United Southeast Abingdon VA Credit Union | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to the United Southeast Abingdon Branch, your trusted partner in financial well-being since 1941. Located at 1060 W Main St Ste 1, Abingdon, VA 24210, we are dedicated to serving our community with integrity and care. Our branch is proud to support over 21,944 members, offering a comprehensive range of services tailored to meet your personal and business banking needs. At United Southeast, we understand that each financial journey is unique. With total assets of $232,431,411 and deposits amounting to $14,027,363, we are well-equipped to help you achieve your goals whether it's securing an auto loan, opening a checking account, or exploring mortgage options. Our CEO, Michelle Brown, along with Board President Gary King, leads our team of 52 employees who are committed to providing exceptional service. While you can visit us at our Abingdon location for all your banking needs, please note that official correspondence should be directed to our mailing address: 1060 West Main Street, Suite 1, Abingdon, VA 24210-0436. We take pride in our strong financial standing. With a net worth of $28,612,141 and cash in hand totaling $2,944,546, you can trust that your money is safe with us. Moreover, our diverse offerings include personal loans for debt consolidation and credit cards with rewards designed with your best interests in mind. Our commitment to the community goes beyond banking; we strive to make a positive impact every day. If you have any questions or need assistance with your accounts or loans (with over 10,847 loans and leases issued), don't hesitate to reach out. Call us at 276-616-0515 or visit our website at usfcu.org for more information. Join us at United Southeast today and experience the difference a member-focused credit union can make!

Branch History & Mission

Welcome to the United Southeast Abingdon Branch, a proud part of our community since 1941. Located at 1060 W Main St Ste 1, Abingdon, VA 24210, our branch has been dedicated to serving the financial needs of our members and supporting the local community for over eight decades. As we have grown, so too has our commitment to providing exceptional service and innovative financial solutions. Our journey began with a simple mission: to improve the lives of our members through personalized banking services. Over the years, we have evolved to meet the changing needs of our community. Today, we proudly serve over 21,000 members with total assets amounting to $232,431,411. This growth reflects not only the trust our members place in us but also our dedication to their financial well-being. At United Southeast, we believe that banking should be accessible and straightforward. Our mission is to offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our digital advancements allow members to enjoy online and mobile banking for convenience on the go. We are more than just a financial institution; we are a part of the fabric of Abingdon. Our branch actively participates in community outreach efforts, partnering with local organizations to support various initiatives that enhance the quality of life in our area. Whether it's sponsoring events or offering financial education workshops, we strive to make a positive impact. Accessibility is also important to us. We feature an ATM on-site and provide drive-thru banking for those who prefer face-to-face interactions without leaving their vehicles. Our operating hours from 8:00 AM to 5:00 PM during weekdays ensure that we are available when you need us most. While members can visit us at 1060 W Main St Ste 1, official correspondence should be sent to 1060 West Main Street, Suite 1, Abingdon, VA 24210-0436 if different mailing is required. Join us at United Southeast and experience banking that puts you first! With a legacy built on trust and service, we're excited to help you achieve your financial goals. To learn more about how you can become a member or take advantage of our services, please give us a call at 276-616-0515 or visit our website. We look forward to welcoming you into our family!

Branch Location & Accessibility

Welcome to the United Southeast Abingdon Branch, conveniently located at 1060 W Main St Ste 1 in Abingdon, Virginia. Our branch is easy to find and serves as a friendly hub for all your banking needs. Nestled in Washington County, we're just a stone's throw away from popular local spots, making it simple for you to drop by while running errands or enjoying the area. At our Abingdon location, we prioritize accessibility for all members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can access our services with ease. We also offer drive-thru banking, allowing you to manage your transactions without leaving your vehicle. Plus, if you're in need of cash outside of regular hours, you'll be pleased to know that we have an ATM available on-site. We are committed to providing exceptional service during our operating hours from 8:00 AM to 5:00 PM, Monday through Friday. Whether you're looking to open a new account, inquire about loans, or simply ask questions about our services, our dedicated staff is ready to assist you. While members can visit us at the branch for their banking needs, please note that official correspondence should be sent to our mailing address: 1060 West Main Street, Suite 1, Abingdon, VA 24210-0436. Feel free to give us a call at 276-616-0515 if you have any questions or would like more information about what we offer. We invite you to stop by and discover how we can support your financial journey!

Member Eligibility

Becoming a member of United Southeast feels like joining a family where your financial well-being is the top priority. If you're wondering if you qualify, the great news is that many individuals can join! Generally, eligibility includes anyone who lives, works, worships, or attends school in our community. We also welcome family members of current members, making it easy to bring your loved ones into our supportive environment. To discover all the details and see if you qualify, feel free to visit our website at http://www.usfcu.org/help-center/usfcu-membership. Once you're ready to take the next step towards membership at United Southeast, opening an account is simple and straightforward. Just head over to https://my.usfcu.org/enroll, where you'll find everything you need to get started. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (276) 616-0515. We're here to help you every step of the way as you embark on this exciting journey with us at United Southeast, located at 1060 W Main St Ste 1 Abingdon Va 24210.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine processing payments smoothly while focusing on what you do best running your business. Our merchant services make transactions easy and efficient, allowing you to accept payments from various platforms seamlessly. From credit card processing to online payment solutions, we provide the tools that help streamline your operations and enhance customer satisfaction. Visit us at 1060 W Main St Ste 1 Abingdon Va 24210 or call us at (276) 616-0515 to learn how our business banking services can empower your enterprise today!

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs, United Southeast offers comprehensive Business Banking solutions. From Merchant Services that facilitate smooth transactions to tailored Business Loans that support growth initiatives, we're committed to helping you succeed in your ventures.

Connect with Us

At United Southeast, we pride ourselves on making banking easy and accessible for all our members. Our friendly staff is ready to assist you during our operating hours from 8:00 AM to 5:00 PM on weekdays. If you have any questions or need assistance with any of our services, don't hesitate to call us at (276) 616-0515. We invite you to visit us at our branch or explore more about what we offer by visiting our website at https://www.usfcu.org. Join us today and take the first step towards achieving your financial goals!

Convenient Banking Features

To enhance your banking experience further, we offer robust Online & Mobile Banking services. You can access your accounts from anywhere, enabling you to pay bills, transfer funds, and even send money directly through our Person-to-Person service all at your convenience. For those who prefer in-person service, our branch includes an ATM for quick cash withdrawals and balance checks as well as basic drive-thru banking for deposits and simple transactions.

Personal Banking Solutions

We understand that managing your finances is crucial. That's why we offer various Personal Banking options, including Checking & Savings Accounts tailored to fit your lifestyle. With easy online access and mobile banking features, you can manage your accounts anytime and anywhere. Imagine checking your balance or transferring funds while on the go all from your smartphone! If you're considering purchasing a vehicle, look no further than our Auto Loans & Vehicle Financing services. We provide competitive rates and flexible terms to help you drive away in your dream car without financial stress. And for those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options make the process straightforward and accessible.

Support for Your Financial Needs

In today's world, unexpected expenses can arise at any time. Our Personal Loans & Debt Consolidation services are designed to help you manage those situations effectively. Whether it's consolidating debt or covering unforeseen costs, we're here to help simplify your financial obligations. Additionally, if you enjoy rewards for your spending, explore our Credit Cards with Rewards program. These cards not only offer great benefits but also provide peace of mind with security features that keep your information safe.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.usfcu.org, you can access your accounts, check balances, pay bills, and transfer funds with just a few clicks. No more waiting in line or rushing to the bank before closing time; everything you need is right at your fingertips.

Instant Transfers

Need to send money to a friend? With our person-to-person transfers, sending cash has never been easier or faster. Just a few taps on your phone, and you're done! At United Southeast, we aim to provide a banking experience that fits into your lifestyle one that's accessible, user-friendly, and designed for your convenience. Experience the ease of managing your finances with us today!

Secure Transactions

Security is a top priority for us. Our electronic signature authorization feature ensures that your transactions are safe and verified. Plus, e-statements are available to help you keep track of your finances while minimizing paper waste.

User-Friendly Mobile App

Stay connected on the go with our mobile application. Whether you're using it for quick transactions or keeping track of your finances, our app makes banking straightforward and hassle-free. You can even make mobile payments easily, allowing you to shop without worrying about cash or cards.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our strength is further illustrated by our net shares of $239,518, which are available for lending and investments. The trust shown by our community is evident through our total share accounts of 32,265, demonstrating a strong member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Southeast is your trusted partner. Visit us at 1060 W Main St Ste 1 Abingdon Va 24210 or call (276) 616-0515 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $28,402,369 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,938 in used auto loans and $154,391,726 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $55,828,040 in share certificates and $15,477,961 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $28,612,141, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,304,335 in used vehicle loans and $18,788,225 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have flexible options tailored to suit your budget.

Credit Lines

For those who need additional flexibility, we provide credit lines totaling $20,500,000. This option allows you to access funds as needed while only paying interest on what you use. If you're interested in exploring these loan products or if you have questions about eligibility options and refinancing possibilities, please reach out to us at (276) 616-0515 or visit us at our branch located at 1060 W Main St Ste 1 Abingdon Va 24210. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let United Southeast support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $153,543, which can help you secure the perfect home for you and your family. We also provide refinancing solutions to make managing your mortgage more accessible.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $8,328,968 in loans helping members manage their finances effectively. With our credit cards, you can enjoy competitive rates and rewards that fit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

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