UNITED POLES FEDERAL CREDIT UNION

Welcome to United Poles, your trusted financial partner in East Brunswick, NJ. Located at 111 Main St Ste 2, our branch has been a cornerstone of the community since its establishment in 1965. With a strong commitment to serving our members, we proudly support over 2,064 individuals and families in achieving their financial goals. At United Poles, we understand that every member's journey is unique. That's why we offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets stand at an impressive $64,901,214, with total deposits reaching $850,957. This solid foundation allows us to provide competitive rates and personalized service. Under the leadership of our CEO, Iwona Karpeta, and Board President Thomas Kazalski, we strive to foster a welcoming environment where members feel valued and supported. Our dedicated team of 9 employees works tirelessly to ensure you receive the highest level of service. While members can visit us at our branch for face-to-face assistance or use our convenient drive-thru service for quick transactions, official correspondence should be sent to the same address: 111 Main St Ste 2, East Brunswick, NJ 08816. With a strong net worth of $4,541,735 and cash reserves amounting to $608,917, we are well-equipped to help you manage your finances with confidence. Whether you're looking for a loan or want to open an account online through our website at unitedpolesfcu.com, we're here for you every step of the way. We invite you to reach out by calling us at 732-554-5851 or visiting us during our lobby hours: Monday through Wednesday from 9 AM to 2 PM; Thursday and Friday from 11 AM to 7 PM; and Saturday from 9 AM to 12 PM. Let's work together toward your financial success!

At United Poles, we believe that everyone deserves a financial partner who truly cares. Joining our community is simple and welcoming, making it easy for you to access the benefits of credit union membership. To become a member at United Poles, you just need to meet a few friendly eligibility criteria. Typically, we invite individuals who live, work, or worship in our local community to join us. This means if you're part of the vibrant East Brunswick area or nearby, you're likely eligible! Once you've confirmed your eligibility, opening an account is a breeze. You can find all the necessary details on how to start your journey with us by visiting this link. If you have any questions or need assistance, feel free to give us a call at (732) 554-5851. We're here to help you every step of the way as you take advantage of our range of services designed just for you at United Poles. For more detailed information about eligibility, check out this resource: Eligibility Details.

At United Poles, we understand that managing your finances should be easy, secure, and convenient. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With just a few clicks or taps, you can access your accounts anytime, anywhere. Our online banking service allows you to manage your finances 24/7. You can check balances, transfer funds, and pay bills right from the comfort of your home. Explore our online offerings at https://www.unitedpolesfcu.com/ and see how simple it is to take control of your money. We prioritize your security with features like electronic signature authorization, making it easier for you to sign documents safely online without the need for paper forms. Plus, if you prefer to go green, our e-statements are available, giving you quick access to your account statements without cluttering your mailbox. For those on the go, our mobile application offers all the conveniences of online banking right in your pocket. You can make person-to-person transfers effortlessly send money to friends or family in seconds. While we currently don't support mobile payments directly through our app, we're constantly working on enhancements to make banking even more accessible. No matter where life takes you, with United Poles's digital banking services, you're always connected to your finances. Experience real-time account management that fits seamlessly into your daily routine. Join us today and see how our innovative solutions can help simplify your banking experience!

At United Poles, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you with trust and reliability. With a net worth of $4,541,735, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 731 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,150,963 in share certificates and $1,040,147 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,195,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,301,161 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $422 in used auto loans and a total of $50,423,397 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 8,113, showing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments amount to $0, but rest assured that every dollar is strategically utilized to enhance your banking experience. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Poles is your trusted partner. Visit us at 111 Main St Ste 2 East Brunswick NJ 08816 or call 732-554-5851 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.