United Northwest Oberlin KS Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United Northwest, your trusted financial partner located at 117 S Penn Ave, Oberlin, KS 67749. Established in 1949, we have proudly served our community for over seven decades, building lasting relationships with our 2,494 members. At United Northwest, we are not just a credit union; we are a vital part of the community, dedicated to helping you achieve your financial goals. As a member-focused organization, we take pride in offering a range of services designed to meet your needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered. With total assets of $54,580,346 and total deposits amounting to $4,619,764, you can trust us to manage your finances securely and responsibly. While members can visit us at our branch for friendly service from our dedicated team of 14 employees, official correspondence should be sent to our mailing address: P.O. BOX 84, OBERLIN, KS 67749-2242. Under the leadership of our CEO, Denise Bailey, and Board President Jim Green, we strive to provide exceptional service tailored to our members' unique needs. With total loans reaching 1,247 and a net worth of $8,076,030, we are committed to fostering financial well-being within our community. Our goal is simple: to empower our members through personalized financial solutions that help them thrive. We invite you to explore what United Northwest has to offer by visiting our website at unwfcu.org or giving us a call at 785-475-2322. Let us help you on your financial journey today!

Branch History & Mission

Community Engagement

Our connection with the community extends beyond just banking; we actively participate in local events and initiatives that uplift those around us. By partnering with various organizations and schools in Decatur County, we strive to make a positive impact on the lives of residents while promoting financial literacy and inclusion. As we look forward to the future, we remain committed to embracing technology that enhances accessibility and meets the evolving needs of our members. We offer features like electronic signatures and mobile payments to ensure that your banking experience is both safe and efficient. Join us at United Northwest! Whether you're looking for a new account or need assistance with a loan application, we're here to help you succeed financially. Discover how we can work together toward your goals today! For more information about membership eligibility or to open an account online, please visit our website. Together, let's build a brighter financial future for you and our community!

Our Mission

At United Northwest, our mission is simple yet profound: to enhance the quality of life for our members by offering affordable financial products that support their goals. We believe in putting people first focusing not just on transactions but on building lasting relationships. Our team works tirelessly to ensure that every member feels valued and understood. While you can visit us at 117 S Penn Ave, any official correspondence should be directed to P.O. BOX 84, OBERLIN, KS 67749-2242. We invite you to take advantage of our operating hours from 8:30 A.M. to 3:45 P.M., Monday through Friday. Although we currently do not offer ATM or drive-thru services at this location, we provide robust online and mobile banking options so you can manage your finances conveniently from anywhere.

Branch Location & Accessibility

Convenient Access

At United Northwest, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ample parking space, allowing everyone to visit us with ease. Although we currently do not have ATM services or drive-thru banking available at this location, our dedicated staff is here to assist you directly during our operating hours.

Operating Hours

We welcome you from 8:30 A.M. to 3:45 P.M., Monday through Friday. Whether you're looking to open an account, apply for a loan, or simply ask questions about our services, our team is ready to help during these hours.

Services We Offer

At United Northwest, we offer a wide range of financial services tailored to meet your needs everything from checking and savings accounts to auto loans and personal loans. You can also take advantage of our online and mobile banking options for added convenience. If you have questions or need assistance, don't hesitate to call us at 785-475-2322. We invite you to visit us soon and discover how we can help you achieve your financial goals!

Member Eligibility

At United Northwest, we believe that everyone deserves a chance to be part of a caring community, and becoming a member is easier than you might think! If you live, work, or attend school in Decatur County or are related to someone who does, you're eligible to join us. We welcome individuals from all walks of life, ensuring that our membership reflects the diverse fabric of our community. Once you're a member, you'll enjoy access to a range of financial services designed to help you achieve your goals from personal loans to convenient online banking options. Ready to take the next step? Opening an account at United Northwest is straightforward. You can find all the details on how to apply by visiting our website at https://unwfcu.org/2023/04/28/apply-today/. If you have any questions or need assistance, feel free to give us a call at (785) 475-2322. For more specific eligibility information, check out our resource page at https://unwfcu.org/information/. We can't wait for you to join us at United Northwest, located at 117 S Penn Ave Oberlin Ks 67749, where we're committed to supporting your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $985,824, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we also provide merchant services that simplify payment processing for your business. Imagine being able to accept payments effortlessly whether in-store or online allowing you to focus on what you do best: serving your customers. Our services are designed with practicality in mind, ensuring that you have the tools necessary to manage transactions smoothly. Located at 117 S Penn Ave Oberlin Ks 67749 in Oberlin, KS, we're here to partner with you every step of the way. For more information or to get started, call us at (785) 475-2322 or visit our website at https://unwfcu.org/.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new or used vehicle, our Auto Loans & Vehicle Financing options are here for you. We provide competitive rates that make it easier for you to get behind the wheel without breaking the bank. Picture driving away in your dream car with a payment plan that fits comfortably within your budget.

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking services including merchant services and business loans tailored to help small businesses thrive. We know how hard you work, and we're committed to supporting your success with financial tools designed specifically for business needs.

Credit Cards with Rewards

For those who enjoy earning rewards while they spend, our Credit Cards with Rewards program is ideal. You can earn points for every dollar spent on eligible purchases, which can be redeemed for travel, merchandise, and more. It's like getting paid to use your card!

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, we offer personalized solutions to suit your needs. Our knowledgeable staff will walk you through each step, ensuring you feel confident in your choices.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, you can manage all aspects of your finances right from your smartphone or computer. Whether it's paying bills or transferring money between accounts, everything is just a few clicks away. At United Northwest, we pride ourselves on being more than just a credit union; we're a community partner dedicated to helping you achieve financial wellness. If you'd like to learn more about how we can assist you further or if you're ready to open an account today, please call us at (785) 475-2322 or visit us in person at 117 S Penn Ave Oberlin Ks 67749 in beautiful Oberlin, KS. Explore our full range of services at our website and take the next step towards achieving your financial goals!

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed to help you achieve your financial goals. Imagine having a safe place for your money that also earns you interest! Our accounts are user-friendly and accessible through online and mobile banking, making it easy for you to check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. If you're facing high-interest debts or need funds for an important project, we provide flexible loan options that can help ease your financial stress. Imagine consolidating multiple payments into one manageable monthly payment we're here to make it happen.

Digital & Online Banking

Convenience at Your Fingertips

Our mobile payments feature lets you make purchases quickly and easily using just your smartphone. Whether you're shopping online or at local businesses, paying is simple and secure. Additionally, for those moments when you need to send money to friends or family, our person-to-person transfer service allows you to do so instantly. With 24/7 online banking access, managing your finances has never been easier. Whether it's checking balances late at night or transferring funds on a weekend, we're here for you whenever you need us. At United Northwest, we aim to provide a user-friendly experience that empowers our members with real-time account management tools. Join us today and experience the convenience of modern banking!

Key Features

With just a few clicks at https://unwfcu.org/, you can take advantage of our online banking services. Check your account balances, transfer funds between accounts, and pay bills without ever needing to visit the branch. Plus, our mobile application allows you to manage your money on the go, making it easy to stay on top of your financial health. We also prioritize security in all our digital services. With electronic signature authorization available, you can sign important documents securely from the comfort of your home. And if you prefer going paperless, e-statements are readily available to keep your records organized and accessible.

Financial Strength

Commitment to Innovation

With $7,076,030 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $611 in used auto loans and $21,062,190 in total loans and leases, we're here to support your financial goals across various sectors.

Growing Membership

Our growing member base shows trust; we proudly manage a total of 5,003 share and deposit accounts. This indicates that more people like you are choosing United Northwest as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Northwest is your trusted partner. Visit us at 117 S Penn Ave Oberlin Ks 67749 or call (785) 475-2322 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $11,282,826 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $61,338, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $8,076,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,531,775 in used vehicle loans and $1,958,964 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have options designed for you.

Business Financing

For business owners, our outstanding commercial loans totaling $985,824 provide the capital needed to grow and expand your business operations. We understand that small businesses are vital to our community's economy and are dedicated to supporting their success.

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our mortgage options are straightforward and designed to help you navigate your home buying journey with ease.

Refinancing Options

If you're looking for better terms on existing loans or want to lower your monthly payments, we offer refinancing options that might be suitable for you. Our team is here to help guide you through the eligibility process and find the best solution tailored for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your lending options today! Visit us at United Northwest or check out our website at unwfcu.org for more information on how we can assist you in reaching your financial aspirations.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $310,598 in loans helping members manage their finances effectively. These cards come with benefits that make daily transactions simple and rewarding.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing is regularly updated to reflect current market conditions, allowing you to see the most accurate rates available.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see is both accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can choose the best option without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can compare their options easily. This feature helps you make informed decisions quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in navigating the lending landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNITED NORTHWEST FEDERAL CREDIT UNION - Oberlin, KS

Compare Loan Rates Near You

Loan rates in Oberlin, KS (67749)