feels like joining a close-knit family where your financial needs are understood and prioritized. If you're wondering about eligibility, we're happy to share that membership is open to anyone who lives, works, worships, or attends school in our community. This means that whether you're a lifelong resident of Hazlet or new to the area, you can take advantage of our friendly services. We believe in making banking accessible for everyone, and being part of United Teletech Financial gives you access to a variety of benefits including lower fees, competitive rates on loans and savings accounts, and personalized financial advice tailored just for you. Getting started is simple! To learn more about the eligibility criteria and ensure you meet all requirements, we invite you to check out this link. If you're ready to open an account or have any questions, don't hesitate to reach out at (732) 530-8100. Join us at our branch located at 600 Highway 36 Hazlet Nj 07730, and let's work together towards your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $54 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,244,190, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that streamline transactions for your business. Imagine being able to accept payments easily, whether online or in-person. Our services help you manage cash flow efficiently, making it easier for you to focus on what truly matters growing your business. Discover how United Teletech Financial at 600 Highway 36 Hazlet Nj 07730, Hazlet, NJ can be your partner in success. Call us today at (732) 530-8100 to explore our comprehensive business banking options!

Comprehensive List Of Services

ATM Access

For quick cash needs, our branch provides ATM & Cash Withdrawal Services. You'll find basic ATM access available for withdrawals and balance checks so you can stay connected to your funds anytime. At United Teletech Financial located at 600 Highway 36 Hazlet NJ 07730, we strive to make banking not just a necessity but a positive part of your life. If you have questions about any of our services or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out at 732-530-8100 or visit us online at utfinancial.org. We look forward to serving you!

Business Banking Services

At United Teletech Financial, we also recognize the importance of supporting local businesses. Our Business Banking services include Merchant Services & Business Loans, ensuring that entrepreneurs have access to the resources they need to thrive in today's competitive landscape.

Convenient Digital Banking

To complement these services, we offer robust Online & Mobile Banking platforms. With features like mobile payments and person-to-person transfers, managing your finances has never been easier or more convenient. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go.

Personal Banking Solutions

We understand that personal finance can sometimes feel overwhelming. That's why we offer Checking & Savings Accounts designed to help you manage your money with ease. Whether you're saving for a vacation or planning for retirement, our accounts come with features that fit your lifestyle. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options can get you on the road quickly and affordably. Imagine driving away in your dream car with flexible repayment plans tailored just for you. Additionally, if homeownership is on your mind, explore our Mortgage Loans & Refinancing services which can help turn that dream into reality while potentially lowering your monthly payments.

Support for Your Financial Needs

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options can provide the financial relief you need without adding stress. With straightforward terms and competitive rates, we aim to support you during those challenging times. For those who love rewards, check out our Credit Cards with Rewards program. You can earn points on everyday purchases that can be redeemed for travel, merchandise, and more!

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever you need. You can easily view your e-statements, which are not only eco-friendly but also keep your financial information organized and accessible. Plus, with electronic signature authorization, signing important documents is simple and secure no more printing or mailing! For those who are always on the go, our mobile application makes banking even easier. You can make mobile payments directly from your smartphone and send money instantly with our person-to-person transfer feature. Whether you're splitting a dinner bill or paying back a friend, these options ensure that your transactions are quick and hassle-free.

Security and Accessibility

We prioritize your security at United Teletech Financial. Our online banking platform utilizes advanced security measures to protect your personal information. This means you can bank confidently knowing that your data is safe. With all these features at your fingertips, managing your finances has never been more accessible or straightforward. Explore the benefits of digital banking with us today! Visit http://www.utfinancial.org to learn more about how we can support your financial journey.

Financial Strength

At United Teletech Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong foundation built over the years, we are dedicated to ensuring your financial peace of mind. With a net worth of $28,527,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $42,734,475 in share certificates and $50,572,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,108,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,442,403 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in our $24,5706,971 total loans and leases, which includes 1,898 used auto loans designed to support your financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 36,016, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0 net shares, indicating our dedication to reinvesting into member benefits. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Teletech Financial is your trusted partner. Visit us at 600 Highway 36 Hazlet NJ 07730 or call 732-530-8100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

If you're interested in refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to contact us at (732) 530-8100 or visit us at our branch located at 600 Highway 36 Hazlet Nj 07730 in Hazlet, NJ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you through every step of your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,796 in total auto loans already helping members get on the road. We have specific offerings for both new and used vehicles. Currently, we provide $21,222 in new vehicle loans and $37,151 in used vehicle loans. Our flexible terms make it easy for you to choose the option that best fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $17,244 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and financial requirements; that's why our team is dedicated to finding solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $110,052, make buying or refinancing simple. We are here to guide you through every step of the mortgage process, ensuring that you find the right fit for your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require extra support. We also offer flexible terms on unsecured credit card loans, with a total of $3,549 in loans helping members manage their finances effectively. This option provides you with the freedom to cover unexpected costs without added stress.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers tailored to their specific needs. Each loan listing reflects the most current rates available, allowing users to compare options confidently.