United Credit Union Allentown PA | Top Checking & Auto Loans

Introduction

Welcome to United, your trusted partner in personal and business banking located at 835 W Hamilton St, Allentown, PA 18101. Since our establishment in 1949, we've been dedicated to supporting our community with a range of financial services designed to meet the diverse needs of our 192,997 members. With total assets exceeding $4.1 billion, we pride ourselves on being a reliable financial institution that prioritizes member satisfaction and community impact. At United, we understand that every financial journey is unique. That's why we offer personalized solutions from checking and savings accounts to auto loans and mortgages. Our commitment to you is reflected in our impressive financial standing, with total deposits amounting to $301,665,562 and a net worth of $457,241,625. Whether you're looking for a new vehicle loan or refinancing options for your home, our dedicated team is here to guide you every step of the way. While members can visit us at our Allentown branch, official correspondence should be sent to PO Box 125, St Joseph, MI 49085. You can reach us easily by phone at 484-223-4200 during our lobby hours from Monday through Friday, 8:30 AM to 4:30 PM. Led by CEO Terry O'Rourke and Board President Troy Tolle, our leadership team is committed to upholding the values of trust and integrity that define United. With a workforce of 726 employees, we're more than just a credit union; we're a community partner invested in your success. Join us today and experience the difference that comes with being part of United. Visit our website at unitedfcu.com or call us directly to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. United is proud to offer digital banking options that make managing finances easier than ever. Our online and mobile banking platforms provide convenience and accessibility for our members. Additionally, we ensure ADA compliance so that everyone can utilize our services without barriers.

Join Us

While you can visit us at 835 W Hamilton St for all your banking needs during our operating hours (Monday through Friday from 8:30 AM to 4:30 PM), official correspondence should be sent to PO Box 125, St Joseph, MI 49085 if needed. We invite you to join United today and experience the difference that comes from being part of a community-focused credit union dedicated to your success! For more information on membership eligibility or to open an account, please visit our website. Together, let's build a stronger community!

Our Mission

At the heart of United is our mission: to empower our members through exceptional financial services while fostering strong community connections. We believe that banking should be more than just transactions; it should be about building relationships and supporting each other. Whether it's through personal banking solutions like checking and savings accounts or offering loans for vehicles and homes, we aim to enhance the financial well-being of every member. We also recognize the importance of community support. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Allentown and beyond. Our commitment extends beyond financial assistance; we want to uplift those around us and contribute to a brighter future for everyone.

Branch Location & Accessibility

Convenient Access and Services

Our branch is designed with accessibility in mind. With ADA-compliant features and ample parking, you can easily reach us without a hassle. Though we currently do not offer ATM services or drive-thru banking, our lobby is open for walk-in visits during the week from Monday through Friday from 8:30 AM to 4:30 PM. When you step inside our welcoming atmosphere, you'll find a team ready to help you with all your financial needs from checking and savings accounts to mortgage loans and business banking solutions. We pride ourselves on providing personalized service tailored just for you.

Visit Us Today!

We invite you to stop by and experience the difference at United! Whether you're looking to open a new account or simply have questions about your finances, our knowledgeable staff is here for you. Feel free to call us at 484-223-4200 if you have any inquiries before your visit. Join us today and discover why so many in Allentown trust United as their go-to credit union!

Member Eligibility

Welcome to the United family, where we believe that banking should feel personal and supportive. Becoming a member of United is easy! If you live, work, or worship in the area, you're likely eligible to join us. Our community is open to individuals who meet certain criteria, which you can check out in detail at this link. Once you're ready to take the next step, opening an account is a breeze! Just visit this page to get started. By joining United at our branch located at 835 W Hamilton St, Allentown, PA 18101, you gain access to a variety of benefits designed just for our members. Whether it's personalized service or competitive rates on loans and savings accounts, we're here to help you achieve your financial goals. If you have any questions or need assistance, feel free to reach us at 484-223-4200. We can't wait to welcome you into our vibrant community!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Payments

Alongside our loan options, we offer merchant services designed to help your business thrive. Imagine easily accepting payments from customers in-store and online without the hassle. Our payment processing solutions streamline transactions, giving you more time to focus on what you do best running your business. Located at 835 W Hamilton St Allentown Pa 18101, Allentown, PA, we're here to support your journey. Connect with us today at (484) 223-4200 and discover how we can help elevate your business!

Comprehensive List Of Services

Business Banking

For small business owners, we understand how vital it is to have reliable banking support. That's why we offer comprehensive business banking services, including merchant services and business loans. We're here to help you grow your business by providing the financial tools and resources you need.

Contact Us

Ready to explore what we can do for you? Feel free to reach out by calling us at (484) 223-4200 during our lobby hours from Monday through Friday between 8:30 AM and 4:30 PM. We invite you to visit us at 835 W Hamilton St Allentown Pa 18101, where our friendly team is eager to assist you with all your financial needs. At United, we believe that great service leads to strong relationships. Join us today and discover how we can support your financial journey!

Credit Cards

Enjoy spending rewards with our credit cards that come with great benefits. Whether you're planning a vacation or simply want to earn points on daily purchases, our cards give you more value for your money.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like online and mobile banking. With these tools, you can easily check your account balances, transfer funds, pay bills, and even send money to friends with just a few taps on your smartphone. While we currently do not have ATM or drive-thru services at this location, our online platform ensures you can access your funds whenever and wherever you need them. We are committed to making banking simple and accessible for all our members.

Personal Banking

When it comes to personal banking, we offer a variety of options tailored just for you. Our checking and savings accounts are structured to help you manage your money efficiently while earning interest. Need a new car? Our auto loans and vehicle financing make it easy to drive away in the vehicle of your dreams without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our mortgage loans and refinancing options provide competitive rates and flexible terms. For those unexpected expenses or debt consolidation needs, our personal loans can offer the financial relief you're seeking.

Digital & Online Banking

Key Features

Our online banking service provides you with 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills at your convenience. You can also sign documents electronically with our electronic signature authorization feature, making it easier than ever to complete transactions without the need for paper forms. We know how important it is to keep track of your statements, which is why we offer e-statements. This feature not only helps you stay organized but also adds an extra layer of security by reducing the risk of paper statements being lost or intercepted. For those who prefer banking on-the-go, our mobile application is available for download. It includes features like person-to-person transfers, letting you send money to friends or family quickly and easily. Plus, with our mobile payments option, you can make purchases directly from your phone perfect for those busy days when you forget your wallet!

Security and Accessibility

Your security is our top priority. Our online banking system uses advanced encryption technology to keep your information safe. We strive to make every transaction secure while ensuring that the user experience remains friendly and intuitive. With these tools at your fingertips, managing your accounts has never been easier. Whether you're checking account balances or making payments from the comfort of your home or on the go, United has got you covered. Join us today and experience the ease of digital banking tailored just for you!

Financial Strength

Committed Team

We also take pride in having 717 full-time employees and 9 part-time employees. Our dedicated team is always ready to assist you with knowledgeable advice and personalized service.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed with your financial success in mind.

Growing Member Base

Total Share and Deposit Accounts: 439,336, showing a strong and growing member base that trusts us with their finances. This growth further strengthens our ability to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 835 W Hamilton St Allentown Pa 18101 or call (484) 223-4200 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. With $35,348 in used auto loans and $3,047,289,259 in total loans and leases, we provide flexible financing solutions tailored to your needs.

Operational Efficiency

Our performance reflects our operational efficiency with a reported $0. This enables us to continue offering competitive loan rates and solid financial products for our members while maintaining high service standards.

Reinvesting for Better Services

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication helps us improve our offerings continuously and support your financial aspirations.

Secure Savings Opportunities

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Your investments are safe with us, allowing you to grow your wealth over time.

Solid Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to responsible management ensures that your money is in safe hands.

Strong Capital Foundation

Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can bank with confidence knowing we're prepared for whatever the future holds.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide flexible terms and easy application processes to ensure you can drive away in your ideal vehicle without financial stress.

Business Loans

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand. We recognize the challenges businesses face today, and our team is ready to support you with competitive rates and personalized service.

Credit Lines

Need more flexibility? Our total credit lines amounting to $1,074,727,648 allow you access to funds when you need them most, giving you peace of mind whether it's for unexpected expenses or planned purchases. We also offer refinancing options for many of our products, making it easier for you to lower your monthly payments or consolidate debt. For specific eligibility options regarding any of our loan offerings, please visit us at https://www.unitedfcu.com/products-and-services/banking/savings-accounts/membership-savings-account or give us a call at (484) 223-4200. At United, we are committed to providing exceptional service and resources to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 835 W Hamilton St Allentown Pa 18101 in Allentown, PA, or check out our website at https://unitedfcu.com/ for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We strive to make the mortgage process straightforward and accessible so that you can focus on what really matters creating a home for yourself and your family.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our credit card options. We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle and spending habits.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified data ensures that users receive fair and transparent offers. Each loan listing reflects current market conditions, allowing users to make informed decisions based on real-time information.

UNITED FEDERAL CREDIT UNION