United Credit Union Moberly MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to United, proudly serving the Moberly community since 1935. Located at 1791 E Outer Rd, Moberly, MO 65270, our branch is dedicated to providing personalized financial solutions tailored to meet your needs. With a total membership of 28,138, we are committed to fostering a sense of belonging and support among our members. At United, we understand that managing your finances can be challenging. That's why our experienced team is here to help you navigate everything from checking and savings accounts to auto loans and mortgages. With total assets exceeding $268,571,399 and total deposits of $16,865,612, you can trust us to handle your finances securely and efficiently. Our leadership team, headed by CEO Brent Sadler and Board President Patrick Donovan, is passionate about building strong relationships with our members. Together, we focus on delivering exceptional service while ensuring that our community thrives economically. Our staff of 95 employees is always ready to assist you with any questions or concerns. While you can visit us at our Moberly location for all your banking needs, please note that any official correspondence should be sent to the same address: 1791 E Outer Rd, Moberly, MO 65270-4570. Whether you're looking for a new credit card with rewards or need assistance with business banking options like loans and merchant services, we're here for you every step of the way. Our commitment to you goes beyond just numbers; it's about creating a lasting impact in the community we serve. If you have any questions or would like more information about our services, feel free to give us a call at 660-263-5955 or visit our website at unitedcu.org. Join us in building a brighter financial future together!

Branch History & Mission

Community Engagement

United isn't just about banking; it's about being part of the Moberly community. Our partnerships with local organizations help us support various outreach efforts aimed at enhancing lives right here in Randolph County. We actively engage in programs that promote financial literacy and provide assistance where it's needed most. As we look toward the future, we remain committed to upholding our legacy while embracing innovation and technology that enhance the member experience. With a dedicated team of employees ready to assist you 95 strong we strive every day to live out our mission of service. Join us at United! Experience how we can help you reach your financial goals while making a positive impact in your community. Whether you're looking for checking accounts, auto loans, or business banking solutions, we're here for you every step of the way. Let's build a brighter financial future together!

Our Mission

Our mission at United is clear: we are dedicated to providing accessible financial services that empower individuals and strengthen communities. We believe that every member deserves personalized support on their financial journey. Whether it's helping someone buy their first home or providing resources for local businesses, our commitment goes beyond transactions; it's about building lasting relationships. We understand that convenience matters. That's why we offer modern banking solutions like online banking and mobile payments alongside traditional services. Our drive-thru banking option ensures quick access for those on the go, while our ATM availability provides members with easy cash access whenever they need it. While members can visit us at 1791 E Outer Rd, official correspondence should be sent to 1791 E Outer Rd, Moberly, MO 65270-4570 if needed. Our doors are open during convenient hours Monday through Thursday from 8:30 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to noon for drive-up services only.

Branch Location & Accessibility

Accessibility Features

At United, we prioritize accessibility for all our members. Our facility is designed to be ADA-compliant with ramps and other features to ensure everyone can access our services comfortably.

Convenient Location and Nearby Landmarks

Situated near popular landmarks in Moberly, our branch is just a stone's throw away from local shops and restaurants. This prime location ensures that you can easily combine your banking errands with other daily activities. Plus, ample parking is available right outside the branch, making your visit hassle-free.

Get in Touch

Ready to experience top-notch service? Visit us at the United Moberly Branch today or give us a call at 660-263-5955 for any questions. We look forward to serving you!

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM for drive-up services only. Whether you're an early bird or prefer a late afternoon visit, we're here when you need us.

Services Available

Our Moberly Branch offers a full suite of personal and business banking services. From checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. If you're looking for quick transactions, our drive-thru service makes it even easier just pull up and let us take care of you! For added convenience, we also provide ATM access and shared services for partner credit union members. This means you can withdraw cash or make deposits even if you're not a member of United.

Member Eligibility

At United, we believe that everyone deserves a chance to be part of a supportive and friendly community. Becoming a member is simple! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We welcome all individuals who share our values and commitment to financial wellness. To learn more about specific eligibility details, feel free to visit our eligibility page. Joining United comes with fantastic benefits, including personalized service, competitive rates on loans and savings accounts, and access to various financial tools to help you thrive. Opening an account is straightforward; just call us at (660) 263-5955 or check out our account opening page for more information. We're located at 1791 E Outer Rd Moberly Mo 65270, and we can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,820,262, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine a busy Saturday at your store. Customers are lining up, and you want to make their checkout experience as smooth as possible. Our merchant services allow you to accept payments quickly and securely, so you can focus on what matters most growing your business. From point-of-sale systems to online payment options, we have the tools to help you manage transactions efficiently. If you're located near us at 1791 E Outer Rd Moberly Mo 65270, Moberly, MO, visit us today or call us at (660) 263-5955 to learn more about how our business banking and commercial services can help you achieve your goals!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, our business banking services include merchant services and business loans designed to help your business thrive. From accepting payments efficiently to securing funding for expansion, we understand what businesses need to succeed.

Convenient Access Options

We also pride ourselves on offering numerous convenient access options such as ATM services for easy cash withdrawals and basic drive-thru banking for quick transactions like deposits and withdrawals. Plus, if you're a member of another credit union, our shared branch transactions allow you to conduct basic banking activities seamlessly. With our commitment to providing these comprehensive financial services tailored specifically for our members' needs, it's easy to see why so many choose United as their trusted partner in financial success. Ready to explore how we can assist you? Give us a call at (660) 263-5955 or visit us at 1791 E Outer Rd Moberly Mo 65270 today! You can also learn more about joining us online at our website.

Home Loans Made Easy

Homeownership is a significant milestone for many families. At United, we offer comprehensive mortgage loans and refinancing solutions. Our experienced team will guide you through the home-buying journey or help you secure better terms on your existing mortgage.

Personal Banking Solutions

For those who want to take control of their finances, our personal banking services include checking and savings accounts tailored to fit various lifestyles. Imagine easily accessing your funds whenever you need them through our user-friendly online and mobile banking platforms. With features like e-statements and person-to-person payments, managing your money has never been easier.

Rewards on Spending

We know that every dollar counts. That's why we provide credit cards with rewards, allowing you to earn points on everyday purchases. It's a simple way to get more from the money you spend while enjoying added perks along the way.

Support for Your Financial Needs

Sometimes life throws unexpected challenges your way. That's where our personal loans and debt consolidation services come in handy. Whether you need a little extra cash for an emergency or want to simplify your finances by consolidating multiple debts into one manageable payment, we're here to help.

Vehicle Financing

If you're thinking about purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help turn that dream into reality. We work with you to find competitive rates that suit your budget, making the process smooth and straightforward.

Digital & Online Banking

Key Features

Visit us at https://www.unitedcu.org/ to explore all the features available to you. Our 24/7 online banking services let you check balances, pay bills, and transfer funds whenever it suits you. Plus, with our mobile application, banking is literally at your fingertips! Whether you're at home or on the go, managing your money has never been easier. We also offer e-statements so you can keep track of your transactions without the clutter of paper. Enjoy peace of mind knowing that all your sensitive information is protected. Although we don't currently support electronic signature authorization, our other features are designed to make your experience smooth and secure.

Making Payments Easy

Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds directly from your account perfect for splitting bills or sending a gift! Additionally, take advantage of our mobile payments feature for easy transactions right from your smartphone. At United, we believe in providing accessible and user-friendly banking solutions tailored for you. Explore our digital offerings today and see how easy it is to stay on top of your financial goals!

Financial Strength

Commitment to Growth

With $41,089,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity: with $64,670 in used auto loans and $194,702,303 in total loans and leases, we're here to help you achieve your dreams across various sectors.

Growing Trust

Total Share and Deposit Accounts: 55,973, show a strong and growing member base that trusts us with their finances. Our net shares stand at $903,179, which means funds are available for lending and investments to further benefit our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 1791 E Outer Rd Moberly Mo 65270 or call (660) 263-5955 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $24,899,417 in share certificates and $14,666,424 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $42,144,900, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,563 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,197,574 in used vehicle loans and $27,991,353 in new vehicle loans already helping members get on the road. We understand how important reliable transportation is, and our flexible terms make it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $2,820,262 provide the capital needed to grow and expand your business. We believe in supporting our local entrepreneurs by offering tailored loan solutions that fit their unique needs. At United, we're dedicated to making the loan process as straightforward as possible. Whether you're interested in refinancing existing loans or exploring eligibility options for new products, our knowledgeable team is here to assist you every step of the way. For more information or to apply for one of our loan products, feel free to visit us at 1791 E Outer Rd Moberly Mo 65270 in Moberly, MO, or give us a call at (660) 263-5955. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial aspirations!

Credit Lines and Unsecured Loans

For those looking for extra flexibility, we offer credit lines totaling $31,631,693 that can help cover larger purchases or unexpected expenses. Additionally, our unsecured credit card loans total $8,289,561, providing members with accessible financing options to manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, we can guide you through the process.

Loan Aggregator

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Ensuring Accurate Comparisons

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UNITED CREDIT UNION - Moberly, MO