UNITED FINANCIAL CREDIT UNION

Welcome to United Financial, your trusted partner in financial success located at 1720 Brady St, Chesaning, MI 48616. Since our establishment in 1964, we have been dedicated to providing exceptional financial services tailored to meet the unique needs of our community. With a strong commitment to our members, we proudly serve over 22,179 individuals and families, ensuring they have access to the resources they need for a secure financial future. At United Financial, we believe that banking should be personal and accessible. Our total assets stand at an impressive $316,672,459, reflecting our stability and ability to support our members with their financial goals. We understand that every journey is different; that's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our leadership team, led by CEO Barbara Appold and Board President Edward Ulmer, is committed to fostering a welcoming environment where members feel valued and understood. Our dedicated staff of 78 employees is here to assist you during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. While you can visit us at our Chesaning branch for all your banking needs, any official correspondence can be sent to the same address as our branch. Join us today at United Financial Credit Union where your financial well-being is our top priority! Feel free to reach out at (989) 777-3620 or explore our website at unitedfinancialcu.org for more information on how we can help you achieve your dreams.

Welcome to United Financial, your trusted community credit union located at 1720 Brady St in the charming town of Chesaning, MI. Our branch is conveniently situated near local favorites, making it easy for you to pop in and take care of your banking needs. Whether you're visiting us for a quick transaction or looking to explore our wide range of services, our friendly staff is here to help. At United Financial, we prioritize accessibility and convenience for all our members. Our branch features dedicated parking spaces, and we are proud to be ADA compliant, ensuring that everyone can easily access our facilities. Plus, with drive-thru banking available, you can handle simple transactions without ever leaving your car. Need cash? Our ATM is ready for you any time! We know your time is valuable, which is why our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM. If you have any questions or need assistance, feel free to call us at 989-777-3620. While members can visit us at 1720 Brady St, official correspondence should be sent to the same address as our mailing address. Join us at United Financial Credit Union where your financial needs come first! We look forward to seeing you soon!

At United Financial, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to become part of our supportive community, eligibility is simple and inclusive! We welcome anyone who lives, works, or worships in the area around 1720 Brady St Chesaning Mi 48616. This means whether you're just starting out or already established, there's a place for you here. Plus, as a member, you'll enjoy competitive rates on loans, access to personalized banking services, and a commitment to helping you achieve your financial goals. Getting started is easy! For more detailed information about membership eligibility, feel free to check out our website at https://unitedfinancialcu.symapp.jhahosted.com/?application_type=membership . When you're ready to open an account, visit us online at https://www.unitedfinancialcu.org/apply-for-a-loan/ , or simply give us a call at (989) 777-3620. We can't wait to welcome you into the United Financial family!

At United Financial, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a wide range of digital and online banking services designed to make your banking experience easy and accessible, anytime and anywhere. With our robust online banking platform, you can access your accounts 24/7 through https://www.unitedfinancialcu.org/ . Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with our electronic signature authorization feature, signing documents is straightforward and secure no need for printing or mailing. We also provide e-statements to help you manage your finances more effectively. You can say goodbye to paper clutter and access your statements right from your device whenever you need them. For those moments when you want to send money quickly to friends or family, our person-to-person transfer feature makes it simple and instant. If you're always on the go, you'll love our mobile application. It allows you to handle transactions directly from your smartphone, so you can bank wherever life takes you. Plus, while we don't currently offer mobile payments, we're constantly looking for ways to enhance our services. At United Financial, we prioritize your security and privacy. Our digital banking tools are designed with user-friendly features that let you manage your accounts in real-time while keeping your information safe. Banking has never been easier or more secure! Experience the convenience of modern banking at United Financial today! Visit us at https://www.unitedfinancialcu.org/ to get started on simplifying how you handle your finances.

At United Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths that reassure you of our reliability and commitment to your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $34,338,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $74,857,797 in share certificates and $71,701,180 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,059,921 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further demonstrated by the $36,324,041 in total loans and leases, including $36,639 in used auto loans that support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 47,987, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $5,094,212, underscoring our ability to meet your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Financial is your trusted partner. Visit us at 1720 Brady St Chesaning Mi 48616 or call 989-777-3620 to learn more about how we can help you achieve your financial goals.