United Poles Linden NJ Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to the United Poles at our Linden Branch, located at 1161 W Saint Georges Ave, Linden, NJ 07036. With a rich history since our establishment in 1965, we take pride in serving over 2,064 members and managing assets of approximately $64,901,214. Our commitment is to empower our community through personalized financial solutions and exceptional service. At United Poles, we understand that banking is not just about transactions; it's about building relationships. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. Our total deposits stand at an impressive $850,957, showcasing the trust our members place in us. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 1161 W SAINT GEORGES AVE, LINDEN, NJ 7036. Our dedicated team, led by CEO Iwona Karpeta and Board President Thomas Kazalski, is here to ensure you receive the support you deserve. With a total of 9 employees, we are always ready to assist you during our lobby hours Monday through Wednesday from 9 AM to 2 PM, and Thursday through Friday from 11 AM to 7 PM. Whether you're looking for loans totaling over 2,340 or exploring various savings options with more than 39,18 shares, we're here to guide you every step of the way. We believe that your financial success is our mission, and we invite you to discover how we can help you achieve it. For any inquiries or assistance, feel free to call us at 908-523-0008. Join us in creating a brighter financial future together! Visit our website at United Poles for more information on our services.

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. United Poles is dedicated to enhancing your banking experience through online and mobile banking options. Our user-friendly platforms allow members to manage their accounts conveniently from anywhere. Additionally, we prioritize accessibility by ensuring compliance with ADA standards.

Community Outreach

Community outreach is at the heart of what we do. From hosting financial education workshops to supporting local charities, we strive to give back and uplift those around us. We understand that a strong community leads to a thriving economy. As we look ahead, United Poles remains committed to serving Linden and its surrounding areas with integrity and compassion. We invite you to join us on this journey experience firsthand the benefits of being a part of the United Poles family. For more information or to become a member today, please call us at 908-523-0008 or visit our website at unitedpolesfcu.com. Together, let's build a brighter financial future!

Mission Statement

Our mission at United Poles is straightforward yet powerful: to offer personalized banking solutions that make a difference in the lives of our members. Whether it's through personal banking services like checking and savings accounts or auto loans and mortgages, we are here to help you reach your financial goals. We believe that every member deserves attention and guidance tailored to their unique circumstances. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address: 1161 W SAINT GEORGES AVE, LINDEN, NJ 07036.

Our Journey

Since opening our doors at 1161 W Saint Georges Ave, we have welcomed thousands of members into our credit union family. Over the years, we have expanded our offerings and now serve over 2,000 members with total assets amounting to $64,901,214. Our growth reflects not only the trust our community places in us but also our dedication to supporting local families and businesses. United Poles is more than just a financial institution; it is a hub for community engagement. We actively seek partnerships with local organizations to promote financial literacy and provide resources that help improve the quality of life for those we serve.

Branch Location & Accessibility

A Range of Services Just for You

At the United Poles Linden Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're committed to supporting your financial journey. While we currently do not have ATM services or shared service centers available, our dedicated team is ready to help with online and mobile banking solutions.

Banking Hours Tailored for You

We understand that your time is valuable. That's why our lobby hours are designed with your convenience in mind. Visit us Monday through Wednesday from 9 AM to 2 PM, or stop by on Thursday and Friday when we're open from 11 AM to 7 PM. We strive to make banking as flexible as possible for our community.

Convenient Access and Parking

At the United Poles Linden Branch, we prioritize accessibility for all our members. Our location features ample parking and ADA-compliant facilities to ensure that everyone can visit us comfortably. With no drive-thru service available, we invite you to step inside where our team awaits to provide personalized service.

Join Us Today!

Whether you're looking for a new banking partner or need assistance with existing accounts, we encourage you to stop by or give us a call at 908-523-0008. Experience the warm atmosphere of the United Poles Linden Branch your trusted place for all things banking in Linden, NJ!

Member Eligibility

Joining the United Poles community is more than just opening an account; it's about becoming part of a supportive network dedicated to helping you thrive. To become a member, you'll need to meet some simple eligibility criteria, which primarily focus on your connection to our local area or employment in certain sectors. This makes it easy for many individuals and families to join us and enjoy the personalized financial services we offer. If you're curious about whether you qualify, we encourage you to explore the detailed eligibility information available at this link. Once you're ready to take the next step, opening an account with us is straightforward and welcoming. You can find all the necessary details on how to get started by visiting this page. If you have any questions or need assistance, feel free to reach out at 908-523-0008. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $581,386, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services You Can Count On

Running a successful business goes beyond just securing funding. Our merchant services provide practical tools that simplify transactions and enhance customer experiences. From point-of-sale systems to payment processing, we ensure you can focus on what matters most growing your business. Located at 1161 W Saint Georges Ave, Linden, NJ 07036, we're here to support your entrepreneurial journey. Contact us at 908-523-0008 or visit our website here for more information on how we can assist you!

Comprehensive List Of Services

Business Banking Services

If you're a small business owner, we haven't forgotten about you! Our business banking solutions include merchant services and business loans designed to support your growth. We understand the challenges of running a business and are here to provide the financial tools necessary for success.

Call Us Today!

At United Poles, we pride ourselves on being more than just a financial institution; we're a community partner ready to assist you with all your banking needs. Whether you're opening an account or applying for a loan, our friendly staff is eager to help. Visit us today at 1161 W Saint Georges Ave Linden Nj 07036 in Linden, NJ, or contact us at (908) 523-0008. Let's work together towards achieving your financial goals!

Credit Cards That Reward You

With our credit cards featuring rewards programs, everyday purchases become opportunities to earn points towards exciting rewards. Whether you're shopping for groceries or fueling up your car, our credit cards can add value to your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services so you can manage your accounts anytime, anywhere. With features like electronic statements and person-to-person payments, staying on top of your finances has never been easier.

Flexible Loan Options

Life can be unpredictable, and sometimes you need extra cash to navigate unexpected expenses. That's where our personal loans and debt consolidation services come into play. We provide flexible loan options that can help ease financial burdens and put you back on track.

Home Financing Made Simple

Thinking about buying a home? Our mortgage loans and refinancing options simplify the process, making it easier for you to secure the home of your dreams or lower your current mortgage payments. Our experienced team will guide you through every step, ensuring you're informed and comfortable with your choices.

Personal Banking Solutions

Our personal banking services are tailored to meet the diverse needs of our members. We offer checking and savings accounts that provide convenient access to your funds while helping you grow your savings. Imagine having a safe place for your money that also earns interest our savings accounts can help you achieve that goal. For those considering purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever. We work with you to find the best rates and terms that fit your budget. Whether it's a new car or a reliable used vehicle, we've got you covered.

Digital & Online Banking

Key Features

We believe in making banking simple and accessible. For instance, our electronic signature authorization feature lets you complete important transactions without the hassle of paperwork. You can also sign up for e-statements, ensuring you receive your account statements quickly and securely without cluttering your mailbox. If you're looking for quick ways to send money to friends or family, our person-to-person transfer service is here for you. It allows instant transfers between accounts, giving you peace of mind when sharing expenses or gifts. For those who prefer using their smartphones, our mobile application offers all the features of online banking right in your pocket. Manage your accounts on the go check balances, make payments, and even set up alerts for account activity. While we currently don't support mobile payments, our app keeps everything else streamlined. At United Poles, we're committed to providing you with the tools necessary for real-time account management. Join us today and experience how easy banking can be!

Financial Strength

A Dedicated Team

We also take pride in having 8 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey effectively.

Commitment to Growth and Innovation

With $4,301,161 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Your trust allows us to grow and improve continuously. Our lending capacity supports members' financial goals across various sectors with $422 in used auto loans and $50,423,397 in total loans and leases. We strive to meet your diverse needs while ensuring responsible lending practices.

Member Trust

Total Share and Deposit Accounts stand at 8,113, showing a strong and growing member base that trusts us with their finances. This community of engaged members helps us thrive. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Poles is your trusted partner. Visit us at 1161 W Saint Georges Ave Linden Nj 07036 or call (908) 523-0008 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $19,150,963 in share certificates and $1,040,147 in money market shares, offering stable and rewarding financial growth opportunities. These options are designed with your financial well-being in mind. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,195,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $4,541,735, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation is critical as it supports our ability to lend and invest responsibly. Our net worth ratio of $731 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust us to be there when you need us most.

Loan Offering

Additional Information

If you're considering refinancing any of these loans or if you're unsure about eligibility options available to you, our team at United Poles is ready to assist. We are dedicated to ensuring that our members receive clear guidance tailored specifically for their financial situations. You can reach us at (908) 523-0008 for more information about our loan offerings or visit us at our branch located at 1161 W Saint Georges Ave, Linden NJ 07036. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how United Poles can support you in achieving your financial objectives today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,300,983 in used vehicle loans and $3,665,886 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $581,386 provide the capital needed to grow and expand your business operations. We understand that each business has unique needs and are committed to working closely with you to develop personalized financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,043,935, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,009,054 in loans helping members manage their finances effectively. Our credit card options come with rewards and benefits designed to help you maximize your spending power while keeping your budget intact.

Loan Aggregator

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UNITED POLES FEDERAL CREDIT UNION - Linden, NJ