At United Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of being a trustworthy partner in your financial journey, which is why we are proud to share insights into our financial strength. With a
net worth of $34,338,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to transparency means you can have confidence in our ability to manage your finances effectively. Our
net worth ratio of $1,083 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This stability is crucial for our members as it reflects our ability to weather fluctuations in the economy. Members' savings are secured through
$74,857,797 in share certificates and
$71,701,180 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these impressive figures, we have
$30,059,921 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. This means that as our credit union grows, so do the benefits you receive as a member. With
$3,639 in used auto loans and
$193,241,041 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our
$0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
55 full-time employees and
23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at
$5,094,212, along with a strong member base of
47,987, you can see how trusted we are among the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Financial is your trusted partner. Visit us at 6310 Dixie Hwy Bridgeport Mi 48722 or call (989) 777-3620 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.*
