United Financial Auburn MI Credit Union | Best Auto Loans & Checking

Introduction

Welcome to United Financial, your trusted partner in financial wellness located at 1026 W Midland Rd, Auburn, MI 48611. Since our founding in 1964, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our members. With a total membership of 22,179, we're more than just a credit union; we're a community hub dedicated to helping you achieve your financial goals. At United Financial, we understand the importance of transparency and reliability in your banking experience. Our total assets amount to an impressive $316,672,459, showcasing our stability and strength as your financial institution. Whether you're looking for auto loans, mortgages, or personal banking services, we offer competitive rates and personalized support to help you navigate your financial journey. In fact, we've successfully managed 9,819 loans and leases, ensuring that we can cater to diverse borrowing needs. Our leadership team, led by CEO Barbara Appold and Board President Edward Ulmer, is committed to fostering a member-first culture where your needs are our priority. Our friendly staff is here to assist you during our operating hours from Monday to Friday, 9:00 am - 5:00 pm. For any inquiries or assistance, feel free to reach us at 989-777-3620. While members can visit us at our physical location, official correspondence should be directed to the same address as noted above. We encourage you to explore all that United Financial has to offer by visiting our website at unitedfinancialcu.org. Join us today and discover how we can empower your financial future!

Branch History & Mission

Join Us Today!

As we look forward to the future, United Financial remains committed to innovation while holding true to our core values of service and community support. If you're looking for a financial partner who truly cares about your success, we invite you to join us at United Financial. Experience firsthand the benefits of membership where you're not just an account number but part of a family. For any inquiries or assistance, feel free to reach out at (989) 777-3620 or visit us online at United Financial. Together, let's build a brighter financial future!

Mission Statement

At United Financial, our mission is clear: we are dedicated to providing exceptional financial services while fostering meaningful relationships with our members and the communities we serve. We aim to empower individuals by offering personalized solutions that help them achieve their financial goals whether it's buying a new car, saving for education, or planning for retirement. While members can visit us at 1026 W Midland Rd Auburn Mi 48611, official correspondence should be sent to 1026 W Midland Rd, AUBURN, MI 48611. Our operating hours are Monday through Friday from 9:00 am to 5:00 pm, making it easy for you to reach us when you need assistance.

Our Journey

From our humble beginnings, United Financial was founded on the belief that everyone deserves access to reliable financial services. We started with a vision of creating a member-focused institution that would not only provide essential banking services but also empower individuals through education and support. As we've evolved, we've maintained our commitment to serving our members with integrity and transparency. Our branch is more than just a place to conduct transactions; it's a hub for community engagement and outreach. We've partnered with local organizations to offer financial literacy programs and support initiatives that uplift those in need. We believe in giving back to our community because your success is our success.

Services Tailored for You

With convenient features like ATM access and drive-thru banking, we strive to make your banking experience as smooth as possible. Our services include personal banking options such as checking accounts, savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and even business banking solutions. We recognize the importance of keeping up with technological advancements. That's why we offer online banking and mobile applications so you can manage your finances anytime, anywhere. We ensure that our facilities are ADA compliant so all members of our community can access our services without barriers.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all of our members. Our branch is designed with ADA compliance in mind, featuring ramps and other accommodations to ensure everyone can visit us comfortably.

Connect With Us

If you have any questions or would like more information about our services, don't hesitate to give us a call at (989) 777-3620. Our friendly team is excited to help you navigate your financial journey! We look forward to seeing you soon at United Financial!

Operating Hours & Services

We're open Monday through Friday from 9:00 AM to 5:00 PM, so you can plan your visit around your schedule. Inside, you'll find a welcoming atmosphere where our knowledgeable staff is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and much more. Need quick transactions? Enjoy the convenience of our drive-thru service for deposits and withdrawals without leaving your car. For those late-night cash needs, we also have an ATM available on-site for quick access to your funds whenever you need them. While members can visit us at 1026 W Midland Rd Auburn Mi 48611, official correspondence should be sent to 1026 W Midland Rd, AUBURN, MI 48611.

Member Eligibility

At United Financial, we believe that becoming a member is like joining a close-knit community where everyone looks out for one another. If you live, work, or worship in our area, you're likely eligible to join us! We welcome individuals from diverse backgrounds and aim to support your financial journey with personalized services. To see the specific eligibility criteria and details, feel free to visit our website at https://unitedfinancialcu.symapp.jhahosted.com/?application_type=membership . Once you confirm your eligibility, opening an account is a breeze! You can easily start the process online by visiting https://www.unitedfinancialcu.org/apply-for-a-loan/ , or if you prefer speaking to someone, don't hesitate to give us a call at (989) 777-3620. We're excited to have you as part of our family here at United Financial, located at 1026 W Midland Rd Auburn Mi 48611.

Business Banking & Commercial Services

Merchant Services

Imagine a busy Saturday morning at your local café. Customers are lined up, ready to enjoy their favorite brews. With our merchant services, you can accept payments quickly and securely, ensuring smooth transactions that keep your customers happy. From credit card processing to online payment options, we equip you with the tools necessary to enhance your customer experience while simplifying your day-to-day operations. Located at 1026 W Midland Rd Auburn Mi 48611, Auburn, MI 48611, our team is here to support you from Monday to Friday, 9:00 am - 5:00 pm. Reach out at (989) 777-3620 to explore how our business banking and commercial services can help elevate your business today!

Comprehensive List Of Services

ATM Services

You won't have to search far for cash either our location is equipped with an ATM, providing easy access for withdrawals and balance checks whenever you need it. With all these options available at United Financial, it's easy to see how we prioritize making banking simple and effective for everyone. If you're ready to explore these services further or have any questions, please don't hesitate to reach out at (989) 777-3620. Our doors are open Monday through Friday from 9:00 AM to 5:00 PM. Experience the difference at United Financial Credit Union where we're more than just a credit union; we're your financial partner! Visit us today or check out our website at https://www.unitedfinancialcu.org/ for more information on how we can assist you!

Business Banking

If you're an entrepreneur or small business owner, you'll find valuable resources with our business banking services. From merchant services that simplify transactions to business loans designed to help you grow, we are committed to supporting local businesses in our community.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can check balances, pay bills, and transfer funds with just a few taps on your phone or clicks on your computer. And if you prefer in-person service, our branch offers basic drive-thru banking for quick deposits and withdrawals.

Loans and Credit Options

For those moments when you need extra cash, our personal loans and debt consolidation services provide flexible solutions. Plus, with our credit cards featuring rewards, you can earn while you spend, making your everyday purchases work for you.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your day-to-day expenses while saving for that special trip or major purchase. With our auto loans and vehicle financing, you can drive off in your dream car without stretching your budget. We also offer mortgage loans and refinancing options that make homeownership more accessible than ever.

Digital & Online Banking

Key Features

One of the standout features is our ability to provide electronic signatures. This means you can authorize transactions quickly and securely without needing to visit a branch. Additionally, e-statements are available for easy access to your account statements without the clutter of paper documents perfect for keeping everything organized. If you need to send money to friends or family, our person-to-person transfer service makes it a breeze. You can send and receive funds instantly, making splitting bills or helping out loved ones easier than ever. And while we currently do not support mobile payments, rest assured that our other features are robust and user-friendly. We prioritize your security in every digital interaction. Our platform uses advanced security measures to protect your information, so you can bank with confidence. With all these convenient tools at your disposal, managing your finances has never been easier! Explore everything we have to offer today at https://www.unitedfinancialcu.org/ and take control of your banking experience with United Financial.

Financial Strength

Committed Team

We also take pride in having 55 full-time employees and 23 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 47,987, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Financial is your trusted partner. Visit us at 1026 W Midland Rd Auburn Mi 48611 or call (989) 777-3620 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Reinvesting for Better Services

With $30,059,921 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $74,857,797 in share certificates and $71,701,180 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $34,338,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,083 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,726,257 in used vehicle loans and $12,081,074 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a new or used vehicle, we can provide flexible terms tailored to fit your budget.

Credit Lines and Personal Finance

For those looking for additional financial flexibility, our total credit lines reach $43,730,000. This product provides an easy way for members to access funds when needed without the hassle of traditional loans. If you're managing day-to-day expenses or unexpected costs, this could be an ideal option for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $9,862,698, allowing you to invest in your future without the stress typically associated with mortgages.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available to help you potentially lower your monthly payments and save on interest over time. Speak with one of our representatives about eligibility and how refinancing might benefit your situation. Our knowledgeable staff is here Monday through Friday from 9:00 am to 5:00 pm at United Financial. You can reach us at 989-777-3620 for any questions or to schedule an appointment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $0 in unsecured credit card loans currently available, our offerings are designed to help you manage your finances effectively while enjoying the benefits of rewards and low-interest rates.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers when comparing loan options. LendMesh verifies all lenders listed on its platform, allowing consumers to trust that they are making informed choices based on reliable information.

Take Action Today

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UNITED FINANCIAL CREDIT UNION - Auburn, MI