UNITED CONSUMERS CREDIT UNION

Welcome to United Consumers, your trusted financial partner since 1941! Located conveniently at 724 N Belt Hwy, Saint Joseph, MO 64506, we are dedicated to serving our community with a wide range of financial products and services tailored to meet your needs. With a proud membership of 17,398 individuals and total assets exceeding $199,168,983, we have the resources to help you achieve your financial goals. At United Consumers, we believe in empowering our members through personal banking solutions including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond just numbers; we aim to create lasting relationships built on trust and support. Under the leadership of our CEO, Jay Neathery, and Board President, Jared Fears, our team of 58 employees is here to guide you every step of the way. While members can visit us at our branch for in-person assistance, official correspondence should be sent to the same address listed above. We also provide various online services such as mobile banking and ATM access for your convenience. With total deposits amounting to $4,363,811 and cash in hand of $2,924,214, we ensure that your money is secure while offering competitive loan options that include over 85,716 loans and leases. Whether you're looking for personal financing or business solutions like our member business loans totaling $1,704,682 we're equipped to help you succeed. If you're ready to experience exceptional service from a credit union that truly cares about its members and community impact, give us a call at 816-279-3693 or explore more on our website at UCCUMO. Together, let's build a brighter financial future!

At United Consumers, we believe that everyone deserves the chance to be part of a supportive community that prioritizes your financial well-being. Joining us is simple and welcoming! If you live, work, or attend school in our local area, you're likely eligible to become a member. We also open our doors to family members of existing members, making it easy for you to share the benefits with those you care about. Membership comes with numerous advantages, including access to personalized banking services, competitive rates on loans, and a variety of resources designed to help you achieve your financial goals. To get started on your journey with us, feel free to check out the detailed eligibility criteria at https://www.uccumo.com/about-us/become-a-member.html . If you have any questions or need assistance, don't hesitate to reach out at (816) 279-3693. We're here for you! Your future starts today at United Consumers, located at 724 N Belt Hwy Saint Joseph Mo 64506.

At United Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a safe and secure banking experience, backed by strong financial foundations. With a net worth of $22,722,178, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,189,565 in share certificates and $9,032,524 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,031,267, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,178,633 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $54,769 in used auto loans and a total of $150,900,050 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts: 31,429, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, United Consumers is your trusted partner. Visit us at 724 N Belt Hwy Saint Joseph Mo 64506 or call 816-279-3693 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.