United Bay Community CU

United Bay Community Credit Union proudly serves members across Michigan with a full suite of financial services designed to support your goals wherever you live in the state. With convenient ATM and cash withdrawal services plus basic ATM access for balance checks, managing your money is simple and accessible anytime. Whether you’re financing a new vehicle with competitive auto loans or exploring mortgage loans and refinancing options, United Bay Community offers personalized solutions tailored to Michigan residents.
Personal banking includes checking and savings accounts built for everyday convenience, credit cards loaded with rewarding benefits, and personal loans including debt consolidation programs to help simplify your finances. Business owners statewide benefit from merchant services and business loans crafted to foster growth within Michigan’s diverse economy. Basic drive-thru banking also provides easy deposits, withdrawals, and simple transactions when you need them.
Beyond financial products, United Bay Community invests in community programs that strengthen neighborhoods and promote financial education throughout Michigan. Membership means more than access to great rates—it’s joining a cooperative committed to empowering Michiganders through personalized service and statewide support. Experience the value of banking with United Bay Community Credit Union—your trusted partner for smarter banking in Michigan.