United Credit Union Columbia MO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to United, your trusted financial partner located at 3421 Grindstone Pkwy, Columbia, MO 65201. Established in 1935, we have proudly served our community for decades, growing alongside our members and understanding their unique needs. With a solid membership of over 28,138 individuals, we are more than just a credit union; we are a family committed to supporting each member's financial journey. At United, our total assets amount to an impressive $268,571,399, reflecting our stability and dedication to serving you better. We offer a wide range of services designed to help you achieve your goals whether it's securing an auto loan among our 108,161 loans or managing your savings with deposits totaling $16,865,612. Our net worth stands at $42,144,900, ensuring that we can continue to provide reliable services now and in the future. Under the leadership of CEO Brent Sadler and Board President Patrick Donovan, our team of 95 dedicated employees is always ready to assist you. We pride ourselves on being accessible and responsive give us a call at 573-442-6571 or visit us during our convenient hours from 8:30 AM to 5:00 PM on weekdays (with extended hours until 6 PM on Fridays). While members can visit us at our branch address, official correspondence should be sent to the same address for your convenience. We invite you to explore what makes United special by visiting our website at unitedcu.org. Join us today and discover how we can help you reach your financial goals together!

Branch History & Mission

Community Engagement and Support

At United, we understand that strong communities make for strong families. That's why we actively participate in local outreach efforts and partner with various organizations to uplift those around us. We believe in giving back not just financially but through volunteer efforts and educational initiatives aimed at fostering financial literacy among all ages. In addition to traditional banking services, we've embraced technology to enhance your experience. With online banking capabilities, mobile payment options, and ATMs available for your convenience, managing your finances has never been easier or more secure.

Join Us

We invite you to become part of our family here at United. Whether you're looking for a reliable place to save or need assistance with loans or investments, we're here for you every step of the way. Experience firsthand how being a member at United can provide you with personalized service and support that truly makes a difference. Let's build a brighter future together visit us today or give us a call at 573-442-6571!

Our Mission

Our mission at United is simple yet profound: to enhance the financial lives of our members while contributing positively to our community. We believe in the power of partnership and support. That's why we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking services. We aim to be more than just a bank; we strive to be a resource for education and guidance on all things finance. While members can visit us at 3421 Grindstone Pkwy, official correspondence should be sent to 3421 Grindstone Pkwy, Columbia, MO 65201-5691. This central location allows us to serve you better while being conveniently accessible for all your banking needs.

Branch Location & Accessibility

A Range of Services at Your Fingertips

The United Columbia Branch provides a wide array of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you every step of the way. Additionally, our ATM is available for quick cash withdrawals and balance checks whenever you need it.

Convenient Access for Everyone

At United, we prioritize accessibility. Our branch features ADA-compliant facilities and ramps to ensure that all members can navigate comfortably. Plus, we offer ample parking right outside the entrance, making your visit hassle-free. Whether you're visiting us in person or using our drive-thru service for quick transactions, we've got you covered.

Flexible Banking Hours

We understand that life can be busy, which is why we offer flexible operating hours tailored to fit your schedule. Our lobby hours are Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM for drive-up services only. This means you can find a time that works best for you without any rush!

We’re Here for You

If you have any questions or would like more information about our services, don't hesitate to reach out! Call us at 573-442-6571 or visit our website at unitedcu.org for more details. We look forward to welcoming you into our branch soon!

Member Eligibility

At United, we're thrilled to welcome you into our community where everyone feels like family. Becoming a member is straightforward and inclusive. If you live, work, worship, or go to school in Boone County, Missouri, you're already eligible! We believe in empowering our members with access to a range of financial services tailored just for you. Enjoy benefits like lower loan rates and higher savings returns, all while being part of a cooperative that prioritizes your needs. Ready to join? The process is simple! Just visit us at 3421 Grindstone Pkwy Columbia Mo 65201 or give us a call at (573) 442-6571. You can also find more detailed eligibility information by checking out our website at https://www.unitedcu.org/join-united . To open an account today, please follow this link: https://www.unitedcu.org/join-united . We can't wait to see you become part of the United family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services that simplify transactions. Imagine a local café streamlining payments using our systems, allowing them to focus on serving delicious coffee rather than dealing with complicated payment issues. Our services help businesses like yours operate smoothly and efficiently. Visit us at 3421 Grindstone Pkwy Columbia Mo 65201 in Columbia, MO, or call us at (573) 442-6571 to discover how we can help your business thrive today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,820,262, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide essential services such as ATM access for quick cash withdrawals and basic drive-thru banking for easy deposits and transactions. If you're a member of another participating credit union, you can enjoy shared branch transactions with us as well. With our commitment to ease of access and member satisfaction, we invite you to visit us at 3421 Grindstone Pkwy Columbia Mo 65201, call us at (573) 442-6571, or explore more about our offerings on our website: Columbia Branch. Discover how United can assist you in reaching your financial goals today!

Business Banking Services

For entrepreneurs and business owners, United offers comprehensive business banking services including merchant services and business loans. We aim to support your growth and help you manage your finances effectively.

Digital Banking Convenience

In today's fast-paced world, convenience matters. Our advanced online and mobile banking services let you manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, everything is just a few clicks away. With features like mobile payments and person-to-person transfers, handling your money has never been easier.

Personal Banking Solutions

We understand that managing your money is essential for achieving your goals. That's why we offer various checking and savings accounts designed to fit different lifestyles and financial needs. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. We also provide flexible mortgage loans and refinancing solutions to help you find the perfect home or reduce your current mortgage payments. If you need extra funds for unexpected expenses or debt consolidation, our personal loans are available with competitive rates. Plus, our credit cards with rewards allow you to earn benefits on your everyday purchases.

Digital & Online Banking

Key Services Available

Our online banking platform is user-friendly and available 24/7 at https://www.unitedcu.org/ . Whether you want to check your account balance, transfer funds, or pay bills, it's all at your fingertips. You can also enjoy the benefits of e-statements, which means no more waiting for paper statements in the mail just quick access to your financial information whenever you need it. If you're always on the move, our mobile application makes banking even easier. You can make person-to-person transfers with ease, ensuring that sending money to friends or family is as simple as sending a text message. Plus, with mobile payments enabled, you can shop securely using your smartphone without fumbling for cash or cards.

Security and Accessibility

We take security seriously at United. Although we do not offer electronic signature authorization at this time, rest assured that our online systems use advanced encryption technology to keep your personal information safe. Our commitment to protecting your data means you can bank with confidence. Accessibility is key for us. No matter where you are or what time it is, you have real-time management of your accounts right in your pocket. From checking balances and making deposits to setting up alerts for transactions, everything is designed to make banking straightforward and stress-free. In short, with our digital and online banking services at United, managing your finances has never been easier or more secure. Sign up today and experience how convenient banking can be!

Financial Strength

Commitment to Growth

Our financial strength is bolstered by $41,089,650 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $64,670 in used auto loans and $194,702,303 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $24,899,417 in share certificates and $14,666,424 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 55,973, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $903,179.

Partnering for Your Future

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 3421 Grindstone Pkwy Columbia Mo 65201 or call (573) 442-6571 to learn more about how we can help you achieve your financial goals.

Solid Foundation

With a net worth of $42,144,900, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,563 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,197,574 in used vehicle loans and $27,991,353 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $2,820,262 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your current business, our team is here to assist you every step of the way. We invite you to visit us at 3421 Grindstone Pkwy Columbia Mo 65201, Columbia, MO, or call us at (573) 442-6571 for more information about our loan products and how we can assist you in reaching your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take that next step toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0. If you're interested in refinancing your existing mortgage, we can help you explore eligibility options that might save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,289,561 in loans helping members manage their finances effectively. Our credit cards come with features that can help you earn rewards while staying within your budget.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified data means users can trust that the offers they see are fair and transparent.

Key Benefits

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNITED CREDIT UNION