United Southeast Marion VA Credit Union | Basic Drive-Thru & ATM Access

Introduction

Welcome to the United Southeast Marion Branch, where our community comes first! Located at 1413 N Main St, Marion, VA 24354, we have been serving our members since 1941, building a legacy of trust and support. With a proud membership of over 21,944 individuals, we understand that every member's financial journey is unique. As a credit union, we focus on providing personalized services tailored to your needs. Our total assets stand strong at $232,431,411, allowing us to offer competitive rates on loans and deposits. Currently, we manage approximately $14,027,363 in deposits and have extended a total of 10,847 loans to help our members achieve their financial goals. At the helm of our branch is CEO Michelle Brown, alongside Board President Gary King. Together with our dedicated team of 52 employees, we strive to make banking accessible and beneficial for everyone in our community. We pride ourselves not only on our financial strength evidenced by a net worth of $28,612,141 and cash reserves totaling $2,944,546 but also on our commitment to enhancing the lives of those we serve. While you can visit us at our physical location in Marion for all your banking needs including ATM services and basic drive-thru transactions we also welcome any inquiries via phone at 276-783-1107. If you need to send official correspondence, please address it to our mailing address at 1545 Bluff City Hwy, Bristol, TN 37620-6018. Join us as we continue to foster a supportive financial environment that empowers each member of our community. Explore more about what we offer or get started with your membership today by visiting our website at United Southeast. Your journey towards financial wellness begins here!

Branch History & Mission

Looking Ahead

As technology evolves, so do we. Our branch offers modern conveniences such as online banking and mobile payments while ensuring that all digital platforms are ADA compliant and user-friendly. We're dedicated to making banking as simple as possible for everyone. With total assets of over $232 million, we're equipped to support your financial needs today and into the future. Our commitment extends beyond just numbers; it's about creating lasting relationships built on trust and respect. Join us at United Southeast Credit Union and experience firsthand how we can help you achieve your financial dreams while being an integral part of your community. Whether you're looking for loans or simply want guidance on managing your finances, we're here for you every step of the way. Ready to take the next step? Visit us or contact us at 276-783-1107 today! Together, let's build a brighter financial future.

Our Mission

At United Southeast, our mission is clear: we aim to provide accessible financial services while actively contributing to the communities we serve. We understand that financial health is vital for personal growth and community development. That's why we offer a range of services tailored to meet the unique needs of our members. From auto loans to savings accounts, we strive to make banking easy and approachable. We believe in building strong relationships within our community. This commitment is reflected in our outreach efforts, which include partnerships with local organizations and initiatives aimed at improving financial literacy. By investing in our community's future, we help create opportunities for everyone. While members can visit us at 1413 N Main St, official correspondence should be sent to 1545 Bluff City Hwy, Bristol, TN 37620-6018. Our friendly team is here to assist you during our lobby hours from 8:00 AM to 5:00 PM, Monday through Friday.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. You'll find ample parking available right outside, along with ADA-compliant features to ensure ease of access for everyone. Whether you're visiting us for a quick transaction or to discuss your financial needs, we've got you covered.

Connect With Us

If you have questions or would like more information about our services, don't hesitate to give us a call at 276-783-1107. We invite you to stop by our branch and experience the personalized service that United Southeast is known for. We look forward to seeing you soon!

Operating Hours and Services

We're here for you Monday through Friday from 8:00 AM to 5:00 PM. Our drive-thru service makes it even simpler to handle deposits and withdrawals without leaving your vehicle. Additionally, we offer ATM services that allow for quick cash withdrawals and balance checks whenever you need them. While our physical address is 1413 N Main St, if you need to send official correspondence, please use our mailing address at 1545 Bluff City Hwy, Bristol, TN 37620-6018.

Member Eligibility

At United Southeast, we believe that everyone deserves a place in our supportive community. Becoming a member is an easy and welcoming process, designed to make you feel right at home. If you're living, working, or attending school in the areas we serve, you're likely eligible to join us! We also extend membership to family members of existing members, making it even easier to share the benefits with those you care about. For more specific details about eligibility criteria, feel free to check out our resource at http://www.usfcu.org/help-center/usfcu-membership . Joining United Southeast opens up a world of opportunities, from personalized financial services to community-focused support. We strive to provide an inclusive environment where your needs come first. Ready to take the next step? You can open your account online by visiting https://my.usfcu.org/enroll or give us a call at (276) 783-1107 for any questions you may have. We're excited to welcome you into our family at 1413 N Main St Marion Va 24354!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify your operations. Imagine being able to accept payments seamlessly from customers at your store or online, enabling you to focus on what you do best running your business. Our services can help streamline transactions, improve cash flow, and enhance customer satisfaction. Visit us at 1413 N Main St Marion Va 24354 in Marion, VA, or call us at (276) 783-1107 to learn how our business banking solutions can support your vision and growth. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, digital solutions are essential. That's why United Southeast has embraced technology to enhance your banking experience. Our online banking platform allows you to manage your accounts from the comfort of your home or on the go. You can pay bills, transfer money between accounts, and even set up e-statements to keep track of your finances effortlessly. If you prefer using your smartphone, our mobile application gives you the flexibility to bank anytime perfect for those who are always on the move.

Everyday Banking Needs

For members who appreciate convenience, we offer ATM services that allow you to access your funds anytime, anywhere. With our ATMs, you can easily make withdrawals and check your account balance without stepping into the branch. Additionally, our basic drive-thru banking provides a quick and easy way to handle deposits, withdrawals, and simple transactions without leaving your vehicle. This is perfect for busy days when time is of the essence.

Join Us Today!

If you're ready to take advantage of these services and become part of a supportive community, we invite you to reach out! Call us at (276) 783-1107 or visit us at 1413 N Main St Marion Va 24354 during our operating hours from 8:00 AM to 5:00 PM on weekdays. Discover how United Southeast can help simplify your financial journey with our comprehensive range of services tailored just for you! For more information about membership eligibility or to open an account online, please visit our website.

Personalized Financial Guidance

We understand that navigating financial decisions can be overwhelming. At United Southeast, our team is dedicated to providing personalized assistance that fits your individual needs. Whether you're saving for a major purchase or planning for retirement, we're here to help you create a strategy that works for you.

Digital & Online Banking

Key Features

Using our mobile application, you can enjoy a user-friendly interface that makes banking feel effortless. Want to make payments quickly? Our mobile payments feature allows you to send money with just a few taps on your smartphone. Plus, if you need to send money to friends or family, our person-to-person transfer service is just a click away. For those who prefer paperless options, we offer e-statements for easy access to your account information without the clutter. You can sign documents digitally with our electronic signature authorization, making transactions faster and more efficient.

Security and Accessibility

Your security is our top priority. We employ advanced security measures to protect your personal information while you bank online. With easy navigation and real-time account management features, you'll find that keeping track of your finances has never been easier. Join us at United Southeast today and experience the convenience of modern banking tailored to fit your lifestyle!

Financial Strength

Commitment to Service

Our 52 full-time employees work tirelessly to support your needs. We take pride in having a knowledgeable team ready to assist you with personalized service every day.

Growing Together

We have built a strong community with 32,265 total share accounts, showing a growing member base that trusts us with their finances. Our operational efficiency is reflected in our steady performance; although our net income stands at $0 currently, it highlights our commitment to reinvesting back into the credit union for your benefit. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Southeast is your trusted partner. Visit us at 1413 N Main St Marion VA 24354 or call 276-783-1107 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $55,828,040 in share certificates and $15,477,961 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $28,402,369 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $15,439,172 in total loans and leases.

Solid Financial Health

With a net worth of $28,612,141, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,304,335 in used vehicle loans and $18,788,225 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, ensuring you can find a plan that fits your budget.

Credit Lines

For those who prefer flexibility in their borrowing, our credit lines totaling $20,500,000 provide access to funds whenever needed. You can use these credit lines for emergencies or planned expenses without the hassle of reapplying each time. If you're considering refinancing any existing loans or want to know about eligibility options, feel free to reach out to us at (276) 783-1107. Our team is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At United Southeast, we're dedicated to supporting your journey toward financial well-being with reliable loan products that fit your needs perfectly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,543, make buying or refinancing simple. We offer various mortgage products designed to meet different financial situations, making it easier for you to secure the home you've always wanted.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $8,328,968 in loans helping members manage their finances effectively, our credit cards come with competitive rates and benefits designed to make your life easier.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency guarantees that users receive fair and clear offers. One significant benefit of using LendMesh is its verified data. Loan offers are sourced from legitimate financial institutions, ensuring you have access to reliable options. Additionally, LendMesh prioritizes user interests by maintaining a policy of no sponsored listings. This means that lenders are not favored based on paid promotions; instead, the platform focuses on providing unbiased results. With real-time rate comparisons, LendMesh allows users to view up-to-date loan rates from multiple institutions. This feature is crucial in helping you make informed decisions that fit your financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find the best rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNITED SOUTHEAST FEDERAL CREDIT UNION - Marion, VA