United Nations Long Island City NY Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to the United Nations Credit Union, where we believe in putting our members first! Located at 2401 44Th Rd, Long Island City, NY 11101, our branch has been a trusted partner for individuals and businesses since 1947. As of now, we proudly serve a community of 245,689 members and manage assets totaling an impressive $9,570,630,332. At United Nations Credit Union, we understand that financial decisions can be daunting. That's why our dedicated team is here to help you navigate your options with confidence. Under the leadership of CEO John Lewis and Board President Theresa Panuccio, our experienced staff of 756 employees is committed to providing exceptional service tailored to your needs. Our commitment goes beyond just numbers. With total deposits amounting to $372,928,405 and a net worth of $869,742,079, we are not only financially strong but also deeply invested in the well-being of our members. We offer a variety of financial services including personal banking solutions like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. For any official correspondence or inquiries, feel free to reach out to us at 347-686-6660 or visit our website at unfcu.org for more information. While members can visit us at our branch location for personalized assistance during lobby hours from Monday to Friday between 9:00 AM and 5:00 PM, we also invite you to explore our online services for added convenience. Join us today and experience the difference with United Nations Credit Union where your financial future is our priority!

Branch History & Mission

Join Us Today!

At United Nations, we invite you to experience the difference that comes from being part of a credit union focused on people over profits. Whether you need assistance with a loan or are looking for ways to save for your future, we're here for you. Visit us during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and discover how we can help you achieve your financial goals. For any questions or inquiries, feel free to reach us at 347-686-6660. Join us today and become part of a thriving community dedicated to mutual support and success! Together at United Nations branch, let's build a brighter financial future for everyone!

Our Commitment to Community

Over the years, United Nations has not only focused on financial growth but also on giving back to our community. We actively engage in partnerships and outreach programs designed to support local initiatives and foster economic development in Long Island City and beyond. This commitment reflects our belief that when our community thrives, we all benefit. As part of our dedication to modern banking solutions, we have embraced digital advancements that enhance customer experience. Our online banking platform allows members to manage their finances easily from anywhere. Additionally, we are committed to ADA compliance, ensuring that all members can access our services without barriers.

Branch Location & Accessibility

Call-to-Action

We invite you to stop by or give us a call at 347-686-6660. Let us help you navigate your financial journey with ease!

Nearby Landmarks and Accessibility

Nestled in the vibrant heart of Queens County, our branch is just a stone's throw away from popular landmarks such as Gantry Plaza State Park and the iconic Pepsi-Cola sign. This makes us not only accessible but also part of a lively community atmosphere. We prioritize accessibility for all our members, with ADA-compliant features including ramps to ensure everyone can visit us comfortably.

Operating Hours and Services

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, welcoming you to explore our range of services. From personal checking and savings accounts to auto loans and credit cards with rewards, we offer financial solutions tailored to meet your needs. Although we do not have an ATM or drive-thru service at this branch, our friendly staff is always ready to assist you in person. If you need to send any official correspondence, please note that while you can visit us at 2401 44th Rd, official mail should be directed to the same address.

Member Eligibility

Becoming a member of United Nations is like joining a close-knit community where your financial well-being is prioritized. If you live, work, or worship in the area or have family members already part of our union, you're likely eligible to join us! Membership brings with it a host of advantages, from personalized service to competitive rates on loans and savings accounts. It's simple and straightforward just visit us at 2401 44Th Rd Long Island City Ny 11101 to get started. For detailed eligibility criteria, check out our website at http://www.unfcu.org/loans/eligibility/ , and if you have any questions or need assistance, don't hesitate to call us at (347) 686-6660. Once you're ready to open an account, you can find all the details you need at http://www.unfcu.org/join/ . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,588,831, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business without worrying about payment processing. Our merchant services streamline transactions, making it easier for you to focus on what you do best serving your customers. With reliable support and competitive rates, we ensure you have the tools needed to keep your operations smooth and efficient. Located at 2401 44Th Rd Long Island City Ny 11101 in Long Island City, NY, we invite you to discover how United Nations can partner with you on your journey toward success. Contact us at (347) 686-6660 or visit us online at http://www.unfcu.org to learn more!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM availability at this branch location, rest assured that our online banking services allow for smooth transactions without needing physical cash withdrawals. At United Nations, we strive to be more than just a financial institution; we're a partner in your financial journey. With our comprehensive suite of services tailored for both individuals and businesses alike, we're confident you'll find what you need with us. Ready to take the next step? Visit us today at 2401 44Th Rd Long Island City Ny 11101 or give us a call at (347) 686-6660. Join our community and experience personalized service that puts you first!

Business Banking

For our entrepreneurial members, we provide business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the unique challenges businesses face and are here to support you every step of the way.

Loans and Financing

Need a new car? We offer auto loans and vehicle financing that make it simple to get behind the wheel of the car you've always wanted. Our competitive rates ensure that financing fits comfortably within your budget. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide flexible options to suit various needs. For those moments when life throws unexpected expenses your way, we offer personal loans and debt consolidation solutions to help you regain control of your finances. And if you're looking for a credit card with rewards, our credit cards allow you to earn points while making everyday purchases.

Online & Mobile Banking

We recognize that convenience is key in today's fast-paced world. That's why we offer robust online and mobile banking features that allow you to manage your accounts effortlessly. From accessing e-statements to utilizing person-to-person payment options, banking has never been easier or more accessible.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you achieve your financial goals. Imagine having a checking account that not only keeps your money safe but also offers convenient online and mobile banking options. With our easy-to-use digital platforms, you can transfer funds, check balances, and manage your finances anytime and anywhere.

Digital & Online Banking

Key Features

With our online banking service accessible at https://www.unfcu.org/ , you can enjoy features such as electronic signature authorization for effortless document signing. Say goodbye to paper forms! Plus, if you prefer keeping track of your statements digitally, e-statements are readily available, helping you stay organized while also being environmentally friendly. For those who love using their smartphones, our mobile application offers a user-friendly interface that allows you to check balances, view transactions, and even initiate person-to-person transfers with ease. While mobile payments aren't currently available, our app makes traditional banking tasks quick and simple.

Security and Accessibility

Security is a top priority at United Nations. Our systems are designed to keep your information safe so you can bank with peace of mind. We use robust security measures to ensure that your data remains protected while you manage your finances online. Our commitment to accessibility means you can handle all your banking needs from the comfort of your home or wherever life takes you. With real-time account management tools right at your fingertips, staying on top of your financial health has never been easier. In summary, digital banking at United Nations is about providing convenience and security tailored to fit your lifestyle. Experience the benefits today by visiting us at https://www.unfcu.org/ !

Financial Strength

Growing Community Trust

We're honored to have 518,666 active share accounts within our community, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $24,166,022, further highlighting our dedication to providing valuable resources for your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Nations is your trusted partner. Visit us at 2401 44Th Rd Long Island City Ny 11101 or call (347) 686-6660 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are safe with us. We secure our members' investments through $2,929,825,496 in share certificates, offering stable and rewarding financial growth opportunities. This approach underscores our commitment to prioritizing your needs over traditional banking practices. Unlike many banks, we focus our resources on benefiting you this is evident as we have no non-member deposits at this time.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continually provide competitive loan rates and solid financial products tailored for our members. We also pride ourselves on having 756 full-time employees who are dedicated to serving you with knowledge and care.

Reinvestment for Growth

With $861,679,121 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $5,751,687,350, including $1,456 dedicated to helping you achieve your financial goals across various sectors.

Strong Financial Health

With a net worth of $869,742,079, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,166,437 in used vehicle loans and $17,902,290 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you can find the perfect fit for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $45,588,831 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support your business goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $67,541,890, make buying or refinancing simple. We offer competitive rates and flexible terms that help simplify your path to owning a home.

Refinancing Options

If you're considering refinancing any of your current loans or exploring eligibility options for our various products, we encourage you to reach out. We aim to make the process as straightforward as possible, ensuring that you understand all available options for enhancing your financial situation. To learn more about our loan offerings or to speak with one of our knowledgeable representatives, please call us at (347) 686-6660. Our branch is located at 2401 44Th Rd Long Island City Ny 11101, Long Island City, NY NY. We look forward to helping you take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $169,286,103 in loans helping members manage their finances effectively. These cards are designed to give you access to credit when you need it while keeping your payments manageable.

Loan Aggregator

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UNITED NATIONS FEDERAL CREDIT UNION - Long Island City, NY

Type of Loan Offerings

Personal Loans

Vehicle Loans