United Business & Industry Credit Union Bristol CT | Best Auto Loans & Business Banking

Introduction

Welcome to United Business & Industry, your trusted partner in financial well-being located at 363 N Main St, Bristol, CT 06010. Since our establishment in 1951, we have been dedicated to serving our community with personalized banking solutions that fit your needs. With a total membership of over 11,000 individuals, we pride ourselves on creating lasting relationships and supporting local families and businesses. At United Business & Industry, we understand that every financial journey is unique. That's why we offer a diverse range of services, from personal banking options like checking and savings accounts to specialized loans for auto financing and mortgages. As of now, our total assets stand impressively at $130,280,550, with total deposits reaching $5,202,488. Our commitment to you extends beyond numbers; we are here to guide you through every step of your financial decisions. Led by our CEO Edward Bohnwagner III and Board President Howard Schmelder, our team of 23 dedicated employees is passionate about providing exceptional service. We invite you to reach out to us at 860-584-0100 or visit us online at ubifcu.com for more information about how we can assist you today. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 363 North Main Street, Bristol, CT 6010. Together, let's build a brighter financial future!

Branch History & Mission

At United Business & Industry, we take pride in our rich history and commitment to serving the community. Founded in 1951, our branch has been a cornerstone of financial support in Bristol, CT. Nestled at 363 N Main St, we are not just a credit union; we are a vital part of our members' lives, dedicated to helping them achieve their financial goals. Over the years, United Business & Industry has grown significantly. Today, we proudly serve over 11,000 members with total assets amounting to $130280550. Our journey reflects our dedication to providing exceptional financial services while actively engaging with the community. We have continually adapted to meet the evolving needs of our members, embracing modern technology and ensuring our services are accessible to everyone. Our mission is straightforward yet powerful: to provide personalized financial services that empower our members and foster community growth. We believe in building lasting relationships based on trust and transparency. Whether you need assistance with checking and savings accounts, auto loans, or mortgages, we are here for you every step of the way. While members can visit us at 363 N Main St Bristol Ct 06010, official correspondence should be sent to 363 North Main Street, Bristol, CT 6010. Our branch features convenient operating hours from Monday to Friday and even offers Saturday service for your convenience. We also boast ATM availability for quick transactions. At United Business & Industry, we understand the importance of being there for our community. Our outreach programs and partnerships reflect our commitment to making a positive impact beyond banking. We strive not only to meet your financial needs but also to contribute meaningfully to local initiatives. Join us today and experience the benefits of being part of a member-focused credit union that values you as an individual. Together, let's build a brighter future for you and your community! For more information about membership or services, feel free to reach out at (860) 584-0100 or visit us online at ubifcu.com.

Branch Location & Accessibility

Accessibility Features

At United Business & Industry, we strive to make your visit as smooth as possible. We offer ample parking space right outside the entrance for easy access. Our facility is ADA compliant with ramps and other accessibility features ensuring that everyone can enjoy our services comfortably.

Get In Touch

If you have questions or need assistance, don't hesitate to give us a call at 860-584-0100. Our friendly team is ready to help! We invite you to visit us today and experience the welcoming atmosphere of United Business & Industry. Come see why so many in Bristol trust us with their financial needs!

Operating Hours

We know how busy life can get, which is why we keep our doors open during convenient hours. You can visit us Monday through Tuesday, Wednesday, and Friday from 8 AM to 4 PM; on Thursdays from 8 AM to 4:30 PM; and Saturdays from 8 AM to 1 PM. Whether you're stopping by before work or on the weekend, we're here to assist you with all your banking needs.

Services Offered

As a member of United Business & Industry, you'll enjoy a variety of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Don't forget about our ATM availability for quick cash withdrawals and balance checks making it even easier for you to manage your finances on-the-go.

Member Eligibility

Becoming a member of United Business & Industry is like joining a family that truly cares about your financial well-being. Located at 363 N Main St Bristol Ct 06010, we welcome individuals who live, work, or worship in our community, as well as those related to current members. This means if you have connections to our existing member base or are part of our local network, you're already on the path to membership! At United Business & Industry, we pride ourselves on offering personalized services and competitive rates that can help you achieve your financial goals. Plus, becoming a member means access to a range of products designed with your needs in mind. Getting started is easy! Simply visit our eligibility page for more details at https://www.ubifcu.com/membership-information . If you're ready to open an account and join us, check out the straightforward process outlined at https://app.consumer.meridianlink.com/apply.aspx?lenderref=ubifcu050922&list=xasa1b2b1s2sccvlplhest . For any questions or assistance, feel free to reach out at (860) 584-0100. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans that Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

Imagine a day when your payment processes run smoothly. Our merchant services simplify transactions so you can focus on what matters most serving your customers. From accepting card payments to managing online transactions, we offer tools that help streamline operations. Located at 363 N Main St Bristol Ct 06010 in Bristol, CT, we invite you to explore how our tailored solutions can make a real difference for your business. Contact us at (860) 584-0100 to learn more about how we can help you thrive!

Comprehensive List Of Services

Business Banking Support

Running a business comes with its challenges, but at United Business & Industry, we are here to help. Our business banking services, including merchant services and business loans, are designed to support entrepreneurs like you. We know that every dollar counts in business, so we strive to provide solutions that help streamline operations and enhance cash flow.

Convenient Access & Support

To ensure convenience for all members, we provide various ways to manage your finances. Need cash? Visit our ATM located right here at the branch for easy withdrawals and balance checks. And if you prefer handling things from home, our robust online and mobile banking features let you bank whenever it fits into your schedule. With our commitment to excellent member service, if you have questions or need assistance, don't hesitate to reach out at (860) 584-0100. At United Business & Industry, we believe in making banking straightforward and accessible for everyone. Explore all that we have to offer today! For more information about membership or to open an account, visit us online at United Business & Industry Fcu. Your financial journey starts here let's take the first step together!

Loans Made Simple

Dreaming of driving your own car or owning your home? Our auto loans and vehicle financing options can help turn those dreams into reality. With competitive rates and flexible terms, financing your next vehicle is straightforward and stress-free. If you're looking for something bigger, our mortgage loans and refinancing services provide the support you need to navigate the home-buying process confidently. For those unexpected expenses or consolidating debt, our personal loans offer quick access to cash with manageable repayment plans. Plus, enjoy the benefits of our credit cards with rewards, giving you more value every time you spend.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of accounts tailored for different lifestyles. Whether you're looking for a straightforward checking account or a savings account that helps you grow your funds, United Business & Industry has you covered. Imagine having the flexibility to access your funds anytime through our online and mobile banking platforms, which also allow you to check balances and transfer money with just a few taps on your phone.

Digital & Online Banking

Key Features for You

Our online banking services offer a range of features tailored to meet your needs. With electronic signature authorization available, signing documents is as easy as clicking a button. Plus, you can choose to receive e-statements instead of paper ones, keeping your information secure and organized. If you prefer managing your finances from your smartphone, our mobile application is here for you. It's user-friendly and allows you to check balances, transfer funds, and more all from the palm of your hand. And for those quick transactions with friends or family, our person-to-person transfer feature makes sending money fast and hassle-free.

Security You Can Trust

Your security is our top priority. We employ robust measures to ensure that your personal information remains safe while using our services. With us, you can bank with confidence knowing that your data is protected. In this fast-paced world, having real-time access to your accounts can make all the difference. At United Business & Industry, we're committed to making banking easier for you. Visit our website today to explore all the ways we can support your financial journey!

Financial Strength

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share Accounts: 18,866, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $930,235. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United Business & Industry is your trusted partner. Visit us at 363 N Main St Bristol Ct 06010 or call (860) 584-0100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Resources

Members' savings are secured through $26,857,094 in share certificates and $12,171,125 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Our Community

With $10,684,532 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity currently boasting $4,466 in used auto loans and $108,094,177 in total loans and leases.

Strong Financial Health

With a net worth of $13,504,082, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those seeking more tailored solutions, our total credit lines amounting to $18,451,453 provide additional flexibility. Whether you're managing business expenses or personal projects, these lines of credit are designed to meet your varying needs. If you're considering refinancing any existing loans or exploring eligibility options, our team at United Business & Industry is ready to assist you. We believe in making financial decisions easier for our members by providing clear information and personalized support. For more details about our loan offerings or assistance with your application, don't hesitate to contact us at (860) 584-0100 or visit us at our branch located at 363 N Main St Bristol Ct 06010 in Bristol, CT. Your path to better financial health starts here! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,929,513 in used vehicle loans and $17,660,056 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you have access to the funds necessary to make your purchase.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $295,072 in loans helping members manage their finances effectively. Our credit card products come with benefits designed to suit various spending habits while keeping your budget in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,734,998, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we're here to guide you through the process with supportive service and tailored solutions.

Loan Aggregator

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UNITED BUSINESS & INDUSTRY FEDERAL CREDIT UNION - Bristol, CT