United States Senate Alexandria VA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to the United States Senate branch of your trusted financial partner, located at 1310 Braddock Pl, Alexandria, VA 22314. Established in 1935, we have proudly served our community for decades, providing a reliable place for financial growth and support. With over 62,000 members and assets totaling $1,507,147,669, we are committed to helping you achieve your financial goals. At our branch, you'll find a dedicated team led by CEO Timothy Anderson and Board President James Moore, who are passionate about fostering a strong community spirit while ensuring each member receives personalized service. Our experienced staff is ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. While members can visit us at our branch address above, official correspondence should be sent to the same address for convenience. We understand that financial needs can arise unexpectedly; that's why we offer flexible loan options with a total of 40,245 loans and leases currently active. With total deposits of $264,239,863 and cash readily available at $1,887,275, we strive to keep your money safe while offering competitive rates. We invite you to explore our website at https://www.ussfcu.org for more information on membership eligibility or call us directly at 703-329-8466 during our operating hours from 8:00 AM to 5:00 PM (Monday - Friday). Join us today and discover how we can help you thrive financially!

Branch History & Mission

A Modern Approach

To better serve our members, we have embraced modern technology while ensuring compliance with ADA standards. Our online banking platform provides convenient access to your accounts anytime, anywhere. With mobile payments and person-to-person transfers available, managing your finances has never been easier. We also recognize the importance of accessibility; that's why we offer ATM availability at our branch location and prioritize customer-centric initiatives that cater to all members of the community.

Join Us!

As we look ahead, we invite you to be part of our journey at United States Senate. Whether you're a long-time member or considering joining us for the first time, your experience matters. Explore how you can benefit from our comprehensive range of services by visiting us at 1310 Braddock Pl Alexandria Va 22314 or reaching out via phone at (703) 329-8466. Together, let's build a brighter financial future!

Our Mission

At United States Senate, our mission is simple yet profound: to empower our members through accessible financial services while fostering a sense of community. We understand that each member's journey is unique, and we strive to offer personalized solutions that promote financial well-being. Whether you need help with personal banking, auto loans, or business financing, our dedicated team is here to guide you every step of the way. We believe in giving back to our community as much as possible. Through various outreach initiatives and partnerships with local organizations, we aim to make a positive impact on those around us. From educational workshops to charitable events, our commitment extends beyond banking; it's about building relationships and supporting one another.

Branch Location & Accessibility

Welcome to the United States Senate Credit Union, located at 1310 Braddock Pl in beautiful Alexandria, VA! Nestled in the heart of Alexandria City, our branch is easily accessible and designed to meet your banking needs with convenience in mind. Whether you're visiting us for personal banking services or to explore our loan options, we are here to help. You can find us just a short distance from the vibrant Old Town Alexandria area, known for its charming streets and waterfront views. Our location offers ample parking and features that ensure accessibility for all members, including ADA-compliant entrances and ramps. While our branch address is 1310 Braddock Pl, official correspondence should be sent to the same address: 1310 Braddock Pl, Alexandria, VA 22314-1691. This helps us keep everything organized and ensures your messages reach us promptly. We know your time is valuable, which is why we offer operating hours from 8:00 AM to 5:00 PM Monday through Friday. Feel free to stop by during these times or give us a call at 703-329-8466 if you have any questions or need assistance before your visit. For added convenience, our branch provides ATM services so you can access your funds easily. While we do not have drive-thru banking available, our friendly staff is ready to assist you inside the branch with a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and more. We invite you to come by and see how we can support your financial goals! At the United States Senate Credit Union, we're committed to providing personalized service with a smile. We look forward to welcoming you soon!

Member Eligibility

At United States Senate, we believe that everyone deserves access to a supportive financial community. Joining us is easy, and we're excited to welcome you! Membership is open to individuals who are employees or members of the United States Senate, as well as their family members. This means that if you work in or are connected to this vibrant group, you're already on your way to becoming part of our family. Plus, being a member comes with fantastic benefits, including competitive rates on loans and personalized service tailored to your needs. Ready to take the next step? Opening an account with us is straightforward! You can find all the details about eligibility and the application process at https://www.ussfcu.org/apply-online/apply-for-membership.html . If you have any questions or need assistance, don't hesitate to give us a call at (703) 329-8466. We're here to help you every step of the way as you embark on this exciting journey with United States Senate at our address, 1310 Braddock Pl Alexandria Va 22314.

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced market, efficient payment solutions are key. Our merchant services allow you to accept payments seamlessly, whether online or in-person. Imagine being able to offer your customers a quick and easy checkout experience this not only boosts customer satisfaction but also increases sales potential. Located at 1310 Braddock Pl Alexandria Va 22314, Alexandria, VA, we're ready to help your business thrive. Contact us at (703) 329-8466 to learn more about how we can partner with you for success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $100 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $68 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,339,890, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM services available at various locations, accessing funds has never been easier. You can withdraw cash, check balances, and enjoy basic ATM services without any stress. We invite you to experience the warm and welcoming environment at United States Senate where we're dedicated to meeting all of your financial needs. For more information about our services or to get started today, please call us at (703) 329-8466 or visit us online at Bertie Bowman Building. Your financial well-being is just a step away!

Auto Loans & Vehicle Financing

Dreaming of that new car? With our competitive auto loans, you'll find financing that suits your budget. We offer flexible terms and low-interest rates, making it easier for you to drive away in the vehicle you've always wanted. Our team is ready to guide you through the loan application process so you can hit the road without hassle.

Business Banking

For our business members, we offer robust banking solutions including merchant services and business loans. Whether you're just starting out or looking to expand, we have tools and resources that can help boost your business operations. Our team understands the unique challenges entrepreneurs face and is eager to assist.

Credit Cards with Rewards

Our credit cards not only help build your credit but also reward you for everyday purchases. Whether it's earning points for travel or cash back on groceries, our rewards program is designed to benefit you. Imagine treating yourself to something special just by using your card for daily expenses!

Mortgage Loans & Refinancing

Buying a home is one of life's biggest milestones, and we're here to support you every step of the way. Our mortgage loans come with various options tailored to meet your needs, whether you're purchasing your first home or refinancing an existing mortgage. Picture yourself settling into a cozy living room while enjoying affordable monthly payments our mortgage solutions make it possible.

Online & Mobile Banking

In today's fast-paced world, convenience matters more than ever. That's why our online and mobile banking services allow you to manage your accounts anytime, anywhere. Pay bills, transfer money between accounts, or check your balance all from the comfort of your smartphone or computer.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we've got options that fit your lifestyle. Our personal banking services are designed with you in mind, allowing for easy access to your funds whenever you need them. Imagine walking into a store and using your debit card without worrying about overdrafts our checking accounts help you manage your spending effortlessly.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide quick relief. Think about how manageable life could be with one simple monthly payment instead of juggling multiple debts. We offer straightforward terms and transparent fees, ensuring that you know exactly what you're getting.

Digital & Online Banking

Key Features

One of the standout features is the mobile application, which lets you bank right from your smartphone. You can make person-to-person transfers with just a few taps, making it easy to send money to friends or family without any hassle. Plus, if you prefer paperless options, we offer e-statements that allow you to keep track of your finances without cluttering your mailbox. For those who enjoy contactless payments, our mobile payments feature ensures that you can make purchases quickly and securely using your mobile device. You can say goodbye to fumbling for cash or cards!

Security and Accessibility

Your security is our priority. While we currently do not offer electronic signature authorization, rest assured that all transactions through our online platform are protected with robust security measures. This means you can manage your accounts with peace of mind. In summary, United States Senate is committed to providing an exceptional online banking experience. Our digital services enhance accessibility and ease-of-use while empowering you to manage your finances in real-time. Experience the benefits today by visiting https://www.ussfcu.org/ and see how we can help simplify your banking needs!

Financial Strength

Commitment to Growth

With $114,552,236 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,983 in used auto loans and $1,110,175,807 in total loans and leases.

Growing Membership Base

We have a robust community of trust with 107,881 total share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United States Senate is your trusted partner. Visit us at 1310 Braddock Pl Alexandria Va 22314 or call (703) 329-8466 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $702,846,894 in share certificates and $205,648,026 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $115,710,747, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $767 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,988,941 in used vehicle loans and $131,521,166 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $319,750,164, make buying or refinancing simple. We aim to guide you through the mortgage process with clear terms and competitive rates. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we're here to help.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,522,889 in loans helping members manage their finances effectively. These cards come with features designed for everyday purchases and emergencies alike, providing peace of mind when you need it most. For business owners, our outstanding commercial loans totaling $12,339,890 provide the capital needed to grow and expand. We recognize that every business is unique and work closely with you to find solutions tailored to your specific needs. If you're considering refinancing any of these loans or want to learn more about eligibility options available at United States Senate, we invite you to reach out directly at (703) 329-8466. Our team is ready to assist you during our operating hours from 8:00 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At United States Senate, we're committed to providing transparent information so you can make informed financial decisions. Let us help you pave your path toward financial stability today!

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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UNITED STATES SENATE FEDERAL CREDIT UNION - Alexandria, VA