United Nations NY Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

At United Nations, we believe in building a strong financial future together with our members. Nestled in the heart of New York City at 405 E 42Nd St, New York, NY 10017, our branch has been serving the community since 1947. We take pride in supporting over 245,689 members with personalized financial solutions tailored to their unique needs. As part of our commitment to excellence, we've amassed a robust portfolio of assets totaling $9,570,630,332, backed by total deposits of $372,928,405 and loans amounting to 128,433. Our dedicated team of 756 employees, led by CEO John Lewis and Board President Theresa Panuccio, works tirelessly to ensure that your financial goals are met with care and professionalism. Whether you are looking for personal banking services such as checking and savings accounts or need assistance with auto loans, mortgages, or business banking solutions, we've got you covered. You can trust that our extensive experience and resources will help pave the way for your financial success. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to 405 E 42nd St, New York, NY 10017. We invite you to explore our services further by visiting our website at www.unfcu.org or calling us directly at 347-686-6000 during our operating hours from Monday to Friday between 8:30 AM and 4:30 PM. Join us at United Nations Credit Union today where your financial well-being is our top priority!

Branch History & Mission

Join Us

As we continue to grow and evolve, we invite you to become part of our story. By choosing United Nations as your financial partner, you're not just opening an account; you're joining a community dedicated to making a difference in people's lives. Explore how we can help you achieve your financial goals today! For more information or to get started, give us a call at 347-686-6000 or visit our membership page. Together, let's build a brighter financial future!

Our Mission

At United Nations, our mission is simple yet profound: to provide exceptional financial services while actively supporting our community. We believe in fostering an environment where everyone can thrive financially. This commitment is evident in our various outreach programs and partnerships that aim to uplift those in need. While members can visit us at 405 E 42nd St, official correspondence should be sent to the same address as there is no separate mailing address. Although we currently do not offer ATM or drive-thru services, our online banking options are designed for your convenience. You can manage your accounts easily through our website at unfcu.org or access mobile banking features whenever you need them.

Our Story

From our location at 405 E 42Nd St, New York, NY 10017, we've been a steadfast presence in the community. Over the years, we have expanded our offerings to include a wide range of personal and business banking services. With total assets exceeding $9,570,630,332, we are proud to say that our growth reflects not just our success but also the trust placed in us by our members. Our commitment to serving you goes beyond mere transactions. We strive to create meaningful relationships with each member. Whether it's providing loans for your first car or assisting you with your home mortgage needs, we're here every step of the way. Our operating hours from Monday to Friday, 8:30 AM - 4:30 PM allow us to be available when you need us most.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated just a stone's throw away from iconic landmarks like the United Nations Headquarters and the Chrysler Building, our branch is well-placed for both residents and visitors alike. We understand how important accessibility is, so rest assured that our branch meets ADA standards, with features such as ramps and ample parking options nearby.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 4:30 PM, making it simple for you to manage your banking needs during your busy week. We encourage you to come in during these hours to take full advantage of the personal banking services we offer.

Services Offered

At the United Nations branch, we pride ourselves on providing a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is here to assist you every step of the way. Although we currently do not have ATM services or drive-thru banking available at this location, our team is ready to help with any inquiries you may have. While members can visit us at 405 E 42Nd St for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance before visiting, feel free to call us at 347-686-6000. We look forward to welcoming you at our United Nations branch soon!

Member Eligibility

Becoming a member of United Nations is like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community, you'll find that eligibility is straightforward and welcoming. To join us, you simply need to be an employee or member of the United Nations, or related organizations, as well as their family members. We believe in inclusivity and aim to make banking accessible for everyone who qualifies. As a member, you'll enjoy benefits like competitive rates on loans and personalized service that puts your needs first. To get started with opening an account at United Nations, just visit our website at http://www.unfcu.org/join/, where you can find all the details you need for a smooth application process. If you have any questions or want to talk directly with us, feel free to call at (347) 686-6000. For more detailed information about eligibility, please check out our resource at http://www.unfcu.org/loans/eligibility/. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify daily transactions. Imagine a busy restaurant owner who can process payments quickly and easily, keeping customers happy while managing cash flow efficiently. Our services are tailored to meet the unique needs of every business type. For personalized assistance or more information about how we can help your business at 405 E 42Nd St New York Ny 10017, New York, NY, reach out to us at (347) 686-6000. Together, we can pave the way for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,588,831, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help make that dream a reality. Whether you're looking for new or used vehicles, we provide competitive rates that fit within your budget. Picture driving off in your new ride, knowing you secured a great deal through United Nations.

Business Banking

If you're a business owner, we understand the unique challenges you face. That's why we offer specialized services like merchant services and business loans designed to support your growth. Imagine how easy it will be to manage transactions efficiently while accessing funding when needed.

Credit Cards with Rewards

Our credit cards come loaded with rewards tailored to fit your lifestyle. From cash back on everyday purchases to points redeemable for exciting experiences, using our card feels rewarding in more ways than one. You'll love the flexibility it brings while helping you earn perks along the way.

Digital Banking Solutions

In today's fast-paced world, having access to banking services anytime is essential. That's why we provide robust online and mobile banking solutions. With just a few clicks or taps on your device, you can check balances, transfer funds, and pay bills without ever needing to visit our branch! We also offer ATM and cash withdrawal services for added convenience when you're on the go. At United Nations, we strive to create an environment where financial wellness is achievable for everyone in our community. If you have questions about any of our services or want to get started today, please don't hesitate to call us at (347) 686-6000 or visit us at Un General Assembly Building! Your financial journey begins here!

Mortgage Loans & Refinancing

Homeownership can be one of life's most rewarding experiences, and we're here to support you every step of the way. Our mortgage loans offer flexible terms and competitive rates, whether you're purchasing your first home or refinancing an existing loan. With our expert guidance, you'll feel confident making one of the biggest financial decisions of your life.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking services are designed for convenience and accessibility. We offer checking and savings accounts that come with user-friendly features, making it easy for you to track your spending and save for future goals. Imagine having a reliable place to keep your money while also earning interest on your savings!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you can tackle them head-on. Need funds for a big purchase or want to consolidate debt into one manageable payment? We have options that work for you. Think about reducing stress by streamlining payments into a single loan with favorable terms.

Digital & Online Banking

Key Features

We know that security matters when it comes to handling your money. That's why we offer electronic signature authorization, ensuring that your transactions are safe and secure. Additionally, e-statements are available to help you keep track of your financial activities without the clutter of paper statements. Need to send money to friends or family? Our person-to-person transfer feature allows you to easily share funds with just a few taps on your device. While mobile payments aren't currently supported, we remain committed to enhancing our offerings based on member feedback. At United Nations, we're dedicated to providing easy access and real-time account management. Whether you're logging in from home or using our mobile app while out and about, managing your finances has never been more straightforward. Join us in experiencing the future of banking today!

Financial Strength

Commitment to Growth

Our $861,679,121 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $1,456 in used auto loans and $5,751,687,350 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $2,929,825,496 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $31,059,736, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 756 full-time employees who are dedicated to serving you with knowledge and care.

Solid Foundations

With a net worth of $869,742,079, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.08% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $24,166,022. Total Share Accounts: 518,666, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Nations is your trusted partner. Visit us at 405 E 42Nd St New York Ny 10017 or call (347) 686-6000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For business owners, our outstanding commercial loans totaling $45,588,831 provide the capital needed to grow and expand your business. Our goal is to support local entrepreneurs and contribute to community growth. At United Nations, we prioritize your financial well-being and are committed to providing transparent solutions that meet your needs. You can reach us at (347) 686-6000 for any inquiries or visit us at our branch located at 405 E 42Nd St New York Ny 10017 in New York, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to pave the way toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,166,437 in used vehicle loans and $17,902,290 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our dedicated team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $67,541,890, make buying or refinancing simple. We provide flexible terms that can fit different budgets and lifestyles. If you're considering refinancing your current mortgage, we can help you explore eligibility options to find the best solution for you.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $169,286,103 in loans helping members manage their finances effectively. This option provides convenience and purchasing power without needing collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent, allowing users to compare loans without hidden terms or fees.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, guaranteeing transparency in the rates and terms presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, ensuring they have the most current information to make their decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights the effectiveness of LendMesh in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UNITED NATIONS FEDERAL CREDIT UNION - New York, NY

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in New York, NY (10017)