United Credit Union Reno NV | Quick Personal Loans & Business Banking

Introduction

Welcome to United, your trusted financial partner at 980 Ambassador Dr, Reno, NV 89523. Established in 1949, we take pride in serving our community with dedication and care. With a robust membership of 192,997 and total assets soaring to an impressive $4,127,673,172, we are committed to providing top-notch financial services tailored to your needs. At United, we understand that banking is more than just numbers; it's about building relationships and supporting our members through every financial journey. Our dedicated team of 726 employees, led by our CEO Terry O'Rourke and Board President Troy Tolle, is here to assist you with a wide range of services including personal banking, auto loans, mortgage solutions, and business banking. We believe in empowering our members with the tools they need to achieve their financial goals. While you can always visit us at our branch location, please note that any official correspondence should be directed to our mailing address: PO Box 125, St Joseph, MI 49085. With total deposits reaching $301,665,562 and a net worth of $457,241,625, you can feel secure knowing that your money is in good hands. Whether you're looking for loans over 111,125 have been issued or exploring new ways to save and invest with our various accounts and services, we're here for you every step of the way. Our cash on hand stands at $28,466,527, allowing us to ensure liquidity while meeting your needs. We invite you to explore everything United has to offer. Visit us online at unitedfcu.com or give us a call at 888-982-1400 for personalized assistance. Join us today and discover how we can help you make the most of your finances!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces technology by offering online and mobile banking options that allow members to manage their finances easily and securely from anywhere. We also ensure our facilities are ADA compliant so everyone can access our services without barriers. With an ATM available at our location and drive-thru banking options for quick transactions, convenience is key at United. We also participate in shared service centers with other credit unions, making it easier for members to access their accounts even when they're away from home. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of membership at United. Together, let's build a brighter financial future! For more information or to get started with your membership today, call us at 888-982-1400 or visit our website at unitedfcu.com.

Our Mission

At United, our mission is simple yet profound: we strive to provide exceptional financial services that help our members achieve their goals while giving back to the community. We offer a range of products including personal banking accounts, auto loans, mortgages, and business services tailored to meet individual needs. We pride ourselves on being more than just a credit union; we actively engage in community outreach programs and partnerships that uplift those around us. From financial education workshops to supporting local charities, we believe in investing back into the neighborhoods that support us.

Branch Location & Accessibility

Call to Action

Whether you're already a member or considering joining our community, we invite you to visit us at our Reno branch. Experience firsthand the friendly service that sets us apart! If you're unable to visit in person, feel free to give us a call or check out our website for more information. We're excited to assist you on your financial journey!

Easy Access and Nearby Landmarks

Finding us is a breeze! We are conveniently situated near popular spots like the Reno-Tahoe International Airport and the vibrant shopping district of North Valleys. With ample parking available, you can park with ease and head inside without any hassle. Our branch is also ADA compliant, featuring ramps and accessible entrances to ensure everyone can enjoy our services.

Operating Hours and Services

We know your time is valuable, which is why our lobby hours are designed to fit your busy schedule: Monday through Friday from 9 AM to 5:30 PM. For those who prefer the drive-thru, we're open from 8:30 AM to 6 PM on weekdays. You can reach us at 888-982-1400 if you have any questions or need assistance. At United, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got your financial needs covered. Plus, our ATM availability ensures you can withdraw cash anytime you need it.

Member Eligibility

At United, we believe that everyone deserves a chance to belong to a supportive community that prioritizes your financial well-being. Becoming a member is straightforward and welcoming! If you're looking to join, you'll find that eligibility is open to individuals who live, work, worship, or attend school in our local area. Plus, family members of existing members can also enjoy the benefits of joining us. This means you're not just signing up for an account; you're becoming part of a family dedicated to helping each other thrive. To kickstart your journey with us at United, simply visit us at our location on 980 Ambassador Dr Reno Nv 89523 or give us a call at (888) 982-1400 for any questions. For more detailed information about membership eligibility, check out our eligibility page. And when you're ready to open your account, you can easily do so online by visiting our account opening page. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in new equipment, hire additional staff, or even open another location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,050 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $332,047,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can help streamline your operations. Whether it's processing payments seamlessly or managing transactions effectively, our tools are tailored for efficiency. Imagine not worrying about cash flow while focusing on what matters most growing your business. Visit us at 980 Ambassador Dr Reno Nv 89523 in Reno, NV, or call us at (888) 982-1400 to learn more about how we can partner with you on your business journey!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Accessing cash should be hassle-free. At United, we provide comprehensive ATM services along with basic drive-thru banking options for deposits, withdrawals, and simple transactions. Plus, if you're a member of one of our partner credit unions, you can benefit from shared branch transactions that allow you to make deposits or withdrawals conveniently. Whether you're visiting us at 980 Ambassador Dr Reno Nv 89523 or engaging with us online through our website at Northwest - Branch 17, we are here to assist you every step of the way. If you're ready to explore how United can support your financial goals or if you have any questions about our services, feel free to call us at (888) 982-1400. We look forward to serving you!

Business Banking Services

For business owners, we offer specialized banking solutions including merchant services and business loans. Our goal is to support local businesses by providing the financial tools necessary for growth and success.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime, anywhere is crucial. That's why we have invested in robust online and mobile banking platforms. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone. Our mobile payments feature adds another layer of convenience for everyday transactions.

Personal Banking Solutions

We understand that managing finances can be overwhelming, which is why our personal banking services are tailored for ease and flexibility. Whether you need a checking or savings account, our accounts are designed to fit your lifestyle. If you're dreaming of a new car or planning to finance a vehicle, our auto loans and vehicle financing options make it simple and straightforward. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide competitive rates and terms. In addition to these core offerings, we also provide personal loans and debt consolidation services. These can help you manage expenses effectively and work towards financial freedom. Don't forget about our credit cards with rewards; they not only make everyday purchases easier but also earn you points towards future rewards.

Digital & Online Banking

Always Accessible

With 24/7 online banking services available at Yes, you can access your accounts whenever it suits you day or night. This means more freedom and flexibility in managing your finances without being tied down by traditional banking hours. Experience the convenience of modern banking with United. Whether you're checking balances or transferring funds, we're here to support your financial journey every step of the way!

Key Services

Our online banking platform is packed with features that put you in control. You can easily check your account balances, transfer money, and pay bills through our user-friendly interface available at https://unitedfcu.com/ . Plus, if you prefer to go paperless, we offer e-statements that allow you to view your transactions online safely and securely. Need to sign documents quickly? We've got you covered with electronic signature authorization, making it easy to complete transactions without the hassle of printing and mailing forms.

Mobile Banking Made Easy

For those on the go, our mobile application allows you to manage your finances right from your smartphone. Whether you're making mobile payments or sending money to friends using our person-to-person transfer feature, everything is just a tap away. And if you're worried about security, rest assured that our platform is built with advanced security measures to protect your personal information.

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 439,336, highlighting a strong and growing member base that trusts us with their finances. With net shares available for lending at $0, we're well-positioned to help you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, United is your trusted partner. Visit us at 980 Ambassador Dr Reno Nv 89523 or call (888) 982-1400 to learn more about how we can help you achieve your financial goals.

Investing Back into Services

With $437,766,946 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $35,348 in used auto loans and a total of $3,047,289,259 in loans and leases.

Member-Centric Approach

Members' savings are secured through $1,127,840,649 in share certificates and $745,482,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to excellence is reflected in our $0, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 717 full-time employees and 9 part-time employees ready to assist you with knowledgeable service.

Our Financial Health

With a net worth of $457,241,625, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing options or want to learn about eligibility for any of our loan products, don't hesitate to reach out. Our team is here to guide you through the process and answer any questions you may have. You can contact us at (888) 982-1400 or visit us at our branch located at 980 Ambassador Dr Reno Nv 89523 in Reno, NV. Explore how our loan offerings can assist you in achieving your financial objectives today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,470,537 in used vehicle loans and $85,165,461 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make purchasing a vehicle straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $332,047,461 provide the capital needed to grow and expand your business. We understand that every business is unique; that's why we work closely with you to find financing solutions that align with your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,925,892, make buying or refinancing simple. We focus on providing you with the best possible rates and terms to help you secure your dream home without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,303,113 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, ensuring that you have access to funds when you need them most.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to empower consumers with clear, accurate information that aids in making informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information means users can trust that the offers they see are fair and transparent. One of the key benefits of using LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency for all users. Additionally, LendMesh maintains a policy of no sponsored listings, meaning lenders are not prioritized based on paid promotions. This guarantees that the results you receive are truly unbiased and reflect the best options available in the market. LendMesh provides real-time rate comparisons from multiple institutions, allowing users to quickly assess their options and find loans that best fit their needs. Thousands of users have already benefited from this service. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to explore their loan options without being overwhelmed by marketing jargon or hidden fees, LendMesh stands as a reliable choice. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UNITED FEDERAL CREDIT UNION