United Community Credit Union Houston TX | Top Checking & Business Loans

Introduction

Welcome to United Community at the Summerwood Financial Center, your trusted partner in financial well-being since 1950. Located conveniently at 13700 E Sam Houston Parkway N, Houston, TX 77044, we are proud to serve our vibrant community with a commitment to excellence and member satisfaction. With over 13,607 members and total assets reaching an impressive $124,950,275, we focus on providing personalized banking solutions tailored to meet your unique needs. While you can visit us at our branch for all your banking requirements, any official correspondence can be sent to the same address. Our dedicated team of 54 employees, led by CEO Mac McDermott and Board President Alice Adams, is here to ensure you receive the best service possible. At United Community, we understand that financial decisions can be daunting. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. With total deposits of $6,047,118 and a net worth of $13,811,958, we stand ready to support your financial journey. Our commitment goes beyond just numbers; it's about building relationships within the community. Whether you're looking for a new car or planning for your future home, we are here to guide you every step of the way. Ready to take control of your finances? Don't hesitate to call us at 713-674-5778 or visit our website at unitedccu.com for more information on how we can assist you today!

Branch History & Mission

Commitment to Accessibility

In an effort to make banking as easy as possible for everyone, United Community prioritizes accessibility. Our branch is ADA compliant, ensuring that all members can enjoy our services without barriers. Additionally, we offer drive-thru banking for quick transactions and have invested in digital advancements like online banking and mobile applications. While you can visit us at 13700 E Sam Houston Parkway N, official correspondence should be sent to the same address if you need assistance or have inquiries.

Join Us Today!

We invite you to experience the benefits of membership at United Community. Whether you're looking for personal financial products or business solutions tailored just for you, we're here to help every step of the way. Join us today and become part of a community that truly cares about your financial well-being. For more information or assistance, feel free to reach out at 713-674-5778 during our operating hours: - Lobby Hours: - Monday, Tuesday, Wednesday & Friday: 7:00 AM - 5:00 PM - Thursday: 7:00 AM - 6:00 PM - Saturday: 9:00 AM - 1:00 PM Together, let's build a brighter financial future!

Our Journey

United Community began its journey in a small office, dedicated to providing accessible financial services to individuals and families in Houston. As we expanded our offerings and embraced new technologies, our commitment to personal service remained steadfast. Throughout the years, we have celebrated numerous milestones that reflect our growth and dedication to our members. From introducing innovative online banking solutions to enhancing our ATM availability for convenient access, we've worked hard to meet the demands of modern banking.

Our Mission

At United Community, our mission is simple: to empower our members by providing financial solutions that help them achieve their goals. We believe that everyone deserves access to quality financial services and support. Whether it's through personal banking options like checking accounts and auto loans or business banking solutions such as merchant services and business loans, we strive to create opportunities for all. We also recognize the importance of giving back to the community that has supported us for so long. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us and foster a sense of belonging among our members.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Feel free to reach out at 713-674-5778. We're here to help! Visit us at our Summerwood Financial Center today and discover how we can support your financial journey.

Nearby Landmarks and Accessibility

Just a stone's throw away from popular spots like the Lake Houston Wilderness Park, our branch is positioned near major roadways making it simple to pop in for banking needs. We are committed to accessibility; our location includes features such as ADA-compliant ramps and ample parking space, ensuring everyone can visit us with ease.

Operating Hours and Services

We understand that convenience matters. Our lobby hours are open Monday through Wednesday and Friday from 7:00 AM to 5:00 PM, with extended hours on Thursday until 6:00 PM. We even welcome you on Saturdays from 9:00 AM to 1:00 PM! If you're in a hurry, take advantage of our drive-thru service for quick transactions like deposits and withdrawals. At United Community, we offer a wide range of services tailored to meet your banking needs from personal checking and savings accounts to auto loans and credit cards with rewards. Plus, you can manage your finances anytime with our online and mobile banking options.

Member Eligibility

Becoming a member of United Community is like joining a close-knit family that supports your financial journey. If you're looking to enjoy personalized services and great benefits, you'll be happy to know that eligibility is open to those who live, work, or worship in the area, as well as immediate family members of existing members. This means that if you're connected to our community, you can easily become part of it! To learn more about the specific eligibility requirements, feel free to check out the details at . Opening an account with us is straightforward and welcoming! All you need to do is visit our branch located at 13700 E Sam Houston Parkway N Houston Tx 77044, where our friendly staff will guide you through the process. You can also reach us at (713) 674-5778 if you have any questions or need assistance before your visit. We look forward to welcoming you into the United Community family, where we prioritize your needs and strive to help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans That Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We know that access to funds can be crucial for expanding operations or launching new initiatives. Imagine being able to purchase new equipment, hire additional staff, or expand your physical location all made possible by our flexible loan options.

Merchant Services That Simplify Transactions

In addition to loans, we offer comprehensive merchant services that can streamline your payment processes. Picture this: your customers easily make purchases using various payment methods, while you enjoy faster transactions and improved cash flow. With our solutions, handling payments becomes a hassle-free experience, allowing you more time to focus on what matters most growing your business. Located at 13700 E Sam Houston Parkway N Houston Tx 77044 in Houston, TX, we invite you to explore how our business banking and commercial services can be the catalyst for your success. For inquiries, feel free to contact us at (713) 674-5778. Together, let's build a stronger future for your business!

Comprehensive List Of Services

Business Banking Services

Running a business can be challenging, but with our Business Banking offerings like merchant services and business loans, you can focus on what matters most: growing your business. We work alongside entrepreneurs to provide the financial tools necessary for success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking, giving you access to your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on-the-go through our mobile app. Our ATM & cash withdrawal services ensure that you have easy access to cash whenever you need it.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but may not have time for a full visit, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. We also provide basic ATM access for withdrawals and balance checks so that banking remains hassle-free. At United Community, we are committed to making your banking experience as smooth as possible. Our friendly staff is always ready to assist you in finding the right financial solutions tailored just for you. If you're ready to explore how we can help meet your financial needs or if you have any questions about our services, don't hesitate to reach out! Call us at (713) 674-5778 or visit us at Summerwood Financial Center today!

Personal Banking Solutions

For individuals seeking reliable banking options, our Personal Banking services include checking and savings accounts that help you manage your money effectively. Want to buy a new vehicle? Our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. If you're considering a home purchase or want to refinance your existing mortgage, we offer competitive Mortgage Loans & Refinancing solutions that can fit your budget. We know life can be unpredictable, which is why our Personal Loans & Debt Consolidation services provide flexible options to meet your needs when unexpected expenses arise. Plus, our Credit Cards with Rewards allow you to earn points for every dollar spent, making everyday purchases more rewarding.

Digital & Online Banking

Key Features

Security is a top priority for us. That's why we offer electronic signature authorization for documents and transactions, making sure that your information is protected while still allowing for a quick and easy process. Additionally, our members enjoy the convenience of e-statements viewing your account statements online not only saves paper but also allows you to access your financial history effortlessly. Need to send money to friends or family? With our person-to-person transfer feature, sending funds is simple and instant. Plus, if you're always on the go, our mobile application gives you access to all these features right from your smartphone. While we currently don't support mobile payments, our app is equipped with everything else you need for effective account management. At United Community, we believe in making banking accessible for everyone. Whether you're at home or out and about, our digital services provide real-time updates on your accounts so you're never left in the dark about your finances. Join us today and experience how easy managing your money can be!

Financial Strength

A Growing Community

We also boast a growing membership base with a total of 25,331 share accounts. This shows that more individuals are choosing to trust United Community with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Community is your trusted partner. Visit us at 13700 E Sam Houston Parkway N Houston Tx 77044 or call (713) 674-5778 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $13,811,958 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we currently have $1,963 in used auto loans and a total of $95,294,883 in loans and leases available to help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $14,672,710 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,492,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We're proud to have 48 full-time employees and 6 part-time employees who are dedicated to serving you with expertise and care.

Our Financial Health

With a net worth of $13,811,958, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,288,108 in used vehicle loans and $16,666,510 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can drive away with peace of mind.

Credit Lines

For those looking for added flexibility, our credit lines totaling $15,000,000 can be a great option. They allow you to access funds when needed without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,552,453, designed to help you secure your dream home without unnecessary stress.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, feel free to reach out. Our team is here to guide you through the process and find the best solutions for your financial situation. For more information or to discuss your specific needs, please contact us at 713-674-5778. We're located at 13700 E Sam Houston Parkway N Houston Tx 77044, and we're eager to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $5,296,448 in loans helping members manage their finances effectively, our credit cards provide the convenience you need along with rewards that make every purchase more valuable.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. You can trust that the information you see is accurate and up-to-date. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Each comparison reflects the true market rates available to you. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh equips users with the information needed to make informed decisions quickly. This feature helps you save both time and money when searching for loans. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of the platform in delivering value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNITED COMMUNITY CREDIT UNION - Houston, TX