United Hospital Center Bridgeport WV Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to United Hospital Center, your trusted financial partner located at 327 Medical Park Dr, Bridgeport, WV 26330. Established in 1958, we have proudly served our community for over six decades, growing alongside our members and providing them with essential banking services. With a total membership of 1,620 individuals, we are dedicated to meeting your financial needs while fostering a sense of belonging and support. At United Hospital Center Federal Credit Union, we understand the importance of stability and trust in your financial journey. Our total assets amount to an impressive $12,601,541, which reflects our commitment to safeguarding your investments and providing quality services. We are also proud to hold $75,858 in total deposits, ensuring that your money is not only secure but also working hard for you. Led by our CEO, Lauren Conner, and Board President, Carlton Hoskinson, our team is here to guide you through various financial options be it personal banking, auto loans, or mortgage refinancing. We currently offer a range of loans totaling 525, designed to cater to different needs within our community. While members can visit us at our branch location for personalized service and support during our operating hours from 7:30 AM till 4:00 PM (M-F), official correspondence should be directed to our mailing address at 327 Medical Park Dr, Room 301, Bridgeport, WV 26330-9006. With a net worth of $2,516,636 and cash in hand amounting to $330,902, we strive to maintain a solid foundation that empowers us to serve you better. Whether you need assistance with online banking or prefer traditional services like ATMs we've got you covered. We invite you to explore all that United Hospital Center Federal Credit Union has to offer by visiting us online at our website or calling us at 681-342-1892. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to the United Hospital Center, a place where community and financial empowerment come together. Established in 1958, our branch has been a cornerstone for many families in Bridgeport, WV. With a rich history spanning over six decades, we have continually evolved to meet the needs of our growing membership, which now stands at an impressive 1,620 members. Located at 327 Medical Park Dr, Bridgeport, WV 26330, our branch is easily accessible and situated near key landmarks that make it convenient for our members. Whether you are visiting us for personal banking services or just stopping by to ask questions, you will find a welcoming environment dedicated to serving you. At the heart of our mission is the commitment to provide exceptional financial services while supporting our community. We believe that when our members thrive, so does the entire community. Our mission is not only about offering great products like checking and savings accounts, auto loans, and mortgage options but also about creating lasting relationships with each member. We aim to empower individuals by providing them with the tools they need to achieve their financial goals. Our total assets have reached an impressive $12,601,541, reflecting our stability and growth over the years. This strong financial foundation allows us to continue offering competitive rates on loans and deposits while investing back into community initiatives that truly matter. In addition to traditional banking services, we are proud to offer online banking options that make managing your finances easier than ever. While we currently do not provide drive-thru banking or shared service centers, we are committed to ensuring that all members can access our services through ATMs available at our location. You can reach us during lobby hours from 7:30 AM to 4:00 PM, Monday through Friday. As we look toward the future, we remain focused on fostering partnerships that enhance community outreach efforts. We understand the importance of giving back and actively seek opportunities to support local events and charities. If you're looking for a financial institution that genuinely cares about its members and their well-being, consider joining us at United Hospital Center Federal Credit Union. Experience firsthand how we can help you take control of your financial future while being part of a community-oriented organization. For more information or assistance, feel free to contact us at 681-342-1892 or visit our website at uhcfcu.virtualcu.net. We look forward to serving you!

Branch Location & Accessibility

Accessibility and Parking

Our location is designed with your convenience in mind. We offer ample parking right outside our entrance, ensuring that you can get in and out quickly. The branch is ADA compliant, featuring ramps and accessible entrances to accommodate all members of our community.

Contact Us

Have questions? Don't hesitate to reach out! You can call us at 681-342-1892 for any inquiries or assistance. We're here to help you navigate your financial journey with ease. While members can visit us at 327 Medical Park Dr Bridgeport Wv 26330, official correspondence should be sent to 327 Medical Park Dr, Bridgeport, WV 26330-9006. We invite you to stop by and experience the United Hospital Center difference today!

Operating Hours

We understand that life can be busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Friday from 7:30 AM until 4:00 PM. Whether you have banking needs during your lunch break or after work, we're here for you!

Services Offered

At United Hospital Center, we offer a variety of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks when you're on the go. While we do not have drive-thru banking at this location, our friendly staff is always ready to assist you inside.

Member Eligibility

Becoming a member of United Hospital Center feels like joining a warm, welcoming community where your financial needs are truly understood. At United Hospital Center, we invite individuals who are part of our local area and those associated with United Hospital Center to join us. Whether you're an employee, a family member, or simply live nearby, you're likely eligible to become a member. The benefits you'll enjoy include personalized service, competitive rates, and a range of financial products designed just for you. To learn more about the specific eligibility requirements, feel free to visit our website at https://uhcfcu.virtualcu.net/membership/. If you're ready to take the next step towards better banking, don't hesitate to give us a call at (681) 342-1892. We're here to help!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify daily operations. Imagine easily accepting payments from customers while tracking sales all from one platform. With these tools, you can focus on what truly matters: growing your business. Visit us at 327 Medical Park Dr Bridgeport Wv 26330 in Bridgeport, WV or call us at (681) 342-1892 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Credit Cards and Business Services

Don't forget about rewards! Our credit cards with rewards allow you to earn benefits on every purchase. It's a great way to save on future expenses while enjoying everyday spending. For business owners, we offer specialized business banking services, including merchant services and business loans. We understand the unique challenges that businesses face and are dedicated to supporting your growth through tailored financial solutions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At United Hospital Center Federal Credit Union, we provide robust online and mobile banking platforms that let you check balances, transfer funds, pay bills, and even send money directly to friends with ease. Our digital services are designed to save you time and keep your finances organized right at your fingertips. Need cash on the go? With our ATM services, accessing your funds is quick and easy no matter where life takes you. Plus, basic ATM access allows for withdrawals and balance checks whenever needed.

Get Started Today!

Whether you're looking for personal finance solutions or business support, United Hospital Center is here for all your banking needs. Feel free to reach out at (681) 342-1892 during our operating hours from 7:30 AM till 4:00 PM Monday through Friday for any questions or assistance. We're ready to help you take the next step towards achieving your financial dreams! Visit us today at 327 Medical Park Dr Bridgeport Wv 26330 in Bridgeport, WV, or check out more details online at our website.

Personal Banking

Starting with personal banking, we offer a variety of checking and savings accounts designed to fit your lifestyle. Need a safe place to store your money while earning interest? Our savings accounts can help you grow your funds over time. If you prefer easy access to your cash, our checking accounts come with convenient online and mobile banking features, allowing you to manage your finances from anywhere. For those looking to purchase a vehicle or refinance their current auto loans, our auto loans and vehicle financing options are here to help. We understand how important reliable transportation is, and our competitive rates make it easier for you to drive away in the car you want. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans provide flexible options that can be customized according to your financial situation. We guide you through the process, making it straightforward and stress-free. Additionally, if you're facing unexpected expenses or planning for a big purchase, our personal loans can help consolidate debt or cover those costs without hassle. You'll find that our lending processes are quick and friendly, ensuring you receive the support you need when it matters most.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer service makes it easy and quick. Plus, you can opt for e-statements, which not only reduce paper clutter but also help you stay organized and eco-friendly.

Real-Time Management

With our online services, you can enjoy real-time account management at your fingertips. Whether you're checking balances or tracking spending, everything you need is accessible in one place. Although we do not have a mobile application right now, our website is fully optimized for mobile use, so you can bank on the go. At United Hospital Center, we're committed to providing you with tools that enhance your banking experience while keeping things simple and secure. For more information on our digital banking services, visit us at https://uhcfcu.virtualcu.net/ today!

Security and Ease of Use

We prioritize your security. While we do not currently offer electronic signature authorization or mobile payment features, our online banking system is designed to keep your information safe. Our user-friendly interface ensures that even if you're not tech-savvy, you'll find managing your money a breeze.

Financial Strength

Building Trust Through Growth

Total Share and Deposit Accounts: 2,318, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further demonstrating our ability to support your borrowing needs while maintaining healthy liquidity. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Hospital Center is your trusted partner. Visit us at 327 Medical Park Dr Bridgeport Wv 26330 or call (681) 342-1892 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $158,203 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Future

With $2,204,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to responsible lending is evident with $151 in used auto loans and $8,334,277 in total loans and leases, supporting our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $2,516,636, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,997 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At United Hospital Center, we understand that financial needs can vary widely, whether you're looking to purchase a new car, buy a home, or manage day-to-day expenses. Our loan products are designed with you in mind, offering competitive rates and flexible terms to help you achieve your goals. Located at 327 Medical Park Dr, Bridgeport, WV 26330, we invite you to explore the various lending options available to our members. With over 525 loans issued, we've helped thousands of members achieve their financial goals. If you're considering getting a new vehicle, our auto loans offer some of the lowest rates in the industry. We have facilitated over $3,407,353 in used vehicle loans and $2,991,168 in new vehicle loans already helping members get on the road. Thinking about homeownership? While we currently do not offer mortgage loans for Junior Lien 1-4 Family Residential Properties (totaling $0), we are always exploring ways to expand our offerings in this area. For those seeking additional financial flexibility, we also provide unsecured credit card loans. Currently, we've issued a total of $0 in unsecured credit card loans; however, our offerings come with flexible terms that can help you manage your finances effectively. Our team is committed to working with you to find the right loan solution for your specific needs. Whether you're interested in refinancing an existing loan or learning about eligibility options for any of our products, we're here to assist you every step of the way. You can reach us at 681-342-1892 during our operating hours from 7:30 AM until 4:00 PM on weekdays. For more information about our services or to inquire about specific loan options, please visit our website at United Hospital Center Federal Credit Union. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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