United Community Credit Union Wilmerding PA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to United Community! Nestled in the heart of Wilmerding, PA, at 201 Airbrake Ave, our credit union has been a trusted financial partner since 1951. With a strong commitment to our members, we proudly serve over 9,238 individuals and families in our community, helping them achieve their financial goals. At United Community, we understand that banking is about more than just transactions; it's about building relationships. Our total assets stand at an impressive $120,804,053, reflecting our stability and dedication to providing exceptional service. We have also facilitated a total of 3,016 loans, making dreams come true through auto financing, mortgages, and personal loans. In addition to our robust lending programs, our members enjoy the security of $8,856,132 in deposits. This trust empowers us to maintain a solid net worth of $14,398,193 and ensures that your money is safe with us. You can access your accounts easily via online and mobile banking or visit us in person to experience our friendly service firsthand. Our leadership team is dedicated to your success. CEO Jeffrey Maddock and Board President David Hvizdos are passionate about fostering a welcoming environment where every member feels valued. Whether you're interested in opening a savings account or exploring loan options, our knowledgeable staff of 21 employees is here to assist you. While members can visit us at 201 Airbrake Ave, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, don't hesitate to reach out at 412-824-8248. Join us at United Community and become part of a credit union that truly cares about its members. Visit us today or check out our website at unitedcommunityfcu.org for more information on how we can help you thrive financially!

Branch History & Mission

Looking Ahead

As we reflect on our rich history, we look forward to continuing this legacy of service. Under the leadership of CEO Jeffrey Maddock and Board President David Hvizdos, United Community aims to innovate while remaining rooted in its core values of trust and support. We invite you to join us on this journey! Experience the benefits of being part of a credit union that truly cares about its members. Visit us today or call us at 412-824-8248 for more information on how you can become a member of United Community. Together, let's build a brighter future for everyone in Wilmerding!

Our Mission

At United Community, we are dedicated to empowering individuals and families through accessible financial products tailored to their needs. Whether it's personal banking options like checking and savings accounts or loans for vehicles and homes, our aim is to make banking simple and supportive. We prioritize community outreach initiatives that foster financial literacy and well-being. We understand that convenience matters. That's why we offer a variety of services including online banking, mobile payments, and ATM access for easy transactions on the go. Our drive-thru service further enhances accessibility for all members, ensuring that banking remains stress-free. While members can visit us at 201 Airbrake Ave in Wilmerding for all their banking needs, official correspondence should be sent to the same address. With our shared service center available, we extend our reach even further by partnering with other credit unions to serve our community better.

Branch Location & Accessibility

Convenient Access and Features

At United Community, we understand the importance of accessibility. Our branch is designed with features that accommodate everyone, including ADA-compliant ramps for easy entry. Whether you are visiting us for personal banking or business services, you'll find ample parking available right outside our doors. We're here to serve you during convenient hours: Monday through Thursday from 9 AM to 4:30 PM and on Fridays until 6 PM. If you need assistance outside these hours, don't hesitate to reach out at 412-824-8248. Our friendly staff is always ready to help!

Services Tailored for You

When you visit us at the Wilmerding Office, you'll discover a wide range of financial services designed just for you. From checking and savings accounts to auto loans and mortgages, we've got what you need. Plus, with our ATM availability and drive-thru banking options, managing your finances has never been easier. If you're a member of another participating credit union, feel free to take advantage of our shared service center as well! It's all part of our commitment to providing seamless banking experiences for our members. While members can visit us at 201 Airbrake Ave, official correspondence should be sent to our mailing address: 201 Airbrake Avenue, Wilmerding, PA 15148. We invite you to come see how United Community can support your financial goals. Stop by today or give us a call we look forward to welcoming you!

Member Eligibility

At United Community, we believe that joining our credit union is like becoming part of a caring family where your financial well-being is our priority. To become a member, you simply need to meet some friendly eligibility criteria. Typically, this includes being a resident or working in the local area, as well as having ties to certain community organizations or professions. We welcome individuals from various backgrounds, making it easy for you to find your place among us. If you want to learn more about the specific eligibility details, feel free to visit our website at United Community Eligibility. Once you determine that you're eligible, opening an account is a breeze! Our team is here to assist you every step of the way. Just give us a call at (412) 824-8248, and we can guide you through the process. You can also stop by our branch located at 201 Airbrake Ave Wilmerding Pa 15148 to chat with one of our friendly staff members who will help make your transition into membership smooth and enjoyable. Join us today and start enjoying the many benefits of being a member at United Community!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to our loan options, we offer merchant services that simplify transactions and enhance customer experiences. Picture this: you run a bustling café in Wilmerding, PA, and with our easy-to-use payment solutions, customers can pay seamlessly while you focus on delivering great service. We equip businesses like yours with tools that streamline operations and improve cash flow. If you're ready to explore how our services can help your business thrive, visit us at 201 Airbrake Ave Wilmerding Pa 15148 or give us a call at (412) 824-8248. Let's embark on this journey together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no commercial loans issued, we are eager to work with local businesses and provide flexible financing solutions when needed. Imagine being able to fund a new project or upgrade your equipment with the right financial support this is what we aim to deliver.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our office features an ATM for easy withdrawals and balance checks. Additionally, our drive-thru service allows you to complete basic transactions without leaving your vehicle perfect for those busy days when time is tight.

Business Banking Solutions

For business owners, we offer a suite of banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you with personalized solutions that cater to your specific needs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features, allowing you to manage your accounts anytime, anywhere. With options like mobile payments, e-statements, and person-to-person transfers, handling your finances has never been easier. You can check balances, pay bills, and transfer money all from the palm of your hand.

Personal Banking Services

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having an account that not only keeps your funds safe but also earns interest over time. If you're planning to purchase a vehicle, our auto loans and vehicle financing options make it easy and affordable to drive away in your dream car. We understand that life can bring unexpected expenses; that's why we offer personal loans and debt consolidation services to help you regain control of your finances. Thinking about buying a home? Our mortgage loans and refinancing services provide competitive rates and flexible terms to fit your budget. Plus, with our credit cards with rewards, you can earn points on everyday purchases, making it easier to treat yourself or save for future goals.

Shared Branch Transactions

As part of a larger network, we also offer shared branch transactions for members of partner credit unions. This means you can perform deposits and withdrawals even when you're away from our location. --- At the Wilmerding Office, located at 201 Airbrake Ave Wilmerding PA 15148, we are committed to providing exceptional service with a personal touch. For more information about our services or if you have questions about how we can assist you, don't hesitate to give us a call at 412-824-8248. Experience the difference with United Community today!

Digital & Online Banking

Key Services

With our online banking platform, available at https://www.unitedcommunityfcu.org/homepage/index.html , you can handle all your banking needs 24/7. Need to check your balance? Transfer funds? Or maybe pay bills? It's all just a click away! And if you're someone who prefers using mobile devices, our user-friendly mobile application lets you manage your accounts right from your smartphone or tablet. We also offer electronic signature authorization, making it easier than ever to sign documents securely without the hassle of printing or mailing them. Plus, our e-statements feature allows you to receive your account statements electronically, ensuring that you stay organized while also helping the environment.

Security & Accessibility

Security is at the forefront of everything we do. Our systems are designed with advanced security measures to protect your personal information and transactions. You can also enjoy the convenience of person-to-person transfers, allowing you to send money quickly to friends or family without needing cash or checks. If you're a fan of mobile payments, you'll love our integrated feature that enables quick and easy transactions directly from your phone. No need to carry cash or cards simply use your device wherever mobile payments are accepted. In summary, United Community makes banking simple, secure, and accessible for everyone. Whether you're using our online banking services or our mobile app, managing your finances has never been easier! For more information about our digital banking offerings, visit us at https://www.unitedcommunityfcu.org/homepage/index .html today!

Financial Strength

Dedicated Team

We also take pride in having 19 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a growing member base of 9,238 total share accounts, it's clear that our community trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Community is your trusted partner. Visit us at 201 Airbrake Ave Wilmerding PA 15148 or call 412-824-8248 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $9,988,252 in share certificates and $2,319,791 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $4,837,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment enables us to support your goals whether it's through auto loans or other financing needs.

Solid Financial Foundation

With a net worth of $14,398,193, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

We are proud to offer $49,973,928 in total loans and leases, including 1,438 used auto loans. This lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $738,154, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,077,653 in used vehicle loans and $14,841,969 in new vehicle loans already helping members get on the road. Whether you are eyeing a brand-new model or a reliable pre-owned vehicle, our financing options can make the process easier and more affordable.

Credit Lines

For those looking for extra flexibility with their finances, our total credit lines amount to $9,000,000. This can be an excellent resource for managing unexpected expenses or funding projects without needing a traditional loan. At United Community, we strive to provide services that meet your financial needs while ensuring transparency and ease of access. For more information about any of our loan products or to discuss your specific situation further, feel free to contact us at 412-824-8248 or visit us at our branch located at 201 Airbrake Ave Wilmerding PA 15148. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,653,930, make buying or refinancing simple. We provide competitive rates and flexible terms tailored to fit your needs. If you're considering refinancing your current mortgage, our team is here to guide you through the eligibility options that could save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, we have a total of $0 in unsecured credit card loans available for our members. This product helps you manage your finances effectively while enjoying benefits like rewards and cashback options.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results to our users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness and reliability of the platform in helping users secure better loan terms. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UNITED COMMUNITY FEDERAL CREDIT UNION - Wilmerding, PA