United Community Credit Union Houston TX | Best Auto Loans & Business Banking

Introduction

Welcome to United Community, your trusted partner in financial well-being located at 771 Normandy St, Houston, TX 77015. Established in 1950, our credit union has been dedicated to serving the local community with a strong commitment to personal banking and community growth. With over 13,600 members, we pride ourselves on creating an environment where everyone feels valued and supported. At United Community, we understand that financial decisions can be daunting. That's why we offer a variety of services tailored just for you, from checking and savings accounts to auto loans and mortgages. Our total assets exceed $124 million, reflecting our stability and reliability as a financial institution. With $6,047,118 in deposits and a solid net worth of $13,811,958, you can trust that your money is safe with us. Under the leadership of our CEO, Mac McDermott, and Board President, Alice Adams, we strive for excellence in customer service while fostering a culture of integrity and transparency. Our team of 54 dedicated employees is here to assist you with all your banking needs, whether it's through our convenient drive-thru services or online banking options available on our website unitedccu.com. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 606, Galena Park, TX 77547. We invite you to explore how we can help you achieve your financial goals. Give us a call at 713-674-5778 or stop by to learn more about what United Community can do for you!

Branch History & Mission

Join Us Today!

As we look ahead, we invite you to join the United Community family. Whether you're looking for a new bank or seeking personalized financial solutions that suit your lifestyle, we're here for you. Experience the benefits of being part of a community-focused credit union that prioritizes your needs above all else. Call us today at 713-674-5778 or visit our website at unitedccu.com to learn more about how we can help you achieve your financial goals!

Our Journey

From the very beginning, United Community was founded on the principles of service and community. We opened our doors to provide individuals and families with accessible financial services that empower them to achieve their goals. Over the years, we've adapted to meet the changing needs of our members while staying true to our mission of supporting the local community. Our operational hours reflect our commitment to serving you when it's most convenient. The lobby is open Monday through Wednesday and Friday from 7:00 AM to 5:00 PM, Thursday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. For those on the go, we also offer drive-thru banking options and ATM access for quick transactions.

Our Mission

At United Community, our mission is simple yet profound: We aim to provide exceptional financial services while fostering a strong sense of community. We believe in making banking personal by offering everything from checking and savings accounts to auto loans, mortgages, personal loans, and credit cards with rewards. Our focus isn't just on transactions; we are here to build lasting relationships with our members. In addition to traditional banking services, we are committed to community outreach. Through partnerships with local organizations and initiatives aimed at improving financial literacy and well-being in Houston, we strive to make a real difference in people's lives. While members can visit us at 771 Normandy St for all their banking needs, official correspondence should be sent to PO Box 606 in Galena Park, TX 77547.

Branch Location & Accessibility

Accessibility Features

Our branch is committed to making banking accessible for everyone. We offer convenient parking right outside our entrance and have ADA-compliant features, including ramps and accessible pathways, ensuring that all members can visit us comfortably.

Contact Us

Have questions or want to learn more? Don't hesitate to give us a call at 713-674-5778. Our friendly team is eager to assist you. We invite you to visit us soon at the United Community branch where community matters most!

Operating Hours

We know your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Our lobby is open Monday through Wednesday and Friday from 7:00 AM to 5:00 PM, and on Thursdays until 6:00 PM. For those weekends when you need a little extra help, we're here for you on Saturdays from 9:00 AM to 1:00 PM.

Services Offered

At United Community, we provide a variety of services tailored to meet your banking needs. Whether you're looking for personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgage refinancing, we've got you covered! Plus, enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your car.

Member Eligibility

Becoming a member of United Community is like joining a welcoming family that truly cares about your financial well-being. If you're in the community or work for an employer that partners with us, you're already on the right path! We love to support our neighbors and make banking accessible to everyone. To check if you meet all the eligibility criteria, simply visit our detailed page at . It's straightforward and user-friendly, ensuring you can find everything you need without any hassle. Once you're ready to open an account, the process is just as easy! You can reach out to us at (713) 674-5778, or better yet, come visit us at our branch located at 771 Normandy St Houston Tx 77015. Our team is eager to assist you and guide you through every step of becoming part of our community. Join us today and discover the many benefits of membership at United Community!

Business Banking & Commercial Services

Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Picture this: you're at a busy market day, and customers are eager to pay for their purchases. With our merchant services, you can accept various payment types quickly and securely, ensuring a smooth transaction every time. This means happier customers and more sales for your business. Visit us at 771 Normandy St Houston Tx 77015 in Houston, TX, or call us at (713) 674-5778 to explore how we can help support your business journey today!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our branch provides easy access through ATM services, allowing you to withdraw cash or check balances without stepping inside. For those who prefer in-person assistance but have limited time, our drive-thru banking service offers essential transactions like deposits and withdrawals without leaving your vehicle. At United Community, we strive to create an environment where our members feel valued and supported. We invite you to visit us at 771 Normandy St Houston Tx 77015 in Houston, TX, or give us a call at (713) 674-5778. Join us today and discover how our comprehensive range of services can enhance your financial journey!

Business Banking for Your Success

For our business members, we understand the unique challenges you face. Our business banking services, including merchant services and business loans, are tailored to help your venture thrive. We aim to be more than just your financial institution; we want to be your partner in growth.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With just a few clicks, you can check balances, transfer funds, pay bills, and even make deposits from the comfort of your home or on the go.

Financial Support When You Need It

Life can be unpredictable, and sometimes you need extra support. That's why we offer personal loans and debt consolidation services to assist with unexpected expenses or to simplify your finances. Additionally, our credit cards with rewards provide you the opportunity to earn points on purchases, giving you more value for every dollar spent.

Personal Banking Solutions

Our personal banking services are designed with your everyday needs in mind. You can choose from various checking and savings accounts that fit your lifestyle. For those planning to buy a new car, our auto loans and vehicle financing options come with competitive rates and flexible terms. If you're considering purchasing a home or want to refinance an existing mortgage, our mortgage loans and refinancing solutions can help make your dream a reality.

Digital & Online Banking

Key Services

Our online banking platform, accessible through https://www.unitedccu.com/ , allows you to view your account balances, pay bills, and transfer money easily. You can also enjoy the benefits of e-statements for quick access to your financial information without the clutter of paper statements. Plus, our electronic signature authorization means you can sign documents online securely, saving you a trip to the branch. If you're on the go, don't worry! Our mobile application is available for download, making it simple to perform banking tasks right from your smartphone. Whether you need to check your balance or make person-to-person transfers, we've got you covered. And while we currently don't offer mobile payments, we're continuously working to improve your experience.

Security and Accessibility

Your security is our priority. We use advanced measures to keep your information safe while giving you 24/7 access to your accounts through our online banking services. You can bank with confidence knowing that you're protected every step of the way. In today's fast-paced world, managing your finances should be straightforward and stress-free. With our user-friendly features and real-time account management tools, banking at United Community becomes not just easy but enjoyable too. Whether you're at home or out and about, we're here for all your banking needs!

Financial Strength

Committed Team

We also take pride in having 48 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey with confidence. Total Share Accounts stand at 25,331, showcasing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Community is your trusted partner. Visit us at 771 Normandy St Houston Tx 77015 or call (713) 674-5778 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $13,811,958 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth ensures that we are continually improving the services we provide. Our lending capacity supports members' financial goals across various sectors with $1,963 in used auto loans and $95,294,883 in total loans and leases. This allows us to assist you whether you're looking to buy a car or need financing for other needs.

Secure Savings Options

Members' savings are secured through $14,672,710 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have no money market shares, our focus remains on delivering secure and competitive options for your savings. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,492,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $13,811,958, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation reflects our commitment to serving you effectively and responsibly. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,288,108 in used vehicle loans and $16,666,510 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is ready to assist you with competitive rates and flexible terms.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,296,448 in loans helping members manage their finances effectively. This option provides you with purchasing power and helps build your credit profile while keeping your financial flexibility intact.

Credit Lines and Refinancing

For those considering additional borrowing options or refinancing existing loans, we provide total credit lines of $15,000,000. This feature allows members to access funds as needed while only paying interest on what they use. If you're looking for better terms on current loans or seeking a fresh start with refinancing options, our dedicated team can guide you through the eligibility process. At United Community, we believe in empowering our members through financial education and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how our loan offerings can help you achieve your dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,552,453, making buying or refinancing simple. We guide you through every step of the process to ensure that you find the right mortgage solution tailored to your needs.

Loan Aggregator

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Ensuring Accurate Comparisons

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UNITED COMMUNITY CREDIT UNION