United Nations NY Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United Nations, your trusted partner in financial services located at 2 United Nations Plz Fl 3, New York, NY 10017. Since our establishment in 1947, we've dedicated ourselves to serving a vibrant community of over 245,689 members. With total assets exceeding $9.57 billion, we are committed to providing you with the best banking solutions tailored to your needs. At United Nations, we understand that financial security is paramount. That's why we offer a diverse range of services, including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our goal is to empower you on your financial journey while ensuring that you feel valued and understood. Our leadership team, led by CEO John Lewis and Board President Theresa Panuccio, brings years of experience and dedication to our mission. Together with our team of 756 employees, we strive to make banking convenient and accessible for everyone. Whether you're looking for personal banking or business solutions, we have options that cater to your unique needs. Our total deposits stand at an impressive $372.93 million, reflecting our members' trust in us as their financial institution. While members can visit us at our branch location, official correspondence should be sent to 2 United Nations Plz Fl 3, New York, NY 10017. Feel free to reach out via phone at 347-686-6000 during our operating hours from Monday to Friday, 8:00 a.m. to 4:00 p.m. Join us today at United Nations Credit Union where your financial success is our priority! Visit our website at unfcu.org for more information or to open an account online. We look forward to serving you!

Branch History & Mission

Community Focus

We take pride in being more than just a bank; we are deeply committed to community outreach and support initiatives. Through various partnerships and programs, we actively contribute to local causes that make a difference in people's lives. From educational workshops on financial literacy to partnerships with local organizations, we aim to uplift our community while promoting responsible banking practices. In this digital era, we have also embraced technology by providing online banking options and mobile applications for added convenience. Our commitment extends beyond traditional banking; it includes ensuring accessibility for all through ADA compliance measures. As we look toward the future, we invite you to join us on this journey of empowerment and growth. Experience firsthand how being a part of the United Nations branch can enhance your financial well-being while contributing positively to your community. Together, let's build a brighter future! For more information or to become a member today, please call us at 347-686-6000 or visit our website at www.unfcu.org.

Our Journey

Since our inception, the United Nations branch has experienced remarkable growth and transformation. From our modest beginnings post-World War II to becoming a trusted financial institution with total assets exceeding $9.5 billion today, our journey reflects our commitment to serving our members with integrity and excellence. Each milestone we've achieved has been driven by our dedication to providing top-notch financial services while fostering a sense of community among our members.

Our Mission

At the heart of our operations is a clear mission: to empower individuals and families through accessible financial solutions while supporting the diverse needs of our community. We believe that everyone deserves the opportunity for financial stability and growth. By offering an array of personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking we strive to meet the unique needs of each member. While members can visit us at 2 United Nations Plz Fl 3 for all their banking needs, official correspondence should be sent to the same address as there is no separate mailing address. Our operating hours are Monday through Friday from 8:00 a.m. to 4:00 p.m., ensuring we are available during convenient times for your visits.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important to all our members. Our branch is designed with ADA-compliant features, ensuring that everyone can visit us comfortably. There are ample parking options nearby, making it convenient if you're driving in.

Banking Hours & Services

We're here for you Monday through Friday from 8:00 a.m. to 4:00 p.m., offering a range of services tailored to meet your needs. While we currently do not have ATM facilities or drive-thru banking available at this location, our friendly staff is ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgage financing, and more. While members can visit us at 2 United Nations Plz Fl 3 New York Ny 10017, official correspondence should be sent to the same address as we share our mailing address with you. If you have any questions or would like more information about our offerings, please don't hesitate to call us at (347) 686-6000.

Call to Action

We invite you to drop by our United Nations branch today! Experience firsthand how we can help you achieve your financial goals in a welcoming environment. We look forward to seeing you soon!

Nearby Landmarks

Nestled among some of New York City's most renowned sites, you'll find us just a stone's throw away from the United Nations Headquarters and the bustling streets filled with shops and eateries. It's a vibrant area where you can easily stop by for banking services while enjoying everything our city has to offer.

Member Eligibility

Becoming a member of United Nations is like joining a family that genuinely cares about your financial well-being. To be eligible, you simply need to meet certain criteria which can include being an employee or member of specific organizations associated with us, or even having family ties to existing members. This inclusive approach means that many people can enjoy the benefits we offer, including personalized banking services and competitive rates on loans. For detailed eligibility requirements, feel free to visit our page at http://www.unfcu.org/loans/eligibility/. The process of opening an account is straightforward and welcoming. You can start your journey with us by visiting our account opening page at http://www.unfcu.org/join/, or if you have any questions, don't hesitate to reach out at (347) 686-6000. We're here to help you every step of the way! With our friendly team ready to assist you, you'll find that becoming a member of United Nations, located at 2 United Nations Plz Fl 3 New York Ny 10017, is not just about banking it's about being part of a supportive community dedicated to your success.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,588,831, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it's not just about loans. Our merchant services help businesses manage transactions efficiently, making it easier for you to focus on what you do best running your business. Imagine offering your customers various payment options while keeping track of sales seamlessly. Our tools help make this a reality, allowing your business to thrive in a competitive marketplace. Located at 2 United Nations Plz Fl 3 New York Ny 10017 in New York, NY, we're dedicated to helping local businesses succeed. Contact us at (347) 686-6000 to learn more about how our business banking solutions can benefit you!

Comprehensive List Of Services

Accessing Cash

While we don't have ATMs or drive-thru services at this location, you can still access cash through various means. We're happy to assist you with any withdrawal needs during our lobby hours from Monday to Friday between 8:00 a.m. and 4:00 p.m. At United Nations, we pride ourselves on creating a welcoming environment where you feel valued as a member. If you have questions about any of our services or want to learn more about how we can help you achieve your financial goals, please reach out at (347) 686-6000. We look forward to serving you soon! Explore all that we have to offer by visiting us at Un Plaza Branch today!

Business Banking

For entrepreneurs, we offer comprehensive business banking solutions. Our merchant services and business loans are designed to help you manage and grow your business effectively. Whether you're starting out or looking to expand, we're here to support your journey.

Credit Card Benefits

Don't forget about our credit cards with rewards! These cards not only provide purchasing power but also offer points for every dollar spent, which can be redeemed for travel, gifts, or cash back. It's an excellent way to earn rewards on your everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can easily check balances, pay bills, transfer funds, and even access e-statements right from your device. Plus, our person-to-person payment service allows you to send money quickly and securely to friends or family without any hassle.

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts designed for everyday use. Whether you're saving for a vacation or just need a reliable account for daily transactions, we have you covered. For those considering a new vehicle, our auto loans and vehicle financing options come with competitive rates, making it easier than ever to get behind the wheel of your dream car. If home ownership is on your mind, explore our mortgage loans and refinancing options. We know how daunting buying a home can be, which is why our team is here to guide you through the process. Additionally, if you're looking to consolidate debt or cover unexpected expenses, our personal loans are flexible and affordable.

Digital & Online Banking

At United Nations, we understand that your time is precious. That's why our digital and online banking services are designed to provide you with convenience and security, right at your fingertips. Whether you're managing your accounts from home or on the go, we've got you covered. Our online banking platform, accessible at https://www.unfcu.org/, allows you to easily check balances, pay bills, and transfer funds all with just a few clicks. You can also enjoy the benefits of e-statements, making it simple to keep track of your finances without the clutter of paper statements. Plus, if you need to sign documents quickly, our electronic signature authorization feature ensures a secure and efficient process. For those who prefer mobile banking, our user-friendly mobile application lets you manage your accounts anytime, anywhere. While we currently don't offer mobile payments, our app still provides essential features like person-to-person transfers, making it easy to send money to friends or family in real-time. With 24/7 online banking services available, you can access your accounts whenever it suits you best. Our commitment to security means that your information is safe while you manage your finances. You can rest easy knowing that we're here to support your financial journey every step of the way. Join us at United Nations and take advantage of these convenient digital banking services today!

Financial Strength

At United Nations, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a strong foundation of trust and reliability, backed by impressive financial metrics that ensure your peace of mind. With a net worth of $869,742,079, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.08% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,929,825,496 in share certificates, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our success is also reflected in our ability to reinvest in our services. With $861,679,121 in undivided earnings, we enhance our banking tools and lending options while strengthening security measures to serve you better. Our lending capacity is robust, with $1,456 in used auto loans and $5,751,687,350 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is evident with a net income of $31,059,736, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 756 full-time employees who are dedicated to serving you with expertise and commitment. Total Share Accounts: 518,666, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $24,166,022, reinforcing our capability to support the community effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Nations is your trusted partner. Visit us at 2 United Nations Plz Fl 3 New York Ny 10017 or call (347) 686-6000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For business owners looking for support, our outstanding commercial loans totaling $45,588,831 provide the capital needed to grow and expand. If you're considering refinancing any existing debts or exploring eligibility options for our loan products, our friendly staff at United Nations can assist you in finding the best solution tailored to your situation. Whether you need help with personal or business financing, we're committed to providing excellent service and guidance. Visit us at 2 United Nations Plz Fl 3 New York Ny 10017 in New York, NY, or give us a call at (347) 686-6000 during our operating hours from Monday to Friday, 08:00 a.m. - 4:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let United Nations help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,166,437 in used vehicle loans and $17,902,290 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car buying experience as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $67,541,890, make buying or refinancing simple. We believe that everyone deserves the chance to own a home, and our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $169,286,103 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle while providing you with financial flexibility.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. The platform prioritizes verified data, making it easier for individuals to trust the information they receive.

UNITED NATIONS FEDERAL CREDIT UNION - New York, NY

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in New York, NY (10017)