United Consumers Credit Union Raytown MO | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to United Consumers, your trusted financial partner since 1941! Located at 8730 E 63Rd St, Raytown, MO 64133, we are dedicated to serving our community with a range of personalized banking solutions. With a strong membership base of over 17,398 individuals and total assets amounting to an impressive $199,168,983, our commitment to your financial well-being is evident. At United Consumers, we understand that every member has unique financial needs. That's why we offer services that include personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our goal is to help you achieve your financial dreams while ensuring that you feel supported every step of the way. While members can visit us at our branch in Raytown, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out to us at (816) 325-6900 during our operating hours from 9:30 a.m. to 5:30 p.m. We also have a convenient drive-thru service for quick transactions. Our leadership team, led by CEO Jay Neathery and Board President Jared Fears, is passionate about building lasting relationships within the community. With a net worth of $22,722,178 and total deposits reaching $4,363,811, we pride ourselves on maintaining a strong foundation that benefits all our members. Join us in exploring the various ways United Consumers can enhance your financial journey. Visit our website at uccumo.com for more information or stop by our branch today! We look forward to serving you!

Branch History & Mission

Community Engagement

Beyond financial services, United Consumers actively participates in local outreach efforts. We partner with various organizations to support educational programs and community events that uplift those around us. This commitment ensures that we are more than just a credit union; we are a partner in building a stronger Raytown. While members can visit us at 8730 E 63Rd St for all their banking needs, official correspondence should be sent to the same address as our mailing address: 8730 E 63rd St, Raytown, MO 64133. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of United Consumers today! For more information or assistance, feel free to reach out at (816) 325-6900 during our operating hours from 9:30 a.m. to 5:30 p.m., Monday through Friday. Together, let's build a brighter future for ourselves and our community!

Our Mission

The mission of United Consumers is clear: we strive to improve the financial well-being of our members through quality service and community involvement. We believe that everyone deserves access to reliable banking options, which is why we offer a wide range of services including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Our goal is not only to provide financial solutions but also to create lasting relationships that help individuals achieve their dreams. Our branch embraces modern technology while ensuring ADA compliance to make banking easier for all. We offer digital banking options like online banking and mobile applications, along with traditional services such as drive-thru banking and shared service centers for member convenience.

Branch Location & Accessibility

Call-to-Action

We invite you to visit us soon! If you have any questions or need assistance before stopping by, don't hesitate to call us at 816-325-6900. At United Consumers in Raytown, we're here to help you achieve your financial goals with friendly service and expert guidance!

Nearby Landmarks and Accessibility

You'll find our branch just a short drive from local landmarks like the Raytown Plaza Shopping Center and only a few minutes away from major roadways. This makes it easy to stop by while running errands or heading home from work. We prioritize accessibility for all our members, featuring ADA-compliant facilities that include ramps and ample parking. So whether you're visiting us on foot or by car, you'll find our branch welcoming and easy to access.

Operating Hours & Services

Our doors are open Monday through Friday from 9:30 a.m. to 5:30 p.m., ensuring you have plenty of time during the week to handle your banking needs. At United Consumers, we offer a variety of services tailored just for you whether it's personal banking, auto loans, mortgage refinancing, or business banking services. Plus, with our drive-thru service available, you can quickly make deposits or withdrawals without leaving your vehicle. For those who prefer digital solutions, we also provide online and mobile banking options that allow you to manage your accounts conveniently from anywhere.

Member Eligibility

At United Consumers, we believe that becoming a member is like joining a family dedicated to helping you achieve your financial goals. If you're wondering how to join our community, the process is straightforward and welcoming. You can become a member if you live, work, worship, or attend school in the areas we serve. Additionally, family members of existing members are also eligible to join us. This means that whether you're looking for personal banking options, auto loans, or simply want to enjoy the perks of being part of a credit union, we've got you covered. To get started on your membership journey at United Consumers, visit us at our location at 8730 E 63Rd St Raytown Mo 64133 or give us a call at (816) 325-6900. We're here to assist you with any questions you might have about eligibility and account opening. For more detailed information about membership criteria, feel free to check out our website at https://www.uccumo.com/about-us/become-a-member.html . Joining us is just a step away!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,005,267, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify your operations. For example, imagine a busy café using our point-of-sale systems that streamline transactions, allowing you to focus on serving customers rather than managing payments. Our services ensure that you can handle payments efficiently while providing a great experience for your patrons. Visit us at 8730 E 63Rd St Raytown Mo 64133 or call us at (816) 325-6900 to learn how we can assist your business in reaching its full potential!

Comprehensive List Of Services

Business Banking

If you're running a business, our Business Banking services, which include Merchant Services and Business Loans, can provide the support you need for growth and success. We know how crucial it is for small businesses to have access to the right financial resources.

Credit Cards and Rewards

For those who love rewards, our Credit Cards with Rewards program allows you to earn while you spend. It's an excellent way to make the most out of your purchases, turning everyday spending into exciting benefits.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features like Online & Mobile Banking. With just a few clicks on your smartphone or computer, you can manage accounts, transfer funds, and even make person-to-person payments effortlessly. Plus, our ATM services ensure easy cash withdrawals whenever needed.

Drive-Thru and Shared Services

For those who prefer in-person service but need quick transactions, our Basic Drive-Thru Banking allows for deposits and withdrawals without having to step inside. Additionally, we participate in shared branching transactions so members from partner credit unions can easily access their accounts at our branch. We encourage you to explore all these offerings at Raytown where member satisfaction is our top priority. For more information about how we can meet your financial needs or if you have any questions regarding services, please don't hesitate to reach out at (816) 325-6900. Your journey towards achieving your financial goals starts here!

Home Financing

When it comes to homeownership, our Mortgage Loans & Refinancing options are here to guide you through every step. You can trust us to provide personalized assistance, making the process smoother and more accessible than ever before. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services offer flexible solutions that fit your budget.

Personal Banking

Our personal banking services include Checking & Savings Accounts designed to help you manage your everyday finances effectively. Imagine having a reliable checking account that makes transactions effortless, or a savings account that helps you reach your future goals. We also offer Auto Loans & Vehicle Financing, ensuring that you can hit the road in no time, whether it's for a new car or refinancing an existing loan.

Digital & Online Banking

Key Features of Our Digital Banking Services

One of the standout features is our electronic signature authorization, making it easy for you to sign important documents without needing to visit a branch. This adds another layer of convenience while ensuring that your information remains secure. If you enjoy sending money to friends or family quickly, you'll appreciate our person-to-person transfer option. It's a simple way to send funds directly from your account to theirs with just a few taps on your screen. For those who prefer using their mobile devices for banking, we offer a dedicated mobile application. This app puts all the power of online banking right in your pocket. You can perform transactions on the go and keep track of your spending wherever life takes you. While mobile payments are not available at this time, our current offerings ensure that you have everything needed for effective account management right at your fingertips. At United Consumers, we strive to make banking accessible and user-friendly for everyone. Explore our digital services today and experience how easy it can be to stay on top of your finances!

Financial Strength

A Growing Member Base

Total Share Accounts: 31,429 show a strong and growing member base that trusts us with their finances. This growth reflects the community's confidence in our ability to provide reliable service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Consumers is your trusted partner. Visit us at 8730 E 63Rd St Raytown Mo 64133 or call (816) 325-6900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Excellence

Our operational efficiency is evident with a reported $0, which allows us to keep providing competitive loan rates and solid financial products for you. We take pride in having 50 full-time employees and 8 part-time employees who are dedicated to serving you with knowledgeable and committed support.

Member-Centric Savings

Members' savings are secured through $41,189,565 in share certificates and $9,032,524 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,031,267, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $21,178,633 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to offer $54,769 in used auto loans and $150,900,050 in total loans and leases reflects our strong lending capacity to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $22,722,178, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,137 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We've already issued $72,514,869 in used vehicle loans and $17,420,954 in new vehicle loans to help our members get on the road with ease. These competitive rates ensure that you can afford the vehicle you need without breaking the bank.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $3,005,267 provide the capital needed to grow and expand your business operations. Whether you're looking to invest in equipment or cover operating costs, we're here to support your entrepreneurial journey. We also recognize that refinancing options may be beneficial depending on your situation. If you're considering refinancing any of your existing loans or exploring eligibility options for new products, we encourage you to reach out to us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At United Consumers, we're dedicated to providing financial solutions that empower our members every day!

Credit Lines

For those looking for additional flexibility in managing cash flow or unexpected expenses, our total credit lines amount to $23,183,931. This option allows you to access funds as needed while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $9,440,227, making buying or refinancing simple and accessible. We are here to guide you through the process and find a solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $3,929,083 in unsecured credit card loans available, our members can manage their finances effectively and take control of their spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs.

UNITED CONSUMERS CREDIT UNION