United Credit Union Mexico MO | Best Auto Loans & Business Banking

Introduction

Welcome to United, your trusted financial partner located at 802 E Breckenridge St, Mexico, MO 65265. Established in 1935, we have proudly served our community for over 88 years, building strong relationships with our 28,138 members. At United, we believe in empowering our members with the tools and resources they need to achieve their financial goals. Our commitment to you is reflected in our impressive financial standing, boasting total assets of $268,571,399 and total deposits of $16,865,612. With a net worth of $42,144,900 and cash in hand amounting to $5,891,257, we are well-positioned to support your banking needs. Whether you're looking for personal banking services like checking and savings accounts or seeking financing options such as auto loans and mortgages, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 858, Mexico, MO 65265. We take pride in offering a range of services that cater to both personal and business banking needs. Our dedicated team of 95 employees is here to provide personalized support and guidance every step of the way. Led by CEO Brent Sadler and Board President Patrick Donovan, United is committed to making a positive impact on our community. We're not just about numbers; we're about people. Our goal is to create a welcoming environment where you feel valued and supported. If you're ready to experience exceptional service tailored just for you, don't hesitate to reach out! Call us today at 573-581-8651 or visit our website at unitedcu.org to learn more about how we can help you achieve your financial dreams. Join us on this journey towards a brighter financial future!

Branch History & Mission

Community Engagement

We take pride in being more than just a financial institution; we're an integral part of the Mexico community. Through partnerships with local organizations and outreach programs, we strive to give back and support initiatives that enhance the quality of life for all residents. Our commitment extends beyond banking it's about building lasting relationships and supporting our neighbors. Whether through financial literacy workshops or sponsorships of community events, we actively seek ways to engage and uplift our community.

Join Us

As we look toward the future, United remains focused on our core values of service, integrity, and community engagement. We invite you to become part of our story. Experience the benefits of membership by visiting us today or exploring our services online at unitedcu.org. Together, let's build a stronger financial future for everyone in Mexico!

Our Mission

United's mission is clear: to provide exceptional financial services while fostering a spirit of community support. We aim to empower individuals and families in Mexico and beyond by offering the tools they need to achieve their financial goals. Whether it's helping someone purchase their first home or providing financing for a new vehicle, we believe in making a positive impact on our members' lives. While members can visit us at 802 E Breckenridge St Mexico Mo 65265, official correspondence should be sent to PO Box 858, Mexico, MO 65265. Our operating hours are Monday through Friday from 9:00 AM to 4:00 PM, ensuring we are accessible when you need us most.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before visiting, feel free to reach out at 573-581-8651. We look forward to welcoming you soon! Remember, while members can visit us at 802 E Breckenridge St, official correspondence should be sent to PO Box 858, Mexico, MO 65265 if different from the branch address. At United Credit Union, we're dedicated to helping you achieve financial success in a friendly and welcoming environment. Come see us today!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from several local landmarks, making it easy to fit a visit into your day. You can find us near popular spots that locals frequent, allowing you to combine your banking errands with other activities seamlessly. We prioritize accessibility for all members, featuring ADA-compliant entryways and ramps to ensure everyone can visit comfortably.

Operating Hours

Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 4:00 PM, allowing you plenty of time during the week to stop by for any banking needs. Unfortunately, we do not offer drive-thru service at this location; however, our friendly staff is always ready to assist you inside.

Parking and Services

We offer ample parking right outside our doors, so you won't have to worry about finding a spot when you arrive. While you're here, take advantage of our wide range of services. From personal checking and savings accounts to auto loans and mortgage refinancing, we provide solutions tailored to meet your financial goals. Our ATM is readily available for quick cash withdrawals or balance checks.

Member Eligibility

Joining United feels like stepping into a community where everyone is valued and supported. To become a member, you'll want to check if you meet our friendly eligibility criteria. Typically, individuals who live, work, or worship in the Mexico area can join us. We welcome families too! You can explore all the specific requirements and details at https://www.unitedcu.org/join-united . Opening an account with us is as easy as pie! Simply visit us at our branch located at 802 E Breckenridge St Mexico Mo 65265, or give us a call at (573) 581-8651 for more information. We're here to help you every step of the way as you take advantage of the many benefits that come with being a member of United. For a smoother start, feel free to check out the account opening process outlined at https://www.unitedcu.org/join-united . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,820,262, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers whether they're shopping online or at your storefront. Our solutions allow you to focus on what matters most growing your business. Reach out today at (573) 581-8651 to learn how United can be your partner in success!

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs, we offer business banking solutions including merchant services and business loans. We believe in supporting local businesses because they play a vital role in our community's economy. Let us help you take your business to the next level with our tailored financial products.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, banking has never been easier or more efficient. At United, we're committed to making your banking experience as pleasant as possible. Whether you're visiting us at 802 E Breckenridge St Mexico Mo 65265 or accessing your account from home through our digital platforms, we prioritize your needs above all else. If you're ready to explore how our services can benefit you further, please don't hesitate to reach out! Call us at (573) 581-8651 or visit our website at Operations. Join us today and experience the difference that dedicated service can make in achieving your financial dreams!

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options can help make the process smoother. We know that purchasing a home is a significant step, and we're here to guide you every step of the way. Whether you're a first-time buyer or looking to refinance an existing mortgage, our dedicated staff will work with you to find the best solution.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming, which is why we offer a variety of personal banking services tailored to fit your lifestyle. Our checking and savings accounts are designed with flexibility and ease of use in mind, ensuring that you can access your funds whenever you need them. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car without straining your budget.

Support for Your Financial Needs

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can find relief from financial stress. Our credit cards also come with rewards, providing you with additional benefits while you manage your everyday spending.

Digital & Online Banking

Accessibility and Ease-of-Use

We also support mobile payments, allowing you to make purchases directly from your phone. Whether you're grabbing coffee or shopping for groceries, you'll find this feature incredibly handy. Our goal is to provide you with user-friendly options that fit seamlessly into your daily life. By choosing United, you're not just getting access to modern banking tools; you're gaining peace of mind knowing that managing your finances has never been easier or more secure. Join us today and experience the convenience of digital banking tailored for your needs!

Key Features

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple to split bills or send gifts without the hassle of cash. Plus, if you're always on the go, our mobile application puts all these features right at your fingertips. For those who prefer paperless options, we offer e-statements so you can keep track of your transactions without the clutter of paperwork. It's a secure and eco-friendly way to stay organized! And while we currently do not support electronic signature authorization, rest assured that our other security measures keep your information safe.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 55,973, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $903,179. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 802 E Breckenridge St Mexico Mo 65265 or call (573) 581-8651 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $24,899,417 in share certificates and $14,666,424 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $41,089,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $64,670 in used auto loans and $194,702,303 in total loans and leases.

Strong Financial Health

With a net worth of $42,144,900, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,563 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,197,574 in used vehicle loans and $27,991,353 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can tailor an auto loan that fits your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $2,820,262 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade existing equipment, we're here to support your business journey.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to discuss alternative financing solutions to suit your needs.

Refinancing Opportunities

If you're considering refinancing any existing loans, our team can help guide you through the eligibility options available at United. We'll work with you to find solutions that can lower your monthly payments or reduce your interest rates. For more information on our loan offerings or to discuss your options with one of our knowledgeable representatives, feel free to reach out at (573) 581-8651. We are located at 802 E Breckenridge St Mexico Mo 65265, in beautiful Mexico, MO. Your financial success is our priority! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,289,561 in loans helping members manage their finances effectively. These cards provide you with the convenience you need while allowing you to earn rewards on your everyday purchases.

Loan Aggregator

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UNITED CREDIT UNION