United Community Credit Union West Mifflin PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United Community, your trusted financial partner located at 6010 Mountain View Dr, West Mifflin, PA 15122. Since our establishment in 1951, we have been dedicated to serving our community with integrity and reliability. With a growing membership of 9,238 individuals, we pride ourselves on being more than just a credit union; we are a vital part of the lives of those we serve. At United Community, we understand that financial well-being is essential for everyone. That's why we manage a robust asset base of $120,804,053 and total deposits reaching $8,856,132. Our commitment to our members is reflected in our extensive range of services, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our leadership team is here to ensure you receive the best service possible. Under the guidance of CEO Jeffrey Maddock and Board President David Hvizdos, we strive to create a welcoming environment where your financial needs are prioritized. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 6010 Mountain View Dr, West Mifflin, PA 15122-2425. With over 21 employees ready to assist you, we're equipped to handle everything from simple transactions to complex financial inquiries. We invite you to experience the difference at United Community. Whether you're looking to open an account or explore loan options our friendly staff is just a phone call away at 412-653-8000. Join us today and discover how United Community can help you achieve your financial goals! Visit us online at unitedcommunityfcu.org for more information on our services and offerings.

Branch History & Mission

Join Us

As you explore your financial options, we invite you to become part of the United Community family. Whether you're looking for guidance on saving for a home or simply need a reliable place for your everyday banking needs, we're here for you. Feel free to visit us during our operating hours: Monday through Friday from 8:30 AM to 4:30 PM and Saturday from 9:00 AM to 12:00 PM. For any inquiries or assistance, don't hesitate to call us at 412-653-8000. Together, let's build a brighter future one member at a time!

Mission Statement

At United Community, our mission goes beyond traditional banking. We strive to create a welcoming environment where everyone feels valued. We aim to provide personalized service that meets the unique needs of each member while actively supporting community development. Our commitment extends to ensuring that all members can benefit from modern conveniences like online banking, mobile payments, and ATM access all designed with you in mind. We believe in fostering relationships built on trust and transparency. That's why we are proud to offer features such as drive-thru banking for quick transactions and shared service centers for those who may need assistance outside of regular hours.

Our Story

From humble beginnings, United Community was established with the mission to empower individuals and families through accessible financial solutions. Our branch is conveniently situated at 6010 Mountain View Dr, West Mifflin, PA 15122, a location that symbolizes both stability and growth. With our headquarters located just a short distance away in West Mifflin, we are rooted deeply in Allegheny County, making us easily accessible for all your banking needs. Since our inception, we have achieved remarkable milestones. Today, our total assets stand at an impressive $120,804,053, reflecting our commitment to responsible growth and sustainable practices. We offer a wide array of services including personal checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our goal has always been to support not only your financial aspirations but also the broader community by participating in local initiatives and partnerships.

Branch Location & Accessibility

Convenient Access and Features

Parking is readily available at our location, with ample space for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure that all members can visit us comfortably. If you prefer banking from your vehicle, we also offer a drive-thru service for quick transactions without leaving your car.

Get in Touch!

Have questions? Don't hesitate to call us at 412-653-8000! Our friendly staff is ready to assist you with any inquiries you may have. We invite you to come visit United Community today where your financial well-being comes first!

Operating Hours That Fit Your Schedule

At United Community, we understand that life can be busy. That's why we're open Monday through Friday from 8:30 AM to 4:30 PM, with Saturday hours from 9:00 AM to 12:00 PM. Whether you need assistance during the week or prefer to stop by on the weekend, we're here to help when it's convenient for you.

Services Tailored Just for You

We take pride in offering a wide range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, our team is dedicated to providing personalized assistance. Our ATM is available for cash withdrawals and balance inquiries anytime you need it, making banking with us even more convenient. Additionally, if you're a member of another participating credit union, feel free to utilize our shared service center for deposits and withdrawals. While members can visit us at 6010 Mountain View Dr, official correspondence should be sent to 6010 Mountain View Dr, West Mifflin, PA 15122-2425.

Member Eligibility

At United Community, we believe that everyone deserves a place in our friendly community, where you can access personalized financial services tailored just for you. Becoming a member is simple! If you're a resident of the area or work here, you may be eligible to join us. We invite anyone who shares our values and goals to explore membership options. It's not just about banking; it's about being part of a supportive family that prioritizes your financial well-being. To start your journey with us, you can easily open an account at our branch located at 6010 Mountain View Dr West Mifflin Pa 15122. Our team is ready to assist you with the process, ensuring it's smooth and welcoming. If you have questions or want more details about eligibility, feel free to give us a call at (412) 653-8000 or visit our website for updated information: . We can't wait to welcome you into the United Community family!

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you operate a brick-and-mortar store or an online shop, our reliable payment solutions ensure you can accept payments easily and securely. This means you can focus on what matters most growing your business! If you're interested in exploring how United Community can help your business thrive, visit us at 6010 Mountain View Dr West Mifflin Pa 15122 in West Mifflin, PA or give us a call at (412) 653-8000. We're here to support your journey every step of the way!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we aim to provide flexible financing solutions tailored to your requirements when the need arises. Imagine having the resources to purchase new equipment, hire additional staff, or even open a new location. Our commercial loans can help turn those visions into reality.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, United Community has specialized services just for you. Our business banking solutions include merchant services and business loans designed to support your company's growth. We're committed to helping local businesses thrive by providing the financial tools necessary for success.

Credit Cards and Personal Loans

For those unexpected expenses or planned purchases, consider our personal loans and debt consolidation options. We aim to help you achieve financial peace of mind by offering flexible repayment plans that fit into your lifestyle. Plus, don't forget about our credit cards with rewards! These cards not only give you purchasing power but also reward you for every dollar spent.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, transfer money, and even deposit checks all from the comfort of your home or on the go. We also provide ATM access for cash withdrawals and balance checks whenever you need them. And if you prefer face-to-face interactions, our drive-thru service allows for quick deposits and withdrawals without leaving your car. Additionally, through shared branch transactions, members of partner credit unions can easily complete basic transactions at our location.

Get Started Today!

Whether you're opening a new account or seeking advice on loans, our team at United Community is ready to assist you. Feel free to call us at (412) 653-8000 or visit us during lobby hours: Monday through Friday from 8:30 AM to 4:30 PM and Saturday from 9:00 AM to 12:00 PM. Join us today and discover how we can help you achieve your financial goals! For more information about all our services, visit us online at https://www.unitedcommunityfcu.org/homepage/index.html .

Personal Banking Solutions

Start your financial journey with our personal banking services. We offer checking and savings accounts that make it easy to manage your day-to-day expenses while helping you save for the future. Need to finance a new car? Our auto loans and vehicle financing options are tailored to fit your budget, ensuring that you can drive away in the vehicle of your dreams without breaking the bank. Thinking about buying a home? Our mortgage loans and refinancing options provide competitive rates and flexible terms. We understand that everyone's situation is unique, which is why our team is here to guide you through the entire process, from application to closing.

Digital & Online Banking

Accessibility and Ease of Use

We believe that banking should be straightforward. That's why all our digital services are user-friendly and designed with you in mind. Whether you're tech-savvy or just getting started with online banking, you'll find our services intuitive and easy to navigate. In summary, at United Community, we are committed to providing you with convenient and secure digital banking options that fit into your lifestyle. Experience the freedom of managing your finances anytime, anywhere!

Key Features

Security is a top priority for us. Our platform utilizes electronic signature authorization, ensuring that your transactions are safe and verified. You can also opt for e-statements, which not only keep your documents secure but are also environmentally friendly and easily accessible. Need to send money to friends or family? Our person-to-person transfer feature makes it simple and quick. And if you're on the go, take advantage of our mobile payments option, allowing you to make purchases directly from your phone.

Financial Strength

Efficient Operations

Our net income of $738,154 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

With a total of 15,782 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. This growing community is the heart of what we do; it inspires us every day to work harder for your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Community is your trusted partner. Visit us at 6010 Mountain View Dr West Mifflin PA 15122 or call 412-653-8000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Member Services

With $4,837,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our ability to provide $49,973,928 in total loans and leases, including $14,377,653 allocated for used auto loans alone.

Secure Savings Options

Members' savings are secured through $9,988,252 in share certificates and $2,319,791 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $14,398,193, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,077,653 in used vehicle loans and $14,841,969 in new vehicle loans already helping members get on the road. Our loan options are designed to fit your budget and lifestyle. Plus, we provide refinancing options if you're looking to lower your monthly payments or reduce your interest rate.

Credit Lines and Credit Cards

For those looking for flexibility, our total credit lines amount to $9,000,000, providing you with access to funds when you need them most. We also offer unsecured credit card loans that can help manage your finances effectively; however, please note we currently have no outstanding unsecured credit card loans at this time. Our team is dedicated to helping you navigate through your options and find the best solutions for your unique circumstances. For any questions or assistance with eligibility requirements and refinancing options, feel free to reach out to us at 412-653-8000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 6010 Mountain View Dr West Mifflin Pa 15122 and let's discuss how we can help you finance your future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,653,930, make buying or refinancing simple. We guide you through every step of the process to ensure you find a mortgage that suits your needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every offer you see is fair and transparent. Each institution's data is regularly updated, so you can trust that you're getting the most accurate information available.

UNITED COMMUNITY FEDERAL CREDIT UNION