United Labor Raytown MO Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to United Labor, your trusted partner in financial well-being since 1987. Located at 10000 E 66Th Ter, Raytown, MO 64133, we are proud to serve a vibrant community of over 4,500 members. As a credit union dedicated to our members, we believe in fostering a culture of trust and support, ensuring that your financial needs are always met with care and expertise. At United Labor, we have built a strong foundation with total assets of $18,965,218 and deposits exceeding $641,379. Our commitment to you is reflected not just in our financial stability but also in the personalized services we offer. With over 1,590 loans and leases extended to our members, we strive to empower you on your journey toward financial success. Our leadership team, headed by CEO Tim Vogler and Board President Mike Bynum, is dedicated to providing exceptional service and community support. Together with our team of 6 employees, we work tirelessly to ensure that every member feels valued and heard. While you can visit us at our branch for all your banking needs including personal accounts, auto loans, mortgages, and business services official correspondence should be directed to our mailing address: 10000 E 66th TER, Raytown, MO 64133-5251. We invite you to explore what United Labor can do for you. Whether you're looking for an auto loan or need assistance with savings accounts or personal loans, we're here for you! Feel free to reach out at 816-313-2848 or visit our website at unitedlaborcu.org for more information. Join us today and become part of a community that truly cares about your financial future!

Branch History & Mission

Community Engagement

We pride ourselves on being more than just a credit union; we are part of the fabric of Raytown. Our involvement in local events and initiatives reflects our dedication to making a positive impact. By supporting local causes and fostering relationships within the community, we help create an environment where everyone can thrive. As you explore your financial options, consider joining us at United Labor. Experience firsthand the benefits of being part of a caring institution dedicated to your success. Visit us during our operating hours from Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, or Saturday from 8:30 AM to 12:00 PM. Join us today and discover how United Labor can help you achieve your financial goals! For more information or inquiries, feel free to call us at (816) 313-2848. Together, let's build a brighter future for you and our community!

Mission Statement

At United Labor, our mission is simple yet powerful: to empower our members with financial solutions that improve their lives while fostering a supportive community. We offer personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, we cater to local businesses with tailored banking solutions. Our commitment extends beyond just financial transactions; we aim to uplift the community through outreach programs and partnerships that promote well-being and growth. Whether you're looking to finance your first home or manage your day-to-day expenses more effectively, we are here for you every step of the way. While members can visit us at 10000 E 66Th Ter Raytown Mo 64133, official correspondence should be sent to 10000 E 66th TER, Raytown, MO 64133-5251 for your convenience.

Our Journey

From our humble beginnings at 10000 E 66th Ter in Raytown, we have evolved into a full-service financial institution dedicated to meeting the diverse needs of our members. Our branch has witnessed significant milestones, adapting to changes while maintaining our commitment to providing excellent service. While we do not currently offer ATM services, we are pleased to provide drive-thru banking for your convenience. We strive to enhance the member experience through various initiatives such as online banking and person-to-person payment options.

Branch Location & Accessibility

Accessibility Features

At United Labor, we prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, including ramps and designated parking spots, ensuring that everyone can enjoy a hassle-free experience. If you're driving by, take advantage of our drive-thru service for quick transactions without leaving your vehicle.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at (816) 313-2848. Our team is ready and eager to assist you with whatever you need. We look forward to welcoming you to United Labor!

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours to fit your busy schedule. You can visit us Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and even Saturday mornings until noon! Our goal is to make banking as convenient as possible for you.

Services Offered

At United Labor, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with online and mobile banking options available, managing your finances has never been easier. While members can visit us at our physical location for in-person assistance, any official correspondence should be directed to our mailing address: 10000 E 66th TER, Raytown, MO 64133-5251.

Member Eligibility

At United Labor, we believe that everyone deserves a chance to be part of a welcoming community. Becoming a member is not just about opening an account; it's about joining a family that supports you in your financial journey. To be eligible for membership, you simply need to meet certain criteria, which typically include being an employee or a family member of someone who works in specific industries or organizations that we serve. It's easy and straightforward! For more details on eligibility, feel free to check out our dedicated page at . Once you're ready to join us at our convenient location at 10000 E 66Th Ter Raytown Mo 64133, opening your account is a breeze! Our friendly team is here to help guide you through the process, ensuring that it fits seamlessly into your busy life. If you have any questions or want to learn more about becoming a member, don't hesitate to call us at (816) 313-2848. We're excited to welcome you into the United Labor family!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions when they are needed most.

Merchant Services

In today's fast-paced market, seamless payment processing is vital. Our merchant services ensure that your customers can pay easily, whether in-store or online. Imagine being able to accept payments swiftly and securely, allowing you to focus on what you do best running your business! Visit us at 10000 E 66Th Ter Raytown Mo 64133 or call us at (816) 313-2848 to discover how we can help your business thrive!

Comprehensive List Of Services

Credit Cards and Business Banking

Our Credit Cards with Rewards are another fantastic way to make everyday purchases work for you. With rewards that can be used for travel, cash back, or gift cards, every swipe brings you closer to something special. If you're a business owner, you'll find value in our Business Banking services, including Merchant Services & Business Loans. We support local businesses by providing tailored solutions that empower growth and success.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like Online & Mobile Banking. You can easily manage your accounts from anywhere at any time, making it simple to check balances or transfer money on the go. Though we don't currently have ATM availability at our branch located at 10000 E 66Th Ter Raytown Mo 64133, we do offer ATM & Cash Withdrawal Services through our partnerships, ensuring you have access to cash when needed. For those who prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Get in Touch!

At United Labor, located in Raytown, MO, we are committed to serving you with integrity and care. If you're ready to explore how we can assist with your financial journey, don't hesitate to reach out! You can contact us at (816) 313-2848, and our friendly staff will be happy to answer any questions you may have. We invite you to visit us during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings until 12:00 PM. Let's take this journey together!

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options such as Checking & Savings Accounts that help you keep track of your spending and saving goals. Imagine being able to watch your savings grow while enjoying easy access to your funds whenever you need them. If you're considering a new vehicle, our Auto Loans & Vehicle Financing make the process smooth and straightforward. Picture yourself driving off in a new car without the stress of complicated loan terms. We also provide Mortgage Loans & Refinancing options, perfect for those ready to buy their first home or refinance an existing mortgage for better rates. For those unexpected expenses, our Personal Loans & Debt Consolidation services can help ease financial burdens. We believe everyone deserves a second chance at financial freedom.

Digital & Online Banking

Key Features

Enjoy the flexibility of person-to-person transfers that allow you to send money quickly to friends and family without hassle. Need your statements? You can easily opt for e-statements, which are not only eco-friendly but also ensure you have quick access to important documents right in your inbox. While we currently do not offer mobile payments or a mobile application, our robust online banking platform makes up for it by providing a secure environment for all transactions. Your security is our top priority; we implement strong measures to protect your personal information while you bank online. At United Labor, we believe in making banking easier for our members. Experience real-time account management that keeps you informed and in control of your finances. With features like these, staying on top of your financial goals has never been simpler!

Financial Strength

Investing in Your Future

With $1,299,490 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $606 in used auto loans and $11,854,177 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $137,947 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Security

Members' savings are secured through $2,903,800 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,437,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $758 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 6,098, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Labor is your trusted partner. Visit us at 10000 E 66Th Ter Raytown Mo 64133 or call (816) 313-2848 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,308,708 in used vehicle loans and $1,124,755 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a new or used vehicle, our competitive rates and straightforward application process make it easier for you to drive away with confidence.

Credit Lines

For those who prefer more flexibility, our total credit lines amounting to $397,000 provide an excellent option. This allows you to borrow what you need while only paying interest on the amount utilized, giving you greater control over your finances. At United Labor, we're dedicated to making borrowing easy and accessible. If you're considering refinancing or want information on eligibility options for any of our loan products, please don't hesitate to reach out. Our knowledgeable team is ready to assist you with any questions you may have. You can contact us at (816) 313-2848 or visit us at our branch located at 10000 E 66Th Ter Raytown Mo 64133, Raytown, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $192,102, make buying or refinancing simple. We are here to guide you through the process and help you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $525,414 in loans helping members manage their finances effectively, our credit cards are designed to give you access to funds when you need them most without the burden of collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that users receive fair and transparent offers.

UNITED LABOR CREDIT UNION