United Southeast Bristol TN Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to United Southeast, your trusted financial partner located at 1545 Bluff City Hwy, Bristol, TN 37620. Established in 1941, we have proudly served our community for over 80 years, focusing on delivering personal and business banking solutions tailored to your needs. With a total membership of 21,944, we are committed to helping you achieve your financial goals with integrity and care. At United Southeast, we understand that every member's journey is unique. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages. Our total assets stand at an impressive $232,431,411, ensuring that we have the resources to support our members effectively. With total deposits of $14,027,363 and a net worth of $28,612,141, you can trust us to manage your finances wisely. Led by our CEO, Michelle Brown, and Board President, Gary King, our dedicated team of 52 employees is here to assist you with all your banking needs. Whether you're visiting us in person or utilizing our online services like mobile banking and e-statements, we're here to provide reliable support every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1545 Bluff City Highway, Bristol, TN 37620. If you have any questions or need assistance, feel free to call us at 423-989-2100. Join us at United Southeast and experience the difference of being part of a community-focused credit union where your financial well-being is our priority. Visit our website at usfcu.org today to learn more about how we can help you thrive!

Branch History & Mission

At United Southeast, we take pride in our rich history and commitment to serving the community of Bristol, TN. Established in 1941, our branch has grown from humble beginnings into a trusted financial institution with a dedicated membership of over 21,000 individuals. Located at 1545 Bluff City Hwy, Bristol, TN 37620, we are easily accessible to those in the area, making it convenient for members to visit us for their banking needs. Over the years, United Southeast has achieved remarkable milestones while staying true to its mission: to provide reliable financial services that empower our members and support our local communities. Our total assets now stand at an impressive $232,431,411, reflecting our growth and the trust placed in us by our members. We strive to offer a comprehensive range of services including personal banking accounts, auto loans, mortgages, and credit cards with rewards tailored to fit the unique needs of our diverse membership. Our mission is not only about providing excellent financial products but also about fostering community support and engagement. We believe in giving back to Bristol and its surrounding areas through various outreach initiatives and partnerships. This commitment is evident in every aspect of our operation from our friendly staff ready to assist you during lobby hours from 8:00 AM to 5:00 PM on weekdays to our drive-thru service and ATM availability that ensure banking is accessible for everyone. In addition to traditional banking services, we have embraced technology by offering online banking solutions such as mobile payments and electronic statements. These advancements allow us to serve our members better while maintaining compliance with ADA standards for accessibility. While members can visit us at 1545 Bluff City Hwy, official correspondence should be sent to 1545 Bluff City Highway, Bristol, TN 37620 if different mailing arrangements are necessary. For any inquiries or assistance, please do not hesitate to reach out at 423-989-2100. As we continue this journey together, we invite you to join us at United Southeast. Experience firsthand how we can help you achieve your financial goals while supporting the community we all cherish. Visit us today or explore more about becoming a member at our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Branch Features and Accessibility

At United Southeast, we prioritize making your visit as smooth as possible. Our branch features accessible entryways and parking, accommodating all members of the community. If you prefer the convenience of banking on the go, we offer drive-thru services for quick transactions like deposits and withdrawals. Plus, with our ATM on-site, accessing your funds is simple at any hour. While members can visit us at our physical location, please note that any official correspondence should be sent to our mailing address at 1545 Bluff City Highway, Bristol, TN 37620.

Call to Action

Ready to experience exceptional service? Whether you're new to banking or looking for a better financial partner, our team at United Southeast is eager to assist you. Give us a call at 423-989-2100 or stop by our branch today we can't wait to welcome you!

Operating Hours

We're here for you during the week! Our lobby is open Monday through Friday from 8:00 AM to 5:00 PM. Feel free to drop by during these hours when you need assistance with personal banking, auto loans, mortgages, or credit cards with rewards.

Member Eligibility

At United Southeast, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Bristol area, you're already eligible to join us. We also invite family members of existing members to apply. Our commitment is to provide personalized services that help you achieve your financial goals, whether it's saving for a home or financing your dream car. Ready to take the next step? Opening an account with us is easy! Just visit our website for more details at http://www.usfcu.org/help-center/usfcu-membership and see how you can start enjoying the benefits of membership today. If you have any questions or need assistance, feel free to call us at (423) 989-2100. We're excited to welcome you to United Southeast located at 1545 Bluff City Hwy Bristol Tn 37620!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine processing payments quickly and efficiently while focusing on what you do best running your business. Our merchant services allow you to accept various payment methods seamlessly, ensuring that your customers have a smooth shopping experience. This means fewer barriers to sales and more time for you to grow your operations. Visit us at 1545 Bluff City Hwy Bristol Tn 37620 in Bristol, TN or call us at (423) 989-2100 to discover how we can help elevate your business today!

Comprehensive List Of Services

Accessibility at Your Fingertips

With the rise of technology, we ensure access through Online & Mobile Banking, allowing you to pay bills, transfer money, and check balances quickly from your smartphone or computer. Our ATM services provide cash withdrawal options whenever needed, while our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. At United Southeast, convenience is key. Our friendly staff is here to assist you during lobby hours from 8:00 AM to 5:00 PM on weekdays at our location: 1545 Bluff City Hwy Bristol Tn 37620 in Bristol, TN. You can reach us anytime at (423) 989-2100 if you have questions about any of these services.

Business Banking Solutions

If you're a business owner, our Business Banking services offer essential tools such as merchant services and business loans. We understand that running a business is no small feat; that's why we aim to simplify banking so you can focus more on what matters growing your business.

Join Us Today!

Explore all that we offer by visiting us online at https://www.usfcu.org . We invite you to become a member of our community today! Whether you're opening an account or applying for a loan, we're here to support every step of your financial journey.

Personal Banking Made Simple

We offer various Personal Banking options, including checking and savings accounts that fit your lifestyle. Imagine having a reliable account to handle everyday expenses or save for future goals. Our easy-to-use online and mobile banking services allow you to manage your funds anytime and anywhere, making it convenient for you to keep track of your finances on the go. When it comes to larger purchases, our Auto Loans & Vehicle Financing provide flexible terms tailored to your needs. You can drive off in your dream car without the stress of overwhelming payments. If you're considering homeownership, our Mortgage Loans & Refinancing options can help make that dream a reality, whether you're buying your first home or refinancing an existing mortgage for better rates.

Tailored Solutions for Your Financial Goals

For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services can assist you in getting back on track. We want to support your journey towards financial stability with products designed just for you. Additionally, if you're looking for ways to earn rewards while spending, check out our Credit Cards with Rewards program. You can enjoy benefits like cash back or travel points while managing everyday purchases.

Digital & Online Banking

Convenient Online Services

Our online banking platform is user-friendly and packed with features that cater to your needs. You can easily navigate through your account using our website at https://www.usfcu.org . We also offer electronic signature authorization, allowing you to sign documents digitally, which saves you time and effort without compromising security. Plus, with e-statements available, you can go green while keeping track of your finances effortlessly.

Mobile Banking Made Easy

Stay in control of your money wherever life takes you! Our mobile application lets you manage your accounts right from your smartphone or tablet. Need to make a quick payment? With our mobile payments feature, sending money is just a few taps away. You can even set up person-to-person transfers to quickly send cash to friends or family without any hassle.

Real-Time Account Management

With all these features at your fingertips, managing your finances has never been easier. From checking balances to making transactions in real-time, you'll have complete control over your financial activities. Join us at United Southeast and experience a modern approach to banking that keeps convenience and security at its core!

Safe and Secure Experience

Security is our top priority. Our digital banking services are equipped with advanced security measures to ensure that your personal information remains safe. Whether you're accessing your account online or through our app, you can have peace of mind knowing that we take every precaution to protect your data.

Financial Strength

A Dedicated Team Ready to Serve You

Our operational efficiency is underscored by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 52 full-time employees ready to assist you with any questions or concerns. Our total share accounts stand at 32,265, showcasing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Southeast is your trusted partner. Visit us at 1545 Bluff City Hwy Bristol Tn 37620 or call (423) 989-2100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $55,828,040 in share certificates and $15,477,961 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $28,402,369 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to helping you achieve your financial goals is reflected in our robust lending capacity. We have $2,938 in used auto loans and $154,391,726 across various sectors to support your needs.

Strong Financial Health

With a net worth of $28,612,141, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,230 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,304,335 in used vehicle loans and $18,788,225 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring you find a loan that fits your budget and lifestyle.

Credit Lines

For those who prefer flexibility, we offer credit lines totaling $20,500,000. This option allows you to borrow as needed up to a certain limit, making it ideal for unexpected expenses or projects. If you're interested in refinancing any of these options or want to know more about eligibility requirements, please visit our website or contact us directly. We're here to guide you through every step of the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At United Southeast, our goal is to support you financially while making borrowing straightforward and accessible. Explore our loan offerings today and see how we can help you reach your financial milestones!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,543, make buying or refinancing simple. We provide competitive rates and terms tailored to meet your needs, whether you're a first-time buyer or looking to refinance an existing mortgage.

Unsecured Credit Cards

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans, with a total of $8,328,968 in loans helping members manage their finances effectively. These cards come with rewards and benefits that enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing genuine offers without hidden agendas. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that help users make informed decisions. - Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions. This feature allows users to compare different offers quickly and effectively, helping them find the best fit for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of the platform in delivering valuable insights to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their financial needs. By accessing information directly from legitimate financial institutions, LendMesh guarantees that the data used in comparisons is both accurate and reliable.

UNITED SOUTHEAST FEDERAL CREDIT UNION - Bristol, TN