United Churches Credit Union Taylor MI | Best Auto Loans & Checking

Introduction

Welcome to United Churches, your trusted financial partner located at 20252 Ecorse Rd, Taylor, MI 48180. Established in 1957, we have proudly served our community for over six decades, building lasting relationships with our 1,241 members. Our commitment to providing exceptional financial services is reflected in our impressive assets totaling $21,140,871 and total deposits of $1,705,105. At United Churches, we believe in empowering our members through personalized banking solutions tailored to meet individual needs. Whether you're looking for auto loans, savings accounts, or business banking services, we are here to support you every step of the way. Our experienced team is led by CEO Kathleen Willemse and Board President Alan Srodawa, who are dedicated to ensuring that you receive the best possible service. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 20252 Ecorse Rd, Taylor, MI 48180. We pride ourselves on transparency and accessibility feel free to reach out to us at (313) 382-1340 during our lobby hours: Monday through Thursday from 9:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us today and discover how United Churches can help you achieve your financial goals! Visit our website at unitedchurchescu.org for more information about our services and membership eligibility. Let's build a brighter financial future together!

Branch History & Mission

Community Engagement

We take pride in being more than just a bank; we are an integral part of the Taylor community. Our partnerships with local organizations allow us to give back in meaningful ways from sponsoring events that bring neighbors together to offering workshops that promote financial literacy. Our facilities are designed with inclusivity in mind; we ensure ADA compliance so that everyone can access our services without barriers. Though we do not offer drive-thru banking at this location, our ATM services are available for your convenience.

Join Us!

As we look towards the future, we invite you to join us on this journey. Whether you're looking for a new account or exploring loan options, United Churches is here to help you achieve your financial goals. Experience the benefits of being part of a credit union that cares about your success! For any inquiries or assistance, feel free to reach out at 313-382-1340 or visit us online at unitedchurchescu.org. Together, let's build a brighter financial future!

Our Journey

Our journey began with a vision: to provide accessible financial services tailored to the unique needs of our community. Over the years, United Churches has evolved significantly, embracing advancements in technology while maintaining our core mission of member service. We've seen it all economic changes, community growth, and shifts in banking preferences and we've adapted to serve you better. Today, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, and personal loans. Each service is designed with your best interests at heart. Our commitment to accessibility means that we provide essential banking tools such as online banking and mobile payments so you can manage your finances conveniently.

Our Mission

At United Churches, our mission is simple yet profound: to empower individuals and families through education and personalized financial solutions. We believe that when our members thrive, so does our community. This belief drives us to participate actively in local initiatives, support local charities, and provide educational resources that help you make informed financial decisions. While members can visit us at 20252 Ecorse Rd, official correspondence should be sent to the same address as there is no difference between our branch and mailing addresses.

Branch Location & Accessibility

Welcome to United Churches, your friendly neighborhood credit union located at 20252 Ecorse Rd in Taylor, MI! We understand that convenience is key when it comes to banking, which is why our branch is strategically situated near local landmarks, making it easy for you to stop by. Whether you're popping in for a quick transaction or seeking financial advice, we're here for you. While members can visit us at our main location on Ecorse Rd, please note that any official correspondence should be sent to the same address. Our branch is easily accessible with ample parking available right outside the entrance. Plus, we ensure that all our facilities are ADA compliant, so everyone can enjoy hassle-free access. Our operating hours are designed to accommodate your busy schedule: we're open from 9:30 AM to 5:00 PM Monday through Thursday, extending our hours until 6:00 PM on Fridays for those who need a little extra time. On Saturdays, we welcome you from 9:00 AM to 1:00 PM. Feel free to reach out to us at 313-382-1340 if you have any questions or need assistance. At United Churches, we offer a variety of services tailored to meet your needs from personal banking and auto loans to online and mobile banking options. While we do not have drive-thru service available, we do provide an ATM for your convenience. We invite you to come visit us at United Churches today. Experience the difference of community-focused banking where your needs always come first!

Member Eligibility

Becoming a member of United Churches is like joining a close-knit family where your financial well-being is our top priority. To be eligible, you simply need to share a connection with our community whether that's through employment, family ties, or living in the area. This welcoming approach means that many people can enjoy the benefits of membership, from personalized service to competitive rates on loans and savings. If you're interested in learning more about the specific eligibility criteria, we invite you to check out the details at https://www.unitedchurchescu.org/page/27/become-a-member. Joining us is not just about opening an account; it's about becoming part of a supportive network that puts members first. The process is straightforward and friendly. To start your journey with us at United Churches, simply give us a call at (313) 382-1340 or visit us at our location: 20252 Ecorse Rd Taylor Mi 48180. We're here to guide you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine running your café and seamlessly accepting payments from customers using their cards or mobile wallets no hassle, just smooth transactions. Our services not only save time but also enhance customer satisfaction, allowing you to focus on what you do best: running your business. Visit us at 20252 Ecorse Rd Taylor Mi 48180 in Taylor, MI, or call us at (313) 382-1340 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive Business Banking services, including Merchant Services and Business Loans designed to support growth and success. Running a business can be demanding; let us help lighten the load with financial solutions tailored just for you.

Convenient Access Anytime

We know that convenience is key in today's fast-paced world. That's why we provide Online & Mobile Banking, allowing you to manage your accounts from anywhere at any time. You can also take advantage of our ATM services for quick cash withdrawals or balance checks without hassle. With a commitment to accessibility, our branch offers easy access through basic ATM functions for members on the go.

Get Started Today!

Ready to explore what United Churches has to offer? We invite you to visit us at 20252 Ecorse Rd Taylor Mi 48180, call us at (313) 382-1340, or check out our website at Taylor for more information on how we can assist you in achieving your financial goals. Your journey towards better banking starts here!

Home Financing Made Easy

For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide flexible terms and personalized assistance. We understand that every homebuyer's journey is unique, and we are here to guide you through each step of the way.

Personal Banking Solutions

Managing your personal finances can sometimes feel overwhelming, but at United Churches, we simplify the process. Our Personal Banking services include checking and savings accounts that help you keep track of your money with ease. Imagine being able to easily access your funds through our online and mobile banking options checking balances or transferring money from your phone has never been easier. If you're considering buying a new car, our Auto Loans & Vehicle Financing options offer competitive rates that can make owning a vehicle more affordable. Picture yourself driving off in your dream car without breaking the bank!

Support for Everyday Needs

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come into play. These loans can help you manage large purchases or consolidate debt into one easy payment, giving you peace of mind. Additionally, if you're interested in building credit while enjoying some rewards, check out our Credit Cards with Rewards program. It's an excellent way to earn benefits while making everyday purchases.

Digital & Online Banking

Key Services

Our 24/7 online banking services provide real-time access to your accounts. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application brings all these features right to your fingertips, making it easier than ever to manage your finances while you're out and about. Security is a top priority for us. We use electronic signature authorization, ensuring that your transactions are safe and verified. Additionally, our e-statements feature allows you to receive your bank statements digitally, helping you stay organized while reducing paper clutter. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and securely send funds with ease. And if you're someone who loves convenience, you'll appreciate our mobile payments option, letting you pay with just your smartphone. At United Churches, we're committed to providing accessible and reliable banking solutions tailored to fit your lifestyle. Whether it's through our website or mobile app, managing your finances has never been easier or more secure. Embrace the future of banking with us today!

Financial Strength

At United Churches, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your hard-earned money is in safe hands. With a net worth of $1,951,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 923 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,732,509 in share certificates and $1,458,034 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is further reflected in our $1,055,801 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,846,000 in used auto loans and $5,366,206 in total loans and leases available for our members' needs, we support your financial goals across various sectors. Our strong operational efficiency is highlighted by our net income of $162,568, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share and Deposit Accounts stand at 2,392, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Churches is your trusted partner. Visit us at 20252 Ecorse Rd Taylor MI 48180 or call 313-382-1340 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Financing Options

In addition to these popular loan products, we also provide access to credit lines totaling $1,000,000. This can be an excellent option for those who need funds for various purposes without taking out a traditional loan. If you're considering refinancing any existing loans or want to learn more about eligibility options for our services, please don't hesitate to reach out. Our dedicated staff is ready to assist you with personalized solutions that fit your financial situation. For more information about our loan offerings or any questions you may have, feel free to contact us at 313-382-1340 or visit us at 20252 Ecorse Rd Taylor MI 48180. You can also explore our website at unitedchurchescu.org for additional resources. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,526,997 in used vehicle loans and $349,265 in new vehicle loans already helping members get on the road. We provide financing options that are flexible and easy to understand, allowing you to drive off with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $266,380, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $172,860 in loans helping members manage their finances effectively. With competitive rates and no hidden fees, our credit cards are designed to fit your lifestyle.

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United Churches