United Northwest Norton KS Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to United Northwest, where community and financial well-being come together! Located at 912 N Archer Ave, Norton, KS 67654, we have been proudly serving our members since 1949. With a dedicated membership of 2,494 individuals and families, our commitment to fostering strong relationships within the community is at the heart of everything we do. At United Northwest, we understand that financial decisions can be overwhelming. That's why we strive to offer personalized services tailored to your unique needs. Whether you're looking for a new auto loan or a savings account that helps you achieve your goals, our team is here to guide you every step of the way. We currently manage assets totaling $54,580,346, with total deposits of $4,619,764, ensuring that your money is in safe hands. Our experienced team includes 14 employees, led by our CEO Denise Bailey and Board President Jim Green. Together, they ensure that our credit union operates smoothly and continues to provide excellent service. With a net worth of $8,076,030 and cash in hand amounting to $498,107, we are committed to maintaining a solid foundation for our members' financial growth. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. BOX 176, NORTON, KS 67654-1404. If you're ready to take control of your financial future or simply have questions about our services including personal banking options like checking and savings accounts or business loans don't hesitate to reach out! Call us at 785-877-5191 or visit us online at unwfcu.org for more information. Your journey towards financial empowerment starts here!

Branch History & Mission

At United Northwest, we take pride in our rich history and commitment to serving the community of Norton, Kansas. Since opening our doors in 1949, we have been dedicated to providing accessible and reliable financial services to our members. Located at 912 N Archer Ave, we are conveniently situated near the heart of Norton, making it easy for you to visit us. Over the years, United Northwest has grown significantly. We now serve a vibrant community of 2,494 members with total assets amounting to an impressive $54,580,346. Our journey has been marked by a steadfast dedication to not just banking but also uplifting our community through various outreach programs and partnerships. Our mission is clear: we strive to empower our members with financial solutions that enhance their quality of life. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, we are here for you. We also understand the importance of technology in today's world; that's why we offer online and mobile banking services, making it easier than ever for you to manage your finances. While members can visit us at 912 N Archer Ave, official correspondence should be sent to P.O. BOX 176, Norton, KS 67654-1404 if needed. Our branch operates from 8:00 A.M. to 3:45 P.M. on weekdays and features drive-thru services for your convenience. At United Northwest, we believe in being more than just a credit union; we are a part of this community's fabric. We actively engage in local events and initiatives that foster growth and support among our neighbors. If you're looking for a financial partner who genuinely cares about your needs and is committed to your success, look no further than United Northwest. Join us today and experience the benefits of membership with a credit union that puts people first! For more information or to open an account, visit us at unwfcu.org or call us at 785-877-5191. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At United Northwest, we prioritize accessibility for all our members. Our branch offers ADA-compliant features, including ramps and designated parking spaces to ensure everyone can visit us comfortably. Plus, if you prefer drive-thru services, we have that covered too! You can easily handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Convenient Location

Nestled in Norton County, our branch is just a stone's throw away from local landmarks that make it familiar and accessible. You'll find us close to popular spots like the Norton County Historical Museum, making it easy to pop in for your banking needs while enjoying the charm of our town.

Get in Touch!

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 785-877-5191. Our team is always here to help! We invite you to drop by United Northwest soon; we look forward to serving you!

Operating Hours

We understand that life can get busy, so we've made it easy for you to bank on your schedule. Our lobby hours are Monday through Friday from 8:00 A.M. to 3:45 P.M., allowing you plenty of time during the week to stop by and discuss your financial needs with our friendly staff.

Services Tailored for You

While visiting us at United Northwest, you'll discover a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards we've got everything under one roof! Although we do not have ATM services at this location, our drive-thru is fully equipped for quick transactions.

Member Eligibility

Becoming a member of United Northwest means joining a community that truly cares about your financial well-being. If you live, work, or worship in the Norton area, you're already on the path to membership! At United Northwest, we believe in supporting our members with personalized services that make banking easier and more rewarding. Whether you're looking for savings accounts, loans, or just a friendly place to manage your finances, we have something for everyone. To get started, simply visit us at 912 N Archer Ave Norton Ks 67654, or give us a call at (785) 877-5191. You can check out the detailed eligibility criteria on our website at https://unwfcu.org/information/ to see how easy it is to join. Once you know you qualify, opening an account is a breeze just follow the steps outlined here: https://unwfcu.org/2023/04/28/apply-today/. We can't wait to welcome you into the United Northwest family!

Business Banking & Commercial Services

Loan Options Tailored for Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $985,824, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

Running a business involves many moving parts, and we offer merchant services that simplify transactions for you and your customers. Imagine seamlessly accepting payments through various methods credit cards, mobile payments, and more all while keeping your cash flow steady. Our solutions are built around your needs, ensuring you can focus on what matters most: growing your business. Come visit us at 912 N Archer Ave Norton Ks 67654 in Norton, KS or give us a call at (785) 877-5191 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Community Commitment

We are more than just a credit union; we're part of the community fabric in Norton, KS. Our goal is to empower members with the tools they need for financial success while providing personalized service that makes everyone feel valued. If you're ready to take control of your finances or simply want more information about what we offer, don't hesitate to reach out! Give us a call at (785) 877-5191 or visit us at 912 N Archer Ave Norton Ks 67654. Explore how we can serve you better by checking out our website at Main. Join us today and discover all the benefits of being part of the United Northwest family!

Convenient Transactions

At United Northwest, we understand that convenience matters. That's why we provide basic drive-thru banking services for quick deposits and withdrawals. Whether you're in a rush or simply prefer face-to-face interactions, our team is ready to assist you during regular operating hours from 8:00 A.M. to 3:45 P.M.

Digital Access

Embracing technology is essential in today's world, and that's why we offer robust digital features like Mobile Payments and secure electronic statements. No need to worry about late payments or lost mail when everything is at your fingertips! Our online platform allows you to manage transactions effortlessly while keeping track of your spending.

Loans and Financing

Thinking about getting a new vehicle? Our Auto Loans & Vehicle Financing options come with competitive rates that fit various budgets. If homeownership is on your mind, explore our Mortgage Loans & Refinancing solutions to make your dream home a reality. We also offer Personal Loans & Debt Consolidation to help simplify your financial commitments. Need funds for your business? Our Business Banking services include Merchant Services & Business Loans, allowing entrepreneurs to thrive.

Personal Banking

For individuals seeking to manage their finances more effectively, our Personal Banking services are tailored just for you. Open a checking or savings account with us and enjoy easy access to your funds through our Online & Mobile Banking platforms. You can check balances, transfer money, and pay bills right from your smartphone. Plus, our Credit Cards with Rewards let you earn points on purchases you make every day.

Digital & Online Banking

Accessibility and Ease of Use

At United Northwest, we strive to make banking accessible for everyone. Our user-friendly interface ensures that even those new to online banking will find it easy to navigate. Real-time account management means you're always in control, allowing you to make informed decisions about your finances. In short, whether you're looking to pay bills, transfer funds, or simply check your balance, our digital and online banking services are here for you. Embrace the ease and security of managing your money with United Northwest today!

Key Features

Our commitment to security is a top priority. With features like electronic signature authorization (Yes), you can sign documents securely from anywhere. Plus, our mobile application (Yes) gives you access to all these services right from your smartphone, making it easier than ever to stay on top of your finances. You can also take advantage of e-statements (Yes) which let you view your account statements digitally, reducing clutter and keeping everything organized. And if you need to send money to friends or family, our person-to-person transfer feature (Yes) makes it a breeze no cash needed! For those who enjoy using mobile payments (Yes), we have that covered too! You can make purchases directly from your phone, adding another layer of convenience to your everyday transactions.

Financial Strength

Community Trust

The trust placed in us by our community is evident through the 5,003 total share accounts that show a strong and growing member base. With net shares available for lending and investments at $2,063,446, we stand prepared to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Northwest is your trusted partner. Visit us at 912 N Archer Ave Norton Ks 67654 or call (785) 877-5191 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $11,282,826 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members' needs; with non-member deposits at $58, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to serving you effectively. The $61,338 indicates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 12 full-time employees and 2 part-time employees who are always ready to assist you with knowledgeable support.

Reinvestment in Your Future

With $7,076,030 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment supports our capacity to offer diverse loan options like the $611 in used auto loans and $21,062,190 in total loans and leases helping you achieve your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $8,076,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $7,531,775 in used vehicle loans and $1,958,964 in new vehicle loans already assisting members in getting on the road. We offer flexible terms and competitive rates tailored to fit your budget. Whether it's for a brand-new model or a trusted used vehicle, we're here to support your journey.

Business Loans

For business owners, our outstanding commercial loans totaling $985,824 provide the capital needed for growth and expansion. We understand that running a business comes with its challenges; our team is ready to work with you to find solutions that suit your unique needs.

Eligibility and Refinancing Options

If you're considering any of these loan options but are unsure about eligibility or refinancing possibilities, we encourage you to explore our resources. You can visit our eligibility page or contact us directly at 785-877-5191 for personalized assistance. We pride ourselves on transparent lending practices and aim to empower our members through effective financial solutions. For performance insights and financial data related to our offerings, you can refer to the National Credit Union Administration (NCUA) at ncua.gov, based on the latest results. Explore how United Northwest can help meet your financial needs today!

Mortgage Loans

Thinking about homeownership? While we currently do not have Junior Lien 1-4 Family Residential Properties loans available at this time, we encourage you to check back as we continually update our offerings. We strive to make buying or refinancing simple when these options become available.

Unsecured Credit Card Loans

Managing your finances effectively is key to financial health. We offer flexible terms on unsecured credit card loans, with a total of $310,598 in loans helping members stay on top of their expenses without the burden of collateral. This product can be an ideal solution for those who need quick access to funds while maintaining control over their spending.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers come from legitimate financial institutions. This ensures that users receive accurate information without hidden agendas. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that help users find the best options available. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions. This feature empowers individuals to make decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UNITED NORTHWEST FEDERAL CREDIT UNION - Norton, KS

Compare Loan Rates Near You

Loan rates in Norton, KS (67654)